Jeffrey Brook is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Morgan Stanley since 2016, working within both the Private Bank N.A. and Morgan Stanley Smith Barney LLC divisions. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models through its Financial Advisors and Estate Planning Strategies Group.

James Reilly is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Morgan Stanley in various roles since 2009, including positions at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by firm-approved tools and serves clients through direct relationships and corporate financial planning agreements.

Christine Moody is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2017 and previously held roles at Morgan Stanley Smith Barney and Morgan Stanley & Co. from 2007 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Frank Cummings is a financial advisor with Equitable Advisors in Boca Raton, FL, holding a Series 66 designation and 32 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 2002. Outside of advisory work, he is involved in insurance sales through various companies. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing both proprietary and third-party advisory models.

Alexander Constantine is a Financial Advisor with Merrill Lynch Wealth Management. He brings a distinctive approach to financial advising, combining his background in software engineering with a degree in Economics from Boston College. Supported by a team of three seasoned advisors with over 100 years of collective experience, Alexander delivers innovative and tailored financial strategies to meet each client's unique needs. His areas of expertise include college education planning, executive and equity compensation services, family wealth management strategies, retirement planning, special needs planning, and institutional investment consulting. Alexander’s analytical skills, honed through his technical background, complement his dedication to building meaningful client relationships, inspired in part by his personal experiences supporting family members with special needs. Alexander holds the Personal Investment Advisor (PIA) designation. Outside of his professional role, he enjoys activities such as billiards, boating, gardening, golfing, music, skiing, swimming, traveling, and spending time with his family.

Geoffrey Doro is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been a team member since 2007. He leads the team's wealth management planning efforts, focusing on developing strategies and advice tailored to clients' short- and long-term financial objectives. Geoffrey utilizes Merrill’s wealth management planning tools to produce Personal Wealth Analysis reports that outline clear paths for clients to achieve their financial goals. He works collaboratively with colleagues to review client investments and maintain progress toward their objectives. His expertise includes college education planning, executive compensation, institutional and corporate benefit services, legacy planning, liquidity management, personal retirement planning, portfolio management, tax minimization, and retirement income. Geoffrey holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor™ (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a bachelor's degree in Business Administration from the University of Florida. Geoffrey resides in Boca Raton with his wife, Christina, and their two children. His personal interests include biking, boating, camping, chess, fishing, hiking, music, running, skiing, and spending time with his family.

Joshua Adler is a Wealth Management Advisor and senior partner of The Rothman Adler Group at Merrill Lynch Wealth Management. His practice centers on the needs of high net worth families, entrepreneurs, and small businesses. He employs a planned-based approach to design customized strategies tailored to each client's goals and risk tolerance. His team uses a combination of active and passive strategies for portfolio construction and incorporates alternative investments when appropriate. Prior to joining Merrill Lynch Wealth Management in 2017, Joshua spent nine years at UBS as a Senior Vice President in Wealth Management and ten years at Bernstein Global Wealth Management, where he was a Principal in the Private Client Group alongside his partner, Rob Rothman. He holds a Bachelor of Arts degree from the University of Pennsylvania. Joshua resides in Boca Raton, Florida with his wife, Leslie, and their two children.

Samuel Cogan is a financial advisor at Fidelity with the Series 66 designation and one year of industry experience. His prior roles include positions at Q7 Capital LLC, First National Bank of Coastal Community, and several regional banks. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines fundamental research with quantitative analysis and algorithmic portfolio management, and is noted for its registration as a commodity pool operator and advisory role to multiple registered investment companies.

Dina Marie Gargiulo is a financial advisor with Merrill in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She previously worked at Goldman Sachs for seven years before joining Merrill Lynch, Pierce, Fenner & Smith in 2022. Outside of finance, she is a part-time instructor for Zumba Fitness. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Anthony Mazzo is a financial advisor at RBC Capital Markets with 33 years of industry experience. He holds Series 63 and Series 65 designations. His prior roles include positions at City National Bank, Truist Advisory Services, and BB&T Securities. Outside of advising, Mazzo serves on the board of a marina association and is involved in a family-owned inflatable boat manufacturing business. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers tailored to client risk profiles.

John Cassandra is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Raymond James Financial Services and owned several businesses including Cassandra Employee Benefits Group and Comprehensive Payroll Solutions LLC. He is also involved in insurance brokering through his ownership of Cassandra Employee Benefits Group. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research and modeling with tax-efficient withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Diane Baker is a financial advisor at Merrill with 38 years of industry experience. She has been with Merrill since 1993 and holds Series 63 and Series 65 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Derek Hubbard is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has six years of industry experience, including roles at United Realty Group and Keller Williams Realty prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2020. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Michaella Calubayan is a financial advisor at UBS Financial Services with one year of industry experience. She holds the Series 66 designation and has prior experience at Essity and LPL Financial, among other roles. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocations to tailor investment strategies to clients' goals and risk tolerances.

Michael Litrento is a financial advisor at Morgan Stanley with 14 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2013 and 2015, respectively, and holds the Series 63 and Series 65 licenses. Based in Boca Raton, FL, he has worked exclusively within the Morgan Stanley organization throughout his career. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including customized financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by proprietary tools and market-return modeling.

Benjamin Topping is a financial advisor at Fisher Investments with 10 years of industry experience. He holds a Series 66 designation and has worked at notable firms including Bank of America, Merrill, JPMorgan Chase Bank, and Principal-related entities. His prior roles include an investment adviser representative position and a principal role focused on sales of bank deposit products. Fisher Investments serves a global client base that includes institutional and private clients such as pension plans, foundations, and high-net-worth individuals. The firm provides discretionary portfolio management through a centralized, research-driven investment process and offers sub-advisory and retirement plan services across a range of equity, fixed-income, and blended mandates.

Myra Kolton is a financial advisor at UBS Financial Services with Series 63 and Series 66 credentials and 59 years of industry experience. She has been with UBS since 1965. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research, underwriting, custody, and capital markets solutions.

Bruce Ochsman is a financial advisor with UBS Financial Services in Boca Raton, FL, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with UBS since 2001. Outside of his advisory work, he serves as secretary and treasurer of The Ochsman Foundation, which makes charitable contributions on behalf of his family. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor strategies to client goals.

Bradley Deluca is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 11 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2014 and previously worked at B & V Exotics, LLC from 2019 to 2022. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm uses a combination of quantitative asset-allocation modeling and centralized due diligence, applying an ESG eligibility framework when recommending strategies.

Joseph Luchini is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Raymond James Financial Services and Synovus Securities. Outside of advising, he is a co-owner of AJL Marketplace LLC, a home and decor business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.