Regan Calvert is Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2016, progressing through roles including Financial Representative, Investment Solutions Representative, Fixed Income Specialist, Investment Consultant, and Financial Consultant before his current position. In his role, Regan focuses on helping clients plan for retirement by analyzing their complete financial picture and implementing tailored strategies. He works closely with clients to understand their family life, work, concerns, hopes, and dreams to provide personalized financial guidance. Outside of his professional responsibilities, Regan has interests in baseball, bowling, comedy, football, golf, and traveling.

Jesse Cofty is a financial advisor with Wells Fargo Clearing in Nashville, TN, holding a Series 66 designation and three years of industry experience. Prior to his current role, he has worked at Wells Fargo Bank, Progressive Health, Auburn University of Montgomery, and Firebirds. Outside of finance, he owns and operates an online electronics and tools sales business and is active as a traveling musician, selling merchandise and streaming music online. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Terry Brandon is a financial advisor with Morgan Stanley in Nashville, TN, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to individuals and institutions, including financial and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by approved tools and modeling techniques.

Catherine Baron is a financial advisor with UBS Financial Services in Nashville, TN, holding a Series 66 designation and six years of industry experience. Her prior work includes roles at Merrill, US Bank, Wiley Bros.-Aintree Capital, and a nonprofit organization, Ronald McDonald House Charities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management and also provides custody, underwriting, and capital markets services.

Joseph Martinez is a financial advisor at Raymond James Financial Services Advisors, Inc. with 24 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Raymond James, Martinez worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of advising, he is a partner in several restaurant-related businesses in Nashville, collaborating on restaurant consulting and investment activities. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports a broad advisor network, combining technology and analytical tools to assist clients in implementing financial strategies.

Melissa Ward is a financial advisor with LPL Financial in Brentwood, TN, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. Her career includes roles at Waddell & Reed and various insurance carriers, as well as involvement with Saltwater Therapy and Hope Clinic For Women. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, institutions, and charitable organizations. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, supported by research and model portfolios from multiple sources.

Scott Pandillo is a financial advisor at LPL Financial with 36 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at LPL Financial since 2025. Prior to this, he was with Liberty Wealth Management, LLC and Next Financial Group, both for over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, leveraging both discretionary and non-discretionary management supported by proprietary and third-party research.

Kevin Riskevich is a financial advisor with Morgan Stanley in Franklin, TN, holding Series 63 and Series 65 registrations and 29 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. He serves on the board of Blue Gray Lodge LLC, a private investment-related company. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, delivering tailored financial planning and managing approximately $2.74 trillion in client assets.

Cara Rhodes is a financial advisor with LPL Financial and holds the Series 66 designation. She has 16 years of industry experience, with prior roles at First Horizon Advisors, Wells Fargo Clearing, Wells Fargo Bank, Infinex Investments, and Gibraltar Private Bank & Trust. Rhodes also serves as a notary in relation to her investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Catherine Oconnor is a financial advisor at LPL Enterprise with 40 years of industry experience. She holds Series 63 and Series 65 designations and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Lauren Ladd is a financial advisor at Merrill with Series 63 and Series 66 licenses and 15 years of industry experience. She has worked with Merrill since 2012 and is also associated with Bank of America since 2015. Outside of her advisory role, she is a co-owner of family rental properties in Tennessee. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

R Patteson is a financial advisor with Morgan Stanley in Franklin, TN, holding a Series 66 designation and 22 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007. Outside of his advisory role, he is involved as a partner in Vogue Design Partners LLC, a wholesale and distribution business based in Nashville, Tennessee. Morgan Stanley Wealth Management provides advisory services and financial planning to individuals and institutional clients, managing approximately $2.74 trillion in assets. The firm uses structured planning tools and investment modeling techniques to support client financial goals.

Martha Mason is a financial advisor with Raymond James Financial in Brentwood, TN, holding a Series 63 designation and bringing 32 years of industry experience. She previously worked at Taylor Securities, Inc. and Taylor Financial Corporation for over three decades before joining her current firm. Martha is also associated with Pinnacle Asset Management as an Investment Representative. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to model potential outcomes, supporting a broad range of client needs including municipal and public finance.

Tomas Czernek is a financial advisor with Primerica Advisors in Nashville, TN, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2012. Outside of advisory work, he owns Czernek Financial, LLC and CZ Global, LLC, entities related to his Primerica business activities. Primerica Advisors primarily serves individual investors, including high-net-worth clients, as well as corporate and charitable clients through a wrap-fee asset management program that utilizes model-driven strategies managed by unaffiliated asset managers.

Frederick Long is a financial advisor with UBS Financial Services in Nashville, TN, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Christi Edwards is a financial advisor with Morgan Stanley in Nashville, TN, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. She has worked with Morgan Stanley and its affiliates since 2007 and has been involved with Morgan Stanley Private Bank since 2015. Edwards serves as a trustee in a trust-related capacity outside her primary advisory role. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling to support its planning process.

John Madison is a financial advisor with Stifel Nicolaus & Co Inc in Nashville, TN, holding a Series 63 designation and bringing 30 years of industry experience. He has been with Stifel since 2015. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services based on a proprietary methodology developed by its Investment Strategy Group.

Michael Maroni is a Senior Financial Advisor and Managing Director at Merrill Lynch Wealth Management, where he has been serving clients for over 31 years. He leads a team of 10 professionals based on Bainbridge Island, Washington, assisting clients across 32 states with managing their wealth and achieving their financial goals. His approach emphasizes listening closely to clients to tailor strategies that align with their unique objectives. His expertise spans retirement income, legacy planning, portfolio management services, and tax minimization. Michael's career began at Merrill Lynch in 1990, and after over a decade in advisory roles and management, he returned to direct client engagement. He now leads a multigenerational team focused on serving retirees, executives, business owners, and their families. Michael holds a Bachelor's Degree from Vanderbilt University and the Personal Investment Advisor (PIA) designation. He has served as a board member of Big Brothers Big Sisters in Puget Sound and is involved with the Cold Water Conservation Board of Trout Unlimited. Outside of work, he enjoys boating, fishing, golfing, and spending time with his family.

William Radtke Jr. is a financial advisor with Edward Jones in Franklin, TN, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, he worked at Ramsey Solutions and held various roles at Uber, Clear, and Starbucks, where he served as a shift supervisor. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment options. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Lisa Strane is a financial advisor at Morgan Stanley in Nashville, TN, holding Series 63 and Series 65 licenses with 33 years of industry experience. She has been with Morgan Stanley and its affiliates since 2007. Outside of her advisory work, she is involved in a private placement with Mrs. Pride/Dream Team Racing LLC. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process supported by proprietary tools and serves clients through both direct and corporate financial planning agreements.