Ninalette Joy Yee is a financial advisor at Charles Schwab with 11 years of industry experience. She holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank SSB since 2013 and 2016, respectively. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Addison Linn is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 licenses with three years of industry experience. Prior to joining Morgan Stanley, he worked at Fisher Investments and several other financial firms. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and brokerage arrangements.

Michael Neff is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has been with Wells Fargo Advisors, LLC since 2015. Outside of his advisory role, Neff is a managing member and 15% owner of Downtown Dogs, LLC, a retail pet accessory boutique, and serves on the finance committee of the Humane Society of Tampa Bay. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Collin Hunter is an Investment Consultant at Fidelity Investments, a role he has held since 2024. Prior to this position, he served as a Relationship Manager at Fidelity Investments from 2023 to 2024 and as a Financial Representative from 2022 to 2023. He began his career as a Teller-Intern at Digital Federal Credit Union in 2021. In his current role, Collin partners with clients to develop financial roadmaps by understanding their personal stories, lifestyle, and legacy goals. He focuses on creating customized, comprehensive plans tailored to each client's unique objectives, aiming to deliver a world-class client experience. Outside of his professional responsibilities, Collin enjoys boating, fishing, fitness, social events with friends, golf, and traveling.

Jonathan Saunders is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has been with JPMorgan Chase Bank NA and JPMorgan Securities LLC since 2016. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver comprehensive advisory services.

Jorge Lacott is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63, 65, and 66 licenses with 30 years of industry experience. He has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Jacob Wilsey is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses with one year of industry experience. His prior roles include positions at UBS Financial, Sunrun, and Fisher and Wilsey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

Brian Garton is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 66 and Series 63 licenses with one year of industry experience. His prior work includes roles at E*Trade Securities LLC and Total Quality Logistics. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services that utilize structured discovery and firm-approved tools to model financial outcomes.

Brant Garber is a financial advisor with LPL Financial in Tampa, FL, holding Series 63 and Series 65 designations and 35 years of industry experience. He has worked at LPL Financial since 2018 and previously spent nine years at Invest Financial Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a nationwide network of investment adviser representatives.

Lara Yates is a CFP® with over 31 years of industry experience, currently serving at Ameriprise since 2024. Her prior roles include positions at Global Advisor Group, Raymond James Financial, and Berner Wealth Management. Ameriprise specializes in retirement-income planning for individuals with significant investable assets, offering a structured service that combines research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers advisory, brokerage, and insurance solutions through affiliated entities typical of large institutional firms.

Marsha Werner is a financial advisor with Raymond James & Associates in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. She has been with Raymond James & Associates since 2014. Werner serves as a member of the finance and investment committee for a nonprofit condominium association. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering customized financial planning and investment consulting supported by a wide range of portfolio management styles and affiliated research.

James Valenti is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 credentials with 42 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process supported by firm-approved tools and modeling techniques.

Matthew King is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2022, he worked in various retail and service roles including at Safeway and Chicken Salad Chick. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by firm-approved tools and the Global Investment Committee’s market analysis. The firm manages approximately $2.74 trillion in client assets and provides services through direct and corporate financial planning arrangements.

Darrell Runyon is a financial advisor at Equitable Advisors with three years of industry experience. He holds a Series 66 designation and has previously worked with Northwestern Mutual Investment Services LLC and served in educational roles with the Polk County and Wayne County School Boards. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Brandon Schoeppler is a financial advisor at Ameriprise with 16 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he serves as Vice President on the boards of the Young Professionals of Tampa Bay Estate Planning Council and The Bay Area Estate Planning Council. He is also involved in independent insurance brokering and manages a business entity, Pomona Management LLC. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, supported by a centralized consulting team and an approach that integrates both algorithmic automation and personalized review.

Raymond Loeffler is a financial advisor with LPL Financial, holding a Series 66 credential and 13 years of industry experience. He has worked at LPL Financial since 2022 and concurrently maintains roles at Cuna Brokerage Services, Inc. and Suncoast Credit Union since 2016. Outside of his advisory roles, he has been involved with Precision Fitness Training Co. since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, using both discretionary and non-discretionary management approaches supported by extensive research and technology tools.

Matthew Borasch is a financial advisor with Ameriprise in Tampa, FL, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliate since 2006. Outside of his advisory work, he serves on the Board of Directors of the Tampa Bay Seminole Club and is a past president of the organization. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations through a centralized consulting team, emphasizing managed accounts and algorithmic support.

Matthew Collington is a Series 65-registered financial advisor with Edelman Financial Engines, based in Tampa, FL. He has five years of industry experience, including prior roles at Raymond James & Associates and Financial Engines Advisors. Collington’s career also includes positions at Trinity Wealth Securities, Florida Financial Advisors, and the Scion Group. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven proprietary modeling process with planner delivery and online tools, offering diversified model portfolios, periodic rebalancing, and both discretionary and non-discretionary advice.

Brendan Patrick is a financial advisor at OSAIC with 22 years of industry experience. He holds a Series 66 designation and has worked at Royal Alliance Associates, Inc. since 2018 and Signator Investors, Inc. from 2016 to 2018. In addition to his advisory role, he serves as an investment consultant at GFA Financial Group, LLC, focusing on administrative assistance, analysis, and client relationship management. Osaic Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations, offering integrated brokerage and advisory services through a wide network of affiliated advisers and multiple platforms. The firm utilizes a range of investment tools and third-party solutions to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Christopher Immoos is a financial advisor at UBS Financial Services in Tampa, Florida, holding a Series 66 designation. He has prior experience at Morgan Stanley, L2 Consulting Solutions, Global Financial Impact, World Financial Group, and served in the United States Marine Corps from 2013 to 2024. In addition to his advisory role, he is a consulting partner at Pau Hana Consulting LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.