Nichelle Davis is a Series 66-licensed financial advisor with Edward Jones, where she has worked since 2013, bringing 12 years of industry experience. She is based in Haslet, Texas. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Miguel Montejano is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Charles Schwab and TD Ameritrade. Outside of his advisory work, he owns and operates a family cattle ranching business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Jeff Culak is a Financial Consultant at Fidelity Investments, a role he has held since 2010. He has a long tenure with Fidelity, spanning 28 years, during which he has partnered with clients to support their pursuit of financial success. Jeff's experience at Fidelity includes several positions: Relationship Officer (2005 - 2010), Client Management Representative (2004 - 2005), Retirement Investment Services Proactive Representative (2001 - 2004), and Investments Specialist (1997 - 2001). He holds insurance licenses in Arkansas and California. Outside of his professional work, Jeff's personal interests include cars, fitness, golf, hiking, and traveling.

Luke Strain is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes eight years at Southern Glazer's Wine and Spirits and a brief role at DoorDash. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of systematic methodologies, oversight controls, and advisory roles in registered funds.

Taglath Milburn is a financial advisor with UBS Financial Services in Ft. Worth, TX, holding Series 63 and Series 65 designations and over 33 years of industry experience. He has worked at UBS since 1992. Outside of his advisory role, he is involved with the Arlington Sportsman's Club, a nonprofit organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, leveraging proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets and advisory services.

Mitchell Peltier is an Investment Solutions Representative III at Fidelity Investments, a position he has held since 2026. In this role, he collaborates with clients to develop comprehensive financial plans tailored to their unique financial situations, aiming to implement strategies that clients understand and feel confident in. Mitchell's experience at Fidelity Investments began in 2023 as a Customer Relationship Advocate. He progressed through roles as Investment Solutions Representative I and II before attaining his current position. This progression reflects his growing expertise in investment solutions and client relationship management. No additional information regarding Mitchell's education, credentials, personal interests, or community involvement has been provided.

Michelle Roush is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and bringing 17 years of industry experience. Her prior roles include positions at BB&T Securities, Bank of America, and Merrill. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

James Wheaton Jr. is a Series 66 credentialed advisor with Fidelity, based in Westlake, TX, and has 18 years of industry experience. He has worked in various roles at Fidelity since 2013, including Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages portfolios that include mutual funds, ETFs, and ETPs, and is noted for its use of AI-driven methods and its role as an advisor to multiple registered investment companies.

Laurie Pertile is a CFP®-certified financial advisor with 24 years of industry experience. She is currently with Charles Schwab & Co., Inc. in Westlake, TX, where she has worked since 2019, including prior roles with TD Ameritrade, CFG Advisors LLC, Strategic Advisers, Inc., and Fidelity Brokerage Services LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Joseph Klain is a financial advisor at Charles Schwab with Series 66 credentials and four years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab, TD Ameritrade, and The Keller Pointe. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, leveraging multi-asset model portfolios and access to alternative investments, supported by a large-scale, integrated operational structure.

Jason Fudge is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing five years of industry experience. His previous work includes roles at TD Ameritrade, Charles Schwab Bank, and retail positions at Texas Roadhouse and United Supermarkets. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by research from the Schwab Center for Financial Research.

Christopher Neil is a financial advisor at Raymond James Financial with 19 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 14 years before joining Raymond James in 2021. Outside of advisory work, he manages FlynnRyder, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and encourages implementation through its advisory programs or other providers.

Shannon Norris is a financial advisor at Equitable Advisors with a Series 66 credential and one year of industry experience. Prior to joining Equitable Advisors, Norris worked at JP Morgan Chase and served in various roles including time spent in education with Frisco ISD. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, delivering advisory and brokerage solutions through program sponsors and endorsed third-party managers.

Danielle Schlech is a CFP®-certified financial advisor with nine years of industry experience, currently practicing at Ameriprise Financial Services, LLC in Hurst, TX. She has been with Ameriprise since 2018, following earlier roles at ProEquities, Inc. and Copelin Financial Advisors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Larry Nixon III is a financial advisor at Fidelity with Series 63 and Series 66 registrations and one year of industry experience. His prior roles include positions at Power Home Remodeling and educational institutions such as Birdville Independent School District and University of North Texas. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs.

Eric Johnson is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Charles Schwab in Westlake, TX. He has been with Charles Schwab since 2016, including one year at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

David Emmet is a financial advisor with Fidelity Investments based in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with various divisions of Fidelity since 1999. Outside of his advisory role, he receives royalty payments from a natural gas lease with Chesapeake Energy. David works with Strategic Advisers LLC, a Fidelity company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research and quantitative analysis to construct model portfolios from a range of mutual funds, ETFs, and ETPs and also serves as a commodity pool operator and advisor to multiple registered investment companies.

Orhan Jumerovski is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has progressed through various roles within Fidelity Investments since 2021, including Planning Consultant, Workplace Planning Consultant III, II, and I, and Workplace Planning Associate. His experience encompasses providing guidance and support to high net worth clients, focusing on assisting with important financial decisions and their execution. Orhan holds insurance licenses in Arkansas and California, supporting his capacity to advise clients on financial planning and insurance-related matters. He emphasizes honesty and open communication as foundational to building long-term client relationships and delivering an excellent client experience. Outside of his professional role, Orhan engages in family activities, golf, outdoor adventures, and traveling.

Session Rainwater is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. Prior to joining Charles Schwab in 2022, he worked at TD Ameritrade from 2011 to 2022. He is based in Westlake, TX. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a primarily non-discretionary client relationship model with access to discretionary separately managed accounts, supported by a centralized operational structure and a formal alternative investment process.

Ana Paulino is a financial advisor at Cetera with seven years of industry experience. She holds the Series 63 and Series 66 licenses and has previously worked at firms including Charles Schwab, TD Ameritrade, Avantax, and Wilshire Consultants. In addition to her advisory role, she serves as a Client Services Manager at Wilshire Consultants, where she manages operational functions and supports client service activities. Cetera Investment Advisers LLC is an SEC-registered firm that offers a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and financial planning services, utilizing model portfolios, third-party managers, and customized strategies.