Michael Paolucci is a CFP® credentialed financial advisor with 36 years of industry experience, currently affiliated with Ameriprise since 2005. He is based in Boca Raton, FL, and holds a Series 63 license. Outside of his advisory role, he owns a business that rents office space and is involved with a pass-through entity related to business expenses. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research and modeling techniques to deliver tailored, non-discretionary recommendations through a centralized consulting team, emphasizing managed accounts and algorithmic support in its planning process.

William Ward III is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Aegis Capital Corp. from 2014 to 2020. Outside of his advisory role, he has reported involvement in non-investment-related real estate ownership. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Christopher Guarino is a financial advisor with Ameriprise in Delray Beach, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, he manages a consulting business unrelated to investment activities. Ameriprise offers a retirement-income planning service aimed at clients approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of a large institutional provider.

Eugene Fiamma is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 66 designation and bringing 23 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Gregory Cousins is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney since 2009, currently working at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Olin Hill IV is a financial advisor at OSAIC with five years of industry experience. He holds a Series 65 designation and has previously worked at LPL and Lakeside Bank. Outside of his advisory role, he is involved in Elevated Paving Inc. OSAIC serves a wide range of retail and institutional clients, including individual investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple advisory platforms to manage diverse portfolios with both discretionary and non-discretionary options.

Robert Swensen is a financial advisor with J.P. Morgan Securities in Coral Springs, FL, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Merrill and Bank of America. Outside of his advisory work, he serves as a lacrosse coach with FC Crush Lacrosse. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.

Preston Dougherty is a financial advisor at Ameriprise with two years of industry experience. He holds the Series 66 designation and has prior experience at Commonwealth Financial Network and various roles outside the financial sector, including positions at Salem State University and Amazon. Ameriprise serves primarily clients approaching or in retirement who meet specific asset criteria, offering retirement-income planning that includes written Recommendation Reports based on detailed analysis and modeling. The firm combines research and algorithmic tools to provide non-discretionary, tax-efficient retirement strategies, with a focus on assets managed within Ameriprise accounts.

Sean Rath is a financial advisor with Osaic Wealth, Inc. holding a Series 66 designation and two years of industry experience. Prior to joining Osaic, he worked in education for several years and currently supports a registered investment advisor in client and administrative duties. He also serves as an instructor for an online life skills course offered through a gap year program. Osaic Wealth serves a diverse range of clients, including individual and high-net-worth investors, institutions, and charitable organizations, providing brokerage, advisory, and financial planning services through an extensive network of advisers and multiple platforms. The firm utilizes advanced asset-allocation tools and third-party managed account solutions to construct portfolios across various asset classes.

Brian Therrell is a financial advisor at LPL Financial with 22 years of industry experience. He holds a Series 66 designation and previously worked for Cambridge Investment Research Advisors, Inc. from 2013 to 2026. In addition to his role at LPL, he is managing partner of Generations Wealth Advisors, an insurance agency based in Boca Raton, FL. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management supported by in-house research and third-party subadvisors.

Ryan Anderson is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 66 designation and 16 years of industry experience. His prior experience includes roles at J.P. Morgan Securities and JP Morgan Chase Bank. Outside of advisory work, he owns a short-term vacation rental property. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets through tailored planning tools and firm-supported investment strategies.

Anthony Anthony is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

David Amiel is a financial advisor at MassMutual Investors Services with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Citigroup Global Markets and JPMorgan Chase. Outside of finance, he owns and manages two nail salons and a food service business. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs with a focus on collaborative, goal-oriented engagements.

John Grimstad is a financial advisor with Edward Jones in Deerfield Beach, Florida, holding Series 63 and Series 66 registrations and bringing 14 years of industry experience. He has been with Edward Jones since 2015. Outside of his advisory work, he owns and operates Shady Creek Farm in Cascilla, Mississippi, where he is involved in farming activities primarily during weekends and time off. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of investment advisory programs and affiliated financial services. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Beth Mahanger is a CFP® with 27 years of experience in financial advising, currently serving at Morgan Stanley in Boca Raton, FL. She has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Outside of her advisory role, she is a co-trustee of a family trust. Morgan Stanley Wealth Management is a large, SEC-registered firm providing a range of advisory programs to individuals and institutions, with a focus on tailored financial planning supported by advanced analytical tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning agreements.

Kathleen Reeves is a financial advisor with Cambridge Investment Research Advisors in Boca Raton, FL. She holds Series 63 and Series 65 licenses and has 31 years of industry experience, including prior roles at UBS Financial Services, Inc. and FSC Securities Corporation. She is also the owner of Beitler Financial Group, an S-Corp for tax and legal liability purposes. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a large network of independent professionals. The firm provides a variety of investment implementation options across multiple platform arrangements, combining proprietary and third-party strategies, with both discretionary and non-discretionary management.

Adam Jacobs is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies, managing approximately $2.74 trillion in client assets.

Deborah Williams is a financial advisor at Morgan Stanley with 28 years of experience in the industry. She holds a Series 63 designation and has worked at Morgan Stanley Smith Barney since 2009, following an earlier tenure at Citigroup Global Markets. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and comprehensive services. The firm manages approximately $2.74 trillion in client assets and delivers investment solutions through a variety of institutional and retail offerings.

Teresa Mcardle is a financial advisor with Morgan Stanley in Coral Springs, FL, holding a Series 63 designation and bringing 30 years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Nathaniel Romero is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and two years of industry experience. He has been with Wells Fargo in various capacities since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.