Adam Frinsco is a CFP® with 15 years of experience in financial advisory services, currently with Mercer Global Advisors Inc. in Houston, TX. His prior experience includes nine years at The Advocates. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, businesses, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based investment approach with diversified, risk-appropriate portfolios and offers a range of implementation options along with financial planning, retirement plan consulting, tax planning, and estate coordination.

Michael Ferraro is a financial advisor at Valic Financial Advisors with 17 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including BlackRock Investments, Envestnet, and Sanford C. Bernstein. Based in Houston, TX, he joined Valic Financial Advisors in 2026. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors and emphasizes centralized technology and model solutions to serve a broad client base.

Jon Urruzuno is a financial advisor with Oppenheimer, holding a Series 66 designation and 13 years of industry experience. He previously worked at UBS Financial Services from 2013 to 2022 before joining Oppenheimer in 2022. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of advisory programs and manages equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary approaches.

Charles Luke is a financial advisor at RBC Rochdale, LLC in Houston, TX, holding the CFA® designation along with Series 66 and Series 63 licenses. He has 15 years of industry experience, including eight years at City National Rochdale and eight years at Avalon Advisors LLC. RBC Rochdale serves a diverse client base including high net worth individuals, investment companies, corporations, charitable organizations, and government entities. The firm employs an active, multi-strategy investment process combining quantitative screening and fundamental analysis, utilizing proprietary tools like the Galaxy asset-allocation system and Monte Carlo simulations to construct tailored portfolios across various asset classes.

Raya Kulkarni is a CFP® and Series 66-licensed financial advisor with 21 years of industry experience. She is currently with Creative Planning and has prior experience at TIAA-CREF and Sunbelt Securities, Inc. Kulkarni is also president of POINT FRONTIER, LLC, a business consulting firm focused on operations efficiency and business planning. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and retirement plans. The firm employs a financial planning–led investment process emphasizing low-cost indexing and offers a range of supplemental strategies, supported by a large advisory team and centralized investment infrastructure.

Jennifer Frazier is a financial advisor with Hightower Advisors, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She previously worked at Frontier Investment Management Co from 2015 to 2020. Hightower Advisors serves a diverse client base including individual and institutional investors such as pension and profit-sharing plans, charitable organizations, and corporations. The firm offers a range of advisory services with an emphasis on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers along with proprietary research and varied investment vehicles.

Stephanie Clay is a Series 66-licensed financial advisor based in Houston, TX, with eight years of industry experience. She has worked at Truist Advisory Services and Truist Investment Services since 2022, and previously held roles at Bank of America, Merrill, and Wells Fargo from 2016 to 2022. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration.

Ryan Smith is a financial advisor with PNC Wealth Management based in Houston, TX, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His prior roles include positions at Merrill Lynch Pierce Fenner & Smith, Morgan Stanley, E*TRADE, and Scottrade. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online, discretionary model account available by invitation to employees. The firm employs algorithm-driven risk assessments and delegates portfolio execution and proxy voting to third parties, utilizing mutual funds and ETFs with annual rebalancing.

Jessica Lim is a financial advisor with Corient in Houston, TX, holding Series 65 and Series 63 licenses and bringing 19 years of industry experience. Her previous roles include positions at Avalon Wealth Management LLC, Avalon Investment & Advisory, and Levitt Capital Management LLC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach that integrates in-house strategies with third-party managers, employing risk management and stress testing tools to align portfolio exposures with client objectives.

Cade Horton is a financial advisor with Valic Financial Advisors in Houston, TX, holding a Series 66 designation and two years of industry experience. He previously worked at Northwestern Mutual and Agia, where he is also appointed as an agent to sell non-securities insurance products. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed accounts using Envestnet’s platform and third-party model managers.

Constance Bolen is a Series 66-credentialed financial advisor with 11 years of industry experience, currently affiliated with Truist Advisory Services. Her prior roles include positions at Cetera and Hancock Whitney Bank. She serves as a board member and co-chair of the Volunteer and Mission Capacity Committee for the American Red Cross Louisiana Capital Area Chapter. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing both discretionary manager relationships and non-discretionary consulting supported by third-party platform arrangements.

Francisco Pastor is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds the Series 65 and Series 63 designations. Prior to joining Citigroup in 2017, he worked at Wells Fargo Clearing and Stonex International Advisors Inc. Outside of his advisory role, he is a partner at PRXIMA Companies LLC, a technology consulting firm, and a manager at FERCAPA LLC, which focuses on property management and real estate investment. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale with specialized market roles, including derivatives and futures services.

Daniel Tiprigan is a CFP® and holds a Series 66 license with 14 years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2021 and previously spent 11 years at The AYCO Company, L.P./Mercer Allied. He serves as Treasurer of Christ Our Hope Community Church in Houston, where he oversees investments and manages the church’s financial affairs. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual and high-net-worth households, corporate participants, and institutional clients. The firm uses centralized investment resources and model portfolios, delivering services through both discretionary and non-discretionary managers while offering specialized programs such as Executive Wealth and Private Family Office support.

Azar Azarpour is a financial advisor with Transamerica Financial Advisors and holds a Series 66 designation. He has 21 years of industry experience and has been with Transamerica since 2012. Azarpour is also involved in marketing strategies for Sriya AI through SRIYA DXL LLC. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, and charitable organizations. The firm employs model portfolios and third-party managers to implement advisory services and operates an integrated retirement plan ecosystem with affiliated entities.

David Hill is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and possessing 13 years of industry experience. His background includes roles at Fisher Investments, Raymond James Financial, and LPL Financial. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and referrals to managed account investment managers for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets, implementing diversified, risk-class based allocations through a blend of passive and active strategies overseen by an internal Investment Committee.

Emely Benitez is a financial advisor with Valic Financial Advisors in Houston, TX, holding a Series 66 credential and three years of industry experience. She has worked at VALIC Financial Advisors since 2023 and is also appointed as an agent to sell non-securities insurance products for AGIA. Prior to joining the financial industry, Benitez held various roles in education at Houston Christian University and local school districts. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and consulting services through an extensive network of advisors. The firm uses a technology-driven approach with discretionary unified managed accounts on the Envestnet platform and supports risk management through standardized client processes.

Samuel Nelson Archer is a financial advisor with Ameritas Advisory Services, LLC, holding the ChFC® designation and Series 63 and 65 licenses, with 31 years of industry experience. He has been associated with Ameritas since 2010 in various capacities, including roles at Ameritas Life Insurance and Ameritas Investment Corp., and has operated multiple related businesses focusing on financial services for physicians and attorneys. He maintains leadership and agent roles in organizations serving medical and legal professionals and administers an informational website on disability insurance for physicians. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm employs a range of investment strategies and platforms, integrating model portfolios, mutual funds, ETFs, and individual securities, supported by a corporate structure that includes affiliated broker-dealer, investment, and insurance entities.

Gan Li is a financial advisor at Corient with a Series 65 designation and four years of industry experience. Prior to joining Corient, Gan worked at Avidian Wealth Solutions and held positions at several other firms including Next Financial and Provident Wealth Management. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and corporate entities. The firm employs a goals-based investment approach combining in-house strategies with third-party managers and actively monitors portfolios using risk management tools and stress testing.

Alexa Tejeda is a financial advisor with Voya Financial Advisors, Inc., holding a Series 66 designation and two years of industry experience. She has worked with Voya in various capacities since 2020 and is currently associated with Houston Financial Wealth Management LLC. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate that serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement advisory services, using both affiliated and unaffiliated investment products and a mix of discretionary and non-discretionary account management.

Raymond Vitek Jr. is a financial advisor at Eagle Strategies (NY Life) with 44 years of industry experience and holds the ChFC® and Series 63 designations. He has been active in various roles including at Linea Wealth Group, LLC and Vitek Insurance Services, LLC. Outside of his advisory work, he owns rural land in Fayette County, Texas, from which he receives royalties. Eagle Strategies serves a broad range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.