Maxwell Kelly is a Financial Consultant I at Fidelity Investments, where he has been serving since 2025. He has held various roles within the company, including Planning Consultant, Relationship Manager, High Net Worth Service Associate, and Customer Relationship Advocate, gaining a breadth of experience in financial services from 2021 onward. Maxwell collaborates closely with clients and their families to navigate their financial journeys through a structured three-step process: understanding clients' personal goals and preferences, creating tailored financial plans, and implementing these plans with ongoing adjustments and monitoring. He holds insurance licenses for Arkansas and California. Outside of his professional work, Maxwell enjoys family activities, exploring culinary experiences as a foodie, following football, hiking, spending time with pets, and traveling.

Jesse Jett is a financial advisor at Fidelity with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with Fidelity in various capacities since 2011. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of proprietary fundamental research and quantitative analysis, including algorithmic portfolio construction and AI-driven methods, distinguishing itself through its role as a commodity pool operator and advisor to multiple registered investment companies.

Nicholas Aguglia is a financial advisor with Equitable Advisors in Cincinnati, OH, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with Equitable Advisors since 2013, including time at its predecessor, AxA Advisors. Outside of his advisory role, he serves as a board member for Chesterton Academy of Buffalo. Equitable Advisors serves a broad range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Ben Frazier is a Planning Consultant who is dedicated to working closely with clients to help them progress toward their financial goals. He focuses on aligning his advice with each client's unique situation and priorities, aiming to build long-lasting relationships and serve as a reliable resource. Ben has experience as a Workplace Planning Consultant at Fidelity Investments from 2022 to 2025 and previously worked in High Net Worth Services at Fidelity Investments from 2021 to 2022. He holds an Arkansas Insurance License. Outside of his professional work, Ben engages in activities such as family time, fitness, football, social events with friends, music, and snowboarding.

Amr Hamouda is a financial advisor with Merrill in Cincinnati, OH, holding a Series 66 designation and one year of industry experience. His prior background includes roles at Bank of America, T-Mobile, Uber/Lyft, and HSBC Bank Egypt. Outside of advising, he works as a delivery contractor for DoorDash and Amazon. Merrill provides managed account services primarily to Bank of America fiduciary clients, offering model-based and discretionary investment strategies through its Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Karl Diebold is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Ameriprise since 2023. His prior roles include positions at U.S. Bancorp Investments, Pruco Securities LLC, The Prudential Insurance Company of America, and Horan Securities, Inc. He is also employed as a financial advisor at River Hills Consulting Services LLC. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, offering comprehensive written Recommendation Reports that incorporate income analysis, Social Security options, and tax-efficient withdrawal strategies. The firm combines research-driven modeling and algorithmic tools with personalized advisory services to deliver these plans.

Nathan Gindele is a Planning Consultant at Fidelity Investments, where he focuses on understanding clients' financial goals and analyzing their current financial situations to develop tailored, goal-based strategies aimed at long-term financial success. He joined Fidelity Investments in 2020 and has held various roles, including Proactive Engagement in Stock Plan Services and Relationship Manager, before becoming a Planning Consultant in 2024. Nathan holds insurance licenses in Arkansas and California. Outside of his professional role, he enjoys board games, camping, football, music, parenthood, and soccer.

Donald Nickerson is a financial advisor at UBS Financial Services with 30 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS since 2010. He served on a seven-person economic development advisory committee for Anderson Township in 2013. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining proprietary market research and model-based asset allocation to tailor services to client goals. The firm operates as a broker-dealer, investment adviser, and futures commission merchant, integrating institutional trading capabilities with wealth management services.

Carolyn Borgert is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 30 years of industry experience. She has worked at Cetera since 1999 and Cetera Financial Specialists LLC since 2004. Outside of her advisory role, she is involved in equestrian activities, serving as a technical delegate and chief steward for a horse showing association and working as an independent contractor organizing equestrian events. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a network of independent advisors, utilizing multi-manager platforms that feature both affiliated and third-party investment options.

Justin Dammel is a financial advisor at Robert W. Baird & Co. with 11 years of industry experience. He holds a Series 66 designation and has been with Robert W. Baird since 2015. Outside of his advisory role, he serves as a board member on the Kenton County Library Foundation's Investment Committee. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that advises individuals, families, pensions, corporations, and institutional clients. The group provides consulting and portfolio services tailored to client goals, utilizing a range of investment strategies and management approaches.

Richard Rowland is a financial advisor at Fidelity with 33 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Strategic Advisors Inc over his career. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages day-to-day investment decisions through affiliated and unaffiliated sub-advisers.

Guy Richardson is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Stifel Nicolaus & Co. since 2009. Stifel serves a diverse client base that includes individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to inform asset allocation and financial planning analyses.

Jason Williams is a financial advisor with J.P. Morgan Securities based in Norwood, OH. He holds a Series 66 designation and has six years of industry experience. His prior roles include positions at Merrill, Bank of America, and KeyBank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and supports implementation through affiliated investment-management entities.

John Droege is a financial advisor at Fidelity with Series 66 and Series 63 licenses and six years of industry experience. Prior to joining Fidelity in 2018, he worked at Amazon and Health Point Family Care. Outside of his advisory role, he is involved as a subcontractor with Zoomer 2 Inc, a food vending operation during festivals. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various funds and strategies.

Brandon Kerley is a financial advisor at Mass Mutual Investors Services with seven years of industry experience. He holds a Series 63 designation and has been with Mass Mutual and MML Investors Services since 2018. Prior to this, he worked at the University of Cincinnati and Western Hills Country Club. Outside his advisory work, he is licensed as a life and health insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations in collaborative annual planning engagements.

Michelle Altman serves as the Branch Leader at the Cincinnati Investor Center for Fidelity Investments, a role she has held since 2024. In this capacity, she coaches and develops associates to achieve their career goals and supports clients in working toward their financial objectives. Prior to this position, Michelle held several roles at Fidelity Investments, including Planning Consultant (2023-2024), Relationship Manager (2022-2023), Financial Representative (2021-2022), Investment Solutions Representative (2021), and Customer Relationship Advocate (2020-2021). This progression reflects her experience in client relationship management and financial planning within Fidelity Investments. Further details regarding her education, credentials, personal interests, or community involvement have not been provided.

Terrence Hosty Sr. is a financial advisor at Robert Baird & Co. with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including J.J.B. Hilliard, W.L. Lyons, Wells Fargo Clearing, A.G. Edwards & Sons, Citigroup Global Markets, and Legg Mason Wood Walker. Hosty is a passive investor in private equity through Vine Street Venture Fund 2 and in Greentech Motors Corporation, a company focused on electric motor manufacturing technology. Robert Baird & Co. serves individual, corporate, pension, and charitable clients through the DDK Group within its Private Wealth Management department, offering a variety of financial planning, portfolio management, and custody services. The firm employs a range of managed account strategies, tax management, and internal research tools, and has reported approximately $394 billion in regulatory assets under management as of December 31, 2025.

Sean Kinsella is a financial advisor with Fidelity who holds a Series 66 designation and has one year of industry experience. Prior to joining Fidelity, he worked for Starbucks Coffee Co. for five years. In addition to his advisory role, he is a co-owner of Squid Squad LLC, a clothing brand based in Cincinnati. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm’s investment approach integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering services such as discretionary portfolio management, fund advisory, and model portfolio delivery.

Daniel Hassall is a financial advisor with Fidelity in Covington, KY, holding Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity, he worked at Central Bank & Trust Co for five years and held roles at Eastern Kentucky University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, as well as registered investment companies. The firm employs a systematic investment process using proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a broad investable universe.

Heather Mardis is a financial advisor at UBS Financial Services with 24 years of industry experience. She has been with UBS since 2008 and holds Series 63 and Series 66 licenses. Outside of her advisory role, she has worked in warehouse personnel at Kohl's distribution center since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings that include financial planning, portfolio management, and mutual fund distribution. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.