John Arroyo is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with one year of industry experience. His prior roles include positions at E*Trade Securities LLC and involvement with Oneblood and The Columbia Restaurant Group. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate-sponsored financial planning services.

John Kuntz Jr. is a CFP® professional with 36 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at SPC, Sigma Financial Corporation, and Ameriprise Advisor Services, among others. He has also been involved with At Your Service Tax & Accounting Of North Pinellas for over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered by a large network of investment adviser representatives.

Byron Sheffield is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at UBS Financial Services, Fidelity Investments, Bank of America, and Fisher Investments. He is currently based in Clearwater, Florida. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a model combining non-discretionary advisory recommendations with access to discretionary separately managed accounts, supported by multi-asset allocation strategies and a centralized operational structure.

Sara Price is a financial advisor at Ameriprise with eight years of industry experience. She holds a Series 66 designation and has previously worked at UBS Financial Services, Bank of America, Merrill, and the Advanced Hand and Plastic Surgery Center. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

James Stevenson Jr. is a financial advisor at Edward Jones in Clearwater, FL, holding Series 63 and Series 66 designations with 18 years of industry experience. He has worked at Edward Jones since 2019 and previously held roles at Level Four Advisory Services and LPL Financial from 2015 to 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of advisors and branches across the United States.

John Larkin is a financial advisor with LPL Financial, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 21 years of experience in the industry and has been with LPL Financial since 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with investment strategies implemented through a network of investment adviser representatives.

Steven Morrison is a financial advisor with LPL Financial in Tampa, FL, holding Series 63 and Series 66 licenses and 19 years of industry experience. His prior firms include Morgan Stanley and Transamerica. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

Khanh Lowery is a financial advisor with Cetera in Safety Harbor, FL, holding a Series 63 designation and 29 years of industry experience. He has been with Cetera and its affiliate Cetera Financial Specialists LLC since 2004. In addition to his advisory role, Lowery is the owner of Lowery, Weldon & Company, CPAs, P.A., where he manages tax and accounting services. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, institutional, and charitable clients through a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and retirement services. The firm supports a diverse range of investment strategies and program structures with over $256 billion in assets under management and more than 10,000 advisors.

Ardon Currie is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding the Series 66 designation and having six years of industry experience. He previously worked at Franklin Templeton Investments for one year before joining Raymond James & Associates in 2017. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Michael Rodenburg is a financial advisor with Raymond James & Associates holding Series 63 and Series 65 credentials and 28 years of industry experience. His career includes roles at Raymond James Financial Services, LPL Financial, Edelman Financial Services, and Chase Investment Services. He is based in St. Petersburg, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Armando Elias is a financial advisor at Raymond James & Associates with Series 66 and Series 63 credentials and one year of industry experience. His prior experience includes roles at Morgan Stanley and J.P. Morgan Chase, as well as work outside finance in fitness and education sectors. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and charitable organizations, offering financial planning and investment consulting primarily through non-discretionary advisory relationships.

Brandy Hoiler is a financial advisor with Ameriprise in Tampa, FL, holding a Series 66 designation and 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach, with a centralized consulting team supporting advisors in delivering these recommendations.

Joseph Mccoy is a financial advisor at LPL Enterprise with 40 years of industry experience. He holds the Series 66 designation and has worked previously at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm uses a model-driven investment approach with access to third-party asset managers and offers a range of financial planning and consulting services.

Evan Ansted is a financial professional at LPL Enterprise with one year of industry experience. He holds a Series 66 designation and has worked previously at American Broadband, Yark Automotive, and the University of Tampa. His business activities include a role as a financial professional involved in insurance-related services. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm uses a model-driven investment approach with offerings that include financial planning, access to third-party asset managers, and participation in a wrap program.

Sergio Arango is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 credential and has previously worked at Wells Fargo Bank. Arango participates in the Tampa Bay Chamber’s Emerging Leaders committee, which focuses on professional development and community outreach for young professionals in the Tampa Bay area. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional entities.

Maximillian Peddie is a Financial Advisor with over half a decade of experience in the financial industry. He is currently affiliated with Merrill Lynch Wealth Management and serves as a Senior Portfolio Advisor. In this role, Maximillian manages custom investment strategies on a discretionary basis and selects from a range of Merrill model portfolios and third-party investment strategies to help clients achieve their financial objectives. His expertise includes executive compensation, services for endowments, foundations, and non-profits, personal retirement planning, portfolio management services, small business strategies, special needs planning strategies, tax minimization, and retirement income. Maximillian and his team are dedicated to providing a comprehensive array of financial products and services along with in-depth education to support their clients' financial needs. Maximillian holds a Bachelor's Degree from the University of New Mexico and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is involved with professional and community organizations including BNI Empower and the Dunedin Stirling Soccer Club, reflecting his engagement with both professional development and local community activities.

Keith Kunzig is a financial advisor with Ameriprise in Largo, FL, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Outside of his advisory role, Kunzig participates in local charity events and is recognized as a local celebrity Buccaneer fan. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, delivering written recommendation reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide tailored retirement planning through a centralized consulting team.

Hyoung Kim is a financial advisor at Morgan Stanley with one year of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Georgetown University, Rise Community Capital, and Burr & Forman, LLP. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a wide range of advisory programs and tailored financial planning services. The firm’s process uses structured discovery conversations and firm-approved tools to develop plans, managing approximately $2.74 trillion in client assets.

Mark Sochinsky is a Series 66-licensed financial advisor with 25 years of industry experience. He has worked at Raymond James for 22 years before joining J.P. Morgan Securities in 2026. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates a broad range of strategies, including an ESG eligibility framework.

Pierce Smith is a Financial Advisor with Merrill Lynch Wealth Management. He works one-on-one with clients to develop strategies that pursue their short-, mid-, and long-term financial goals. His role includes serving as a resource for investing, retirement planning, saving for unexpected events, and providing access to Bank of America specialists across various financial services. He focuses on areas such as education planning, executive compensation, family wealth management strategies, legacy planning, portfolio management services, tax minimization, and retirement income. As a Merrill Financial Advisor, he collaborates with clients to define their goals and tailor portfolio strategies accordingly, providing ongoing advice to adapt as clients' needs change. Pierce holds a Bachelor's Degree from the University of South Carolina System and is a Personal Investment Advisor (PIA). He is a member of the Pelican Golf Club and the Ybor Chamber of Commerce, and participates in community involvement activities with Habitat for Humanity. Outside of work, he enjoys golfing, pickleball, skiing, surfing, and traveling.