Brian Farley is a CFP® professional with 30 years of industry experience, currently affiliated with Cetera. He has worked at various firms including Cetera Advisors LLC, First Allied Advisory Services, and has been the owner and CEO of Farley Financial Partners, Inc. since 2012. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Dennis Mcnearney is a financial advisor with LPL Financial in Edina, MN, holding a Series 63 license and 39 years of industry experience. His prior work includes nearly three decades at FSC Securities Corporation and ongoing ownership of D&S Tax Service LLC, where he provides tax preparation and planning services. He is also a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of advisers. The firm offers a range of advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management supported by in-house research and third-party strategies.

Anuradha Ramakrishna is a financial advisor at Fidelity with seven years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Merrill and Wells Fargo prior to joining Fidelity. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery, along with specialized roles such as commodity pool operation and formal advisory to registered investment companies.

Scott Notman is a financial advisor with Ameriprise in Bloomington, MN, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2019 and previously worked three years at Jimmy John's. Notman is co-owner of Woelfle-Notman LLC, where he manages an advisory business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice. The firm’s approach includes a centralized service team that leverages investment research and algorithmic tools, with recommendations implemented non-discretionarily by clients or their advisors.

Nickolas Vucenich is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. His prior roles include positions at Farmers Insurance and Air T, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute with third-party data, offering both brokerage and advisory solutions across a broad asset base.

Peter Tartaro is a CFP®-designated financial advisor with 18 years of industry experience, currently serving at Cetera. He has held positions at several firms including CRI Securities, Securian Financial Services, Minnesota Life Insurance Company, and Ameriprise Financial Services. Outside of his advisory role, Tartaro is a director for the Knights of Columbus and serves as treasurer and vice president of a Toastmasters International club. Cetera Investment Advisers LLC is an SEC-registered firm offering services through a large network of independent advisors. The firm serves individuals, retirement plans, corporate and charitable clients, and institutional accounts with a range of portfolio management and financial planning solutions.

Andrew Frye is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds the CFP®, CFA®, PFS™, and Series 63 designations. Prior to joining RBC in 2024, he worked at CliftonLarsonAllen LLP and CliftonLarsonAllen Wealth Advisors, LLC from 2012 to 2024. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to each client’s risk profile through a mix of in-house and third-party investment managers.

Andrew Karlson is a financial advisor with Cetera in Edina, MN, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Cetera since 2019 and previously spent 17 years at Foresters Financial. Outside of his advisory work, Karlson is the owner of Karlson Corporation, a personal tax planning business, and serves as treasurer for a youth sports organization. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and customized strategies, managing over $256 billion in assets.

Richard Hoel is a financial advisor with LPL Financial in Burnsville, MN, holding CFP® and Series 63 credentials and bringing 22 years of industry experience. His prior roles include positions at CUNA Mutual Group and Kaplan Education, among others. He is also involved with Axtell, Haller, Slachta, a home-based business outside of his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, supported by research and model portfolios from multiple sources.

Adam Marso is a financial advisor with Thrivent Investment Management in Burnsville, MN. He holds a Series 66 designation and has one year of industry experience. Prior to joining Thrivent, he held academic positions at the University of Minnesota, University of North Dakota, Henderson State University, and Arkansas State University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering both one-time and ongoing planning engagements. The firm focuses on holistic, goal-based analyses and allows clients to combine planning with managed-account programs under its WealthPlan option.

Kristopher Schultz is a financial advisor at Morgan Stanley in St. Paul, MN, holding Series 63 and Series 66 licenses with 25 years of industry experience. He has worked with Morgan Stanley and its Private Bank division since 2012 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and modeling techniques.

James Householder Jr. is a financial advisor with OSAIC, holding a CFP® designation and Series 63 and 65 licenses. He has 34 years of industry experience, including long-term roles at Fortis Investors, Inc. and service in the U.S. Naval Reserves. In addition to his advisory work, he is involved in insurance sales, tax preparation, and serves as a co-trustee of his parents' trusts. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated financial services, utilizing asset-allocation tools and third-party managers across various investment platforms.

Evan Caye is a financial advisor at Cambridge Investment Research Advisors holding the ChFC® and Series 66 designations with one year of industry experience. His prior roles include positions at AdvisorNet Financial and Hallett Financial Group. Outside of advising, he is registered as an agent in insurance and benefits and serves as an investment advisor representative with CIRA. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through a network of independent professionals. The firm offers a range of services including financial planning, investment management, and retirement plan advisory, utilizing proprietary and third-party model strategies across various custody platforms with discretionary and non-discretionary options.

Donald Mccoy is a financial advisor at Ameriprise with 29 years of industry experience. He holds the Series 66 designation and previously worked for Planners Financial Services, Inc. for 26 years. He owns DLM Financial Services LLC, through which he manages his Ameriprise business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning with tax-aware withdrawal strategies and ongoing annual advice.

Lucas Cowles is a financial advisor with Ameriprise in Saint Paul, MN. He holds the Series 66 designation and has been with Ameriprise since 2026. Prior to joining Ameriprise, he held roles at organizations including Thrive Family Recovery Resources, Real Life Church, and ASM Global. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Ross Udell is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked at Merrill, Wells Fargo Clearing, Wells Fargo Bank, N.A., and Bank of America, N.A. Prior to his financial career, he was involved with Youth With A Mission San Diego Bja and Grand Canyon University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dean Rydstrand is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Charles Schwab since 2006 and has been with Charles Schwab Bank since 2018. Outside of his advisory role, he is the owner and creator of Anti-Gravity Shoelaces, a novelty and games business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Jessica Sharr is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. Her prior work includes roles at Waddell & Reed Inc, various insurance carriers with W & R Insurance Agencies, and Cynthia Castillo. She also has an 18-year background in retail at Macy's. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of advisers. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a range of portfolio management options and research support.

Barbara Chelgren is a financial advisor with Merrill in Saint Paul, MN, holding a Series 66 designation and 26 years of industry experience. She has been with Merrill Lynch since 1998 and also worked at Bank of America, N.A. starting in 2024. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to fiduciary clients of Bank of America. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alexander Hoseth is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Fidelity Investments, Bank of America, and Merrill. Outside of his advisory work, he is an owner of a farming business and works as a ski instructor. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform allowing advisors to deploy model portfolios, third-party managers, or customized strategies across various program structures and custodial relationships.