Nicholas Shine is a financial advisor at UBS Financial Services with 12 years of industry experience. He holds a Series 66 designation and has been with UBS since 2013. Outside of his advisory role, he serves as a treasurer and finance advisor for the Epsilon Nu Chapter of Sigma Nu Fraternity at Miami University, assisting with budgeting and financial oversight. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Trent Ledbetter is an Investment Consultant at Fidelity Investments, where he collaborates with individuals and their families to develop and implement personalized financial plans. He works closely with clients to understand their goals and objectives, aiming to create tailored strategies that align with their priorities. Prior to his current role, Trent served as a Workplace Planning Consultant at Fidelity Investments from 2023 to 2025, and as a Financial Advisor at Northwestern Mutual from 2020 to 2023. Trent's professional experience spans multiple roles within the financial services industry, providing him with a comprehensive understanding of investment consulting and workplace planning. Outside of his professional responsibilities, Trent is engaged in family activities and enjoys interests such as football, golf, parenthood, and volunteering.

Christopher Sprenkle is a CFP®-certified financial advisor with 33 years of industry experience. He is currently with Morgan Stanley in Cincinnati, OH, having previously worked at Bank of America and Merrill. His credentials also include Series 63 and Series 65 registrations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools and modeling techniques.

Michael Galinger is a financial advisor at Fidelity with 19 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Fidelity Investments and its affiliates since 2006. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs, and it maintains oversight of sub-advisers and evaluates share classes to address conflicts of interest.

Kyle Trischler is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Benchmark Wealth and Johnson Investment Counsel. Outside of his advisory role, he holds insurance licenses in life, accident, and health. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a non-discretionary Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Timothy Donovan is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 66 designation and 14 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, he officiates high school basketball games during the winter season. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides research and capital markets solutions across a broad range of client needs.

Kevin Steel is a Financial Consultant at Fidelity Investments, where he partners with clients and their families to implement, monitor, and maintain financial plans. His approach ensures that these plans support clients' goals and adapt to changing market conditions and personal circumstances. Kevin's career at Fidelity Investments began in 2006 as a Premium Services Representative. Over the years, he has held several roles including Financial Representative, Private Client Specialist, Investment Consultant, Relationship Manager, and Planning Consultant before becoming a Financial Consultant in 2019. This progression reflects his extensive experience within Fidelity and expertise in financial planning and client relationship management.

Lane Padgett is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked at several firms, including TD Ameritrade, Citi Bank, and Fidelity Brokerage Services. Padgett has been with Charles Schwab since 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios with periodic reviews and due diligence on alternative investments.

Christopher Stiver is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. He has been with LPL Financial since 2013. Outside of his advisory role, he operates an online apparel and accessories business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and provides access to model portfolios, research, and various institutional client services.

Jessica Marohn is a financial advisor with Morgan Stanley in Cincinnati, OH, holding a Series 66 designation and four years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2021 and previously spent five years with Comprehensive Sub Solutions (Center for Collaborative Solutions). Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and advanced modeling tools.

Tom Unkraut serves as Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2015. He has been with Fidelity Investments since 2002, progressing through various positions including Financial Consultant, Account Executive, and Investment Representative, among others. His career at Fidelity reflects a long-term commitment to financial advisory services. Tom's expertise encompasses retirement planning, investment strategies, tax-efficient investing, and estate planning considerations. He focuses on helping clients develop simple, effective, and customized financial plans aligned with their key investment goals and objectives. This approach is designed to enhance clients' comfort and security regarding their financial decisions. Outside of his professional responsibilities, Tom has interests in baseball, family activities, fitness, football, hiking, and traveling.

Neil Bourgeois is a CFP® with 40 years of industry experience and currently affiliated with Osaic Wealth, Inc. He has worked at Osaic since 2024 and previously spent 15 years with Securities America Advisors, Inc. and Securities America, Inc. In addition to his advisory role, he holds a 5% ownership stake in Queen City Capital Management LLC and has experience as an insurance agent specializing in fixed annuity sales. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisors. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct diversified portfolios across multiple investment vehicles.

Jeffrey Page is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with individuals and families to develop personalized financial strategies that align with their goals, values, and priorities. His focus areas include retirement planning, investment management, tax-efficient strategies, wealth accumulation and preservation, legacy planning, and income distribution planning. Jeffrey aims to simplify financial complexities and provide proactive guidance to help clients make confident decisions throughout every stage of life. Before beginning his career in financial advising, Jeffrey was a student-athlete at Marietta College, where he played as an outfielder on the baseball team for four years. He graduated with degrees in finance and economics. His experience as a student-athlete taught him the value of hard work, teamwork, and trusting a process to achieve long-term goals. Jeffrey holds the Personal Investment Advisor (PIA) designation and a bachelor's degree from Marietta College. Outside of his professional life, he enjoys baseball, football, golf, martial arts, being outdoors, spending time with his family, cooking, and traveling.

Jacob Bohanan is a financial advisor with Primerica Advisors, holding a Series 63 designation and four years of industry experience. His prior work includes roles at Torchlight Financial Group, PFS Investments Inc, and The Christ Hospital. He has also served in the United States Air Force for ten years. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and provides advisory services through a large network of financial advisors.

Brian Albach is a financial advisor at Morgan Stanley with over 35 years of industry experience. He has held positions at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. His credentials include Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Jeffrey Brauley is a financial advisor at UBS Financial Services with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS since 2005. Outside of his advisory role, he serves on the Board of Directors for Carmel Manor Retirement Home, assisting with fundraising efforts. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, leveraging proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets and advisory services.

Todd Butler is a financial advisor at LPL Financial with 36 years of industry experience. He has been with LPL Financial since 1996 and holds a Series 63 designation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and access to model portfolios and research from multiple sources.

Jeffrey Parker is a financial advisor at Edward Jones with nine years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2017. Prior to joining Edward Jones, he worked at Brueggers' Bagels and is involved in a talent agency where he occasionally acts and models. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm manages over $1 trillion in assets and operates a nationwide network of more than 23,700 financial advisors.

Ethan Lex is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has previously worked at ELEEO Brands, Capital City Financial Partners, and Relational Wealth Management. Prior to his advisory career, he spent four years at the University of South Carolina and six years at Madeira City Schools. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Colleen Rittenhouse is a financial advisor at LPL Financial with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Fidelity Investments and Fidelity Personal and Workplace Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from internal and third-party sources.