Seth Briley is a financial advisor at Charles Schwab with three years of industry experience. He holds the Series 66 designation and has worked previously at Fidelity Investments and LPL Financial. Outside of his advisory role, he is an officer of Super Service Industries, where he represents the company to CPA and legal advisors and works as an installation technician. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale integrated model combining non-discretionary advisory with access to discretionary separately managed accounts and offers multi-asset investment approaches supported by centralized operations.

Wesley Gillette is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 credentials. Gillette has been affiliated with various Fidelity divisions since 2012, including Fidelity Personal and Workplace Advisors since 2018. Additionally, he has served at Tarrant County College since 2006. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm operates with algorithmic portfolio construction, oversight controls, and serves multiple registered investment companies and fund-of-funds.

Raylee Chandler is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services, LLC since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients as well as registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios that incorporate mutual funds, ETFs, and ETPs.

Oscar Casas III is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 2008. Outside of his advisory role, Casas is involved in several entrepreneurial ventures, including ownership of a vehicle sales and repair business that also offers auto repair instruction to high school students. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.

Trevor Romine is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity, he held various roles including positions at Travel Nurse Across America and The Ranger Group. He also works as an independent contractor for DoorDash in a food delivery capacity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in managing discretionary and non-discretionary portfolios.

Kristen Koesters is a CFP® professional at Charles Schwab with six years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2019 and at Charles Schwab Bank, SSB since 2024. Prior to her financial services career, she held positions at the American Heart Association, Texas Roadhouse, LifeTime Fitness, and The University of Texas at Austin. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios, centralized custody, and a formal alternative investment process.

Michael Mella is a financial advisor at Charles Schwab with a Series 66 designation and six years of experience at the firm. Prior to joining Charles Schwab in 2020, he worked at FedEx from 2015 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Andrew Reddie is a financial advisor at Charles Schwab & Co., Inc. in Westlake, TX. He holds Series 63 and Series 66 licenses and joined Charles Schwab in 2025. Prior to his current role, he worked at Mackow Industries International and participated in Youth With a Mission. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized custody and brokerage services.

Kevin Kelly is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior experience includes roles at Brandes Investment Partners and Fisher Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, employing multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Jeffrey Cunningham is a financial advisor with Merrill in Southlake, TX, holding Series 63, 65, and 66 licenses and having 15 years of industry experience. He has worked at Bank of America and Merrill since 2017 and spent a year at DNOW/Power Service prior to that. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Sherman Jr. is a Senior Financial Advisor with UBS Financial Services in Argyle, Texas, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with UBS since 2015 and previously served as an Assistant Vice President at Merrill Lynch Global Private Client. He is also involved in managing personal and family living trusts. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management. The firm delivers tailored financial plans using proprietary capital market research and maintains a broad platform that includes discretionary portfolio management, custody, underwriting, and other capital markets services.

Stephen Smith is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 designations and 13 years of industry experience. He has been with Fidelity since 2012, including roles at Fidelity Personal and Workplace Advisors. Stephen is part of Strategic Advisers LLC, a Fidelity company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of systematic methodologies and formal advisory roles to multiple registered investment companies.

Joseph Glass is a financial advisor with Fidelity in Westlake, TX, holding Series 63 and Series 66 designations and three years of industry experience. His prior work includes roles at Lumen Technologies/Centurylink, Apple Inc., and the University of Texas at Arlington. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative and algorithmic portfolio construction. The firm is also noted for its roles in commodity pool operations, advisory services to registered investment companies, and the use of AI and algorithmic methods in its investment research.

Kyra Juliano is a financial advisor with Fidelity in Westlake, TX, holding Series 63 and Series 66 licenses and five years of industry experience. Her prior roles include positions at Fidelity Investments and teaching at Trophy Lakes Academy and Temple Christian Academy. Fidelity's Strategic Advisers LLC offers investment management and advisory services to both retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its formal advisory role to registered investment companies and its use of algorithmic methods and AI in research.

Jessica Dupont is a financial advisor with Fidelity, holding a Series 66 designation and four years of industry experience. Her prior work includes roles at Bb&T and the University of Texas at Arlington. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs. The firm also serves in advisory roles to multiple registered investment companies and uses systematic methodologies and AI in its investment process.

Cynthia Martin is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. Her career includes roles at USAA Investment Management Company and USAA Financial Planning Services, along with periods of self-employment. Outside of finance, she raises goats as the owner of Market Goats. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s investment approach includes both non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and comprehensive due diligence on alternative investments.

Hyong Koh is a financial advisor at Fidelity with a Series 66 designation and has one year of industry experience. Prior to joining Fidelity, he operated his own health supplement business and served as a director for a homeowners association. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, utilizing a mix of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop systematic model portfolios.

Amber Smith is a Financial Consultant at Fidelity Investments, a position she has held since 2025. She has been with Fidelity Investments since 2019, progressing through various roles including Income Planning Consultant, Planning Consultant, Relationship Manager, and several positions within the Investment Solutions team. Amber specializes in retirement planning, investment strategy, and legacy considerations. She works with clients to develop and implement personalized financial plans that align with their goals and support informed decision-making over time. She holds insurance licenses in Arkansas and California.

Jennifer Kogan is a financial advisor with Wells Fargo Clearing in Grapevine, TX, holding Series 63 and Series 65 licenses and two years of industry experience. She has been with Wells Fargo Bank, N.A. since 2011 and started in her current role in 2023. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research and analytics to support its investment approach.

Madison Kitner is a financial advisor at Charles Schwab with two years of industry experience. Kitner holds the Series 66 designation and has professional experience at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB since 2024. Additionally, Kitner has been involved with various educational and entrepreneurial activities, including roles at Zenith Speech and Debate Academy and Lumin Fitness. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by centralized custody and operational resources.