Nicole Fountain Woods is a financial advisor at Osaic with a Series 66 designation and three years of industry experience. Her prior roles include positions at SagePoint Financial, Inc. and Creative Financial Network, where she worked concurrently in an administrative capacity. She has also held various roles outside finance in education and aquatic programs. Osaic Wealth serves a diverse clientele, including retail and institutional investors, with a platform that offers brokerage and advisory services alongside model-based asset allocation and portfolio optimization strategies. The firm is notable for its scale, complex affiliate network, and multi-product offerings delivered through numerous affiliated entities.

James Fitzsimmons is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 designation and previously worked at MassMutual South Florida and HatfieldFX, LLC. Fitzsimmons also had a role at Florida Atlantic University and was involved with SkiRixen, a retail sales business, as a close associate of the owner. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Lyon Roth is a financial advisor with UBS Financial Services, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. He previously worked at Merrill and AllianceBernstein L.P. Outside of his advisory role, Roth serves on advisory committees for companies involved in solar energy, aerospace engineering, and water solutions, contributing to business development and strategy decisions. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Liliane Bwakira is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 65 designations and has worked at firms including Kiza Bayshore Advisors, Oppenheimer & Co. Inc, Bank of America, Merrill, Campbell Williams, and K2I Global Markets. Outside of her advisory role, she is a member of the Broward Public Library Foundation’s Investment Committee and serves on the Rwanda Social Security Board as a Board Member and HR & Remuneration Committee Member. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable gift funds. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios across various investment vehicles, also serving multiple registered investment companies and employing systematic oversight and governance procedures.

Leon Friedlander is an International Wealth Advisor at Merrill Lynch Wealth Management. He focuses on helping clients manage their wealth through personalized strategies that consider each client's unique financial journey and priorities. His approach goes beyond investment management to include defining important life aspects such as family, finances, health, home, leisure, work, and giving. Leon specializes in family wealth management strategies, international wealth management, portfolio management services, and investment strategies for individuals and corporations, including clients in sports and entertainment. He emphasizes collaboration with clients to prepare for financial implications related to various life stages and transitions. He holds a Bachelor's Degree from Brown University and an MBA from Babson College. Leon is designated as a Chartered Financial Analyst (CFA) and a Personal Investment Advisor (PIA). He is fluent in Spanish, Hebrew, and English. Outside of work, Leon enjoys baseball, hiking, pickleball, tennis, traveling, and spending time with his family. He also participates in community service through volunteering.

Shalom Moldavski is a financial advisor with MassMutual Investors Services, holding Series 65 and Series 63 licenses and 11 years of industry experience. He has been with MassMutual Investors Services since 2017 and has worked with Massachusetts Mutual Life Insurance Company since 2016. Outside of his advisory role, Moldavski is involved with Edify Group, LLC, where he works in individual and group insurance brokerage and structured settlements, and he owns Edify Insurance Brokers, a property and casualty insurance business. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual financial planning relationships supported by firm-approved analytical tools.

Michael Romagnolo is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Bank of America, N.A. and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and models to support client financial plans.

Stephanie Brandon is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. Her career includes long tenures at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company before joining Mass Mutual. She is also the president and owner of Brandon Financial Consulting Group, an entity used for business and advisory purposes. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning and asset management through collaborative, annual engagements using firm-approved software to analyze goals and deliver written recommendations.

William Adams is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and is based in Ft. Lauderdale, FL. His prior experience includes roles at JPMorgan Chase Bank and Ameriprise Financial Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations tailored to client needs.

Joshua Lindsey is a financial advisor at Morgan Stanley with five years of industry experience. He holds the Series 66 designation and has previously worked with Merrill, Bank of America, and Wells Fargo. Lindsey is based in Fort Lauderdale, FL. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and delivers services directly as well as through corporate agreements.

Chadia Ghanem is a financial advisor at Edward Jones with seven years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2019. Prior to her financial career, she spent 15 years working in the automotive technology sector. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of investment strategies and affiliated products, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Gil Cohen is a ChFC® credentialed financial advisor with over 31 years of industry experience, currently serving at OSAIC since 2023. His prior roles include eight years at Sagepoint Financial Inc and 21 years at MSI Financial Services, Inc. Outside of his advisory work, Cohen serves as a council member of the Broward Sheriff's Advisory Council, supporting families of fallen officers, and is a partner in a property and casualty insurance group. OSAIC Wealth provides services to a diverse range of clients, including individual investors, retirement plan sponsors, charities, and corporate entities. The firm employs a model-based investment approach featuring asset allocation and portfolio optimization, offering both brokerage and advisory services through a multi-advisor platform.

Jamie Umberger is a financial advisor with J.P. Morgan Securities in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and with 21 years of industry experience. Prior to joining J.P. Morgan Securities in 2018, Jamie worked at Bank of NY Mellon Wealth Management and Wells Fargo Clearing. Outside of the financial industry, Jamie serves as an officer and secretary of Paint Smart Inc., a business involved in painting, carpentry, and renovations. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized reporting. The firm’s advisory process combines quantitative and qualitative research, includes ESG considerations, and offers broader derivatives and commodities capabilities through various regulatory registrations and affiliations.

Edward Gordon is a financial advisor at Morgan Stanley with 45 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Prudential Equity Group. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services that utilize firm-approved tools and analyses to support client objectives.

Alexander Ferrera is a financial advisor with J.P. Morgan Securities based in Ft. Lauderdale, FL. He holds the Series 66 credential and has 11 years of industry experience, including a long tenure at Bank of America from 2004 to 2026. Outside of his advisory role, he serves as a committee member for Brooke's Place, a nonprofit organization focused on strategic planning and marketing. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative screens and qualitative research and includes access to broader derivatives and commodities capabilities.

Craig Donner is a financial advisor at Raymond James Financial with 29 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Raymond James since 2004. Outside of his advisory work, Donner serves as a trustee and executor managing trusts and estates, and he owns businesses including a real estate brokerage and a chiropractic practice. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, institutional, and high-net-worth clients. The firm offers tailored, non-discretionary planning and supports clients through a broad advisor network, with specialized capabilities including municipal advisory and SIMPLE IRA employer consulting programs.

Matthew Wright is a financial advisor with Wells Fargo Advisors in Fort Lauderdale, FL, holding a Series 66 designation and 24 years of industry experience. He has been with Wells Fargo Advisors since 2012. Outside of his role at Wells Fargo, he has partial ownership in McKinnon Wealth Management LLC, a firm based in Fort Lauderdale. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu that includes specialized services such as business-owner transition planning and special-needs analysis, delivering tailored recommendations through Wells Fargo’s research and planning tools.

Patrick Burke is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has served since January 1993. He specializes in providing wealth management services to high-net-worth families, businesses, non-profit organizations, and corporate clients. His advisory work encompasses traditional investing with a risk management approach, acquisition financing, estate planning, and philanthropic goals. Prior to his current role, Patrick was a Credit Manager at Norwest Financial, where he advised clients on liability management needs. Patrick graduated in 1989 from Virginia Polytechnic Institute with a B.S. in Business Management. He completed the Business Executive Education program at Wharton and earned his Certified Investment Management Analyst (CIMA) certification in 2007. Additional professional designations include Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His client focus areas include family wealth management, corporate executive services, retirement income planning, and services for endowments, foundations, and non-profits. Residing in Mt. Vernon, VA, Patrick has been active in his local community since 2007 as a soccer and basketball coach at the Lee Mt. Vernon Sports Club. He is also a classic car enthusiast and enjoys sports such as football, basketball, soccer, boxing, ice hockey, and adventure sports. Patrick emphasizes understanding clients' life priorities to create personalized financial plans aligned with their goals and aspirations.

Tristan Serrao is a Wealth Management Planning Consultant at Fidelity Investments. In this role, he partners with clients and their Wealth Management Teams to understand their financial objectives and develop plans that address both current and generational needs. His professional experience includes positions at Fidelity Investments as a Workplace Planning Consultant from 2023 to 2025 and as a High Net Worth Service Associate from 2022 to 2023. Prior to that, he worked as a Financial Services Representative at Merrill Lynch from 2021 to 2022. Outside of his professional responsibilities, Tristan engages in cooking and baking, fitness activities, social events with friends, playing musical instruments, reading, and volunteering.

Mark Martorell is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at LPL Financial, BMO Private Bank Wealth Management, Truist, BB&T, Evertrade Direct Brokerage, Charles Schwab, and Wells Fargo Clearing. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with access to model portfolios, third-party managers, and customized strategies across various program structures and custody arrangements.