Pedro Paulo Lourenco is a CFA® charterholder and holds the Series 66 designation, with six years of industry experience. He is currently with Truist Advisory Services, where he has worked since 2022, and has prior experience at First Quadrant, L.P. from 2016 to 2019. Lourenco is based in Houston, TX. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and a manager-selection program implemented through a combination of discretionary and non-discretionary approaches, supported by third-party platform arrangements.

Elelumhe Garuba Hawthorne is a financial advisor at Voya Financial Advisors, Inc. with 13 years of industry experience. He holds the Series 66 designation and has worked at VALIC Financial Advisors, Inc. since 2013, with subsequent roles at Agia and Voya Financial Advisors. Additionally, he operates as an independent insurance agent selling various life insurance products. Voya Financial Advisors serves a diverse client base including individuals, institutional clients, retirement plan sponsors, and high-net-worth individuals. The firm offers financial planning, portfolio management, and other advisory services through multiple program structures, primarily focusing on non-discretionary, recommendation-based client relationships.

Kunal Vyas is a financial advisor with TIAA-CREF in Houston, TX, holding a Series 66 designation and 11 years of industry experience. He has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plan relationships. The firm acts as adviser to the TIAA Donor Advised Fund and operates within a vertically integrated group using affiliated funds.

Tiffany Cao Sidoti is a financial advisor with Voya Financial Advisors, Inc., holding a Series 66 designation and 18 years of industry experience. She has been with Voya since 2015. Outside of her advisory role, she is active as a real estate agent with Alleanza Custom Homes and works as an independent insurance agent selling fixed insurance products. Voya Financial Advisors, Inc. serves a diverse client base that includes individual investors, retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers various services such as financial planning, portfolio management, wrap programs, and plan-sponsor consulting, often operating with a recommendation-based approach rather than widespread discretionary management.

Dan Sanders is a financial advisor with Independent Financial Group, LLC, holding a Series 63 designation and bringing 33 years of industry experience. His career includes roles at Executive Wealth Management and Sanders Financial, and he operates Sanders Career Consulting, providing job advice and coaching. Independent Financial Group is a large, integrated advisory and brokerage firm serving individuals, trusts, corporations, and plan sponsors with investment advisory programs, financial planning, and retirement services. The firm offers a range of strategies through platforms like AccessPoint and Schwab, combining in-house and third-party models while functioning as both a registered investment adviser and an active broker-dealer.

Amy Zamikovsky is a CFP®-certified financial advisor with 15 years of industry experience, currently based in Houston, TX. She is affiliated with NorthCoast Asset Management LLC and has worked at several firms including Focus Partners Wealth, Kovitz Investment Group Partners, Transform Wealth, and Merrill. In addition to her advisory roles, she maintained a law practice at Zamikovsky Law, PLLC from 2021 to 2024. NorthCoast Asset Management provides investment advisory services to individuals, retirement plans, corporations, and charitable organizations. The firm employs a quantitative and systematic investment approach across a range of strategies, managing most client relationships on a discretionary basis while acting as a fiduciary for ERISA and IRA accounts.

Daniel Goott is a CFP® professional with over 26 years of industry experience. He is currently with Cerity Partners LLC and Cerity Partners Retirement Plan Advisors, and has a long tenure at Investec Asset Management Group, where he also serves as Executive Vice President involved in selling and monitoring fixed insurance products. He holds the Series 63 and Series 65 licenses. Cerity Partners provides customized wealth management services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing, combining proprietary quantitative screens with third-party managers and individual securities, and offers a range of services that include portfolio management, financial planning, retirement consulting, tax preparation, and access to alternative investments.

Bredawn Riley is a financial advisor with Voya Financial Advisors, Inc. in Houston, TX, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. She has been with Voya Financial Advisors since 2014 and also owns Riley Financial, an independent insurance agency specializing in fixed annuities and life insurance. Riley serves as a board member for the Galveston Municipal Utilities District 32, involved in overseeing local water and waste management. Voya Financial Advisors, Inc. serves a broad client base including individuals, retirement plan sponsors, charitable organizations, and corporations. The firm offers financial planning, portfolio management, and consulting through various program structures, with a majority of assets held in non-discretionary arrangements emphasizing recommendation-based advice.

Raul Chavez is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds Series 66 and Series 63 licenses. His prior positions include roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including swap dealing and futures commission activities.

Erin Patak is a financial advisor at Corient with eight years of industry experience. She holds the CFP® and CFA® designations along with Series 63 and Series 65 licenses. Prior to joining Corient in 2025, she worked at CNR Securities, Mosaic Advisors, Bank of America, Merrill, Goldman Sachs, and GS Trust Company. Corient provides investment advisory and financial planning services to individual and high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that incorporates in-house strategies alongside third-party manager solutions and customized asset allocation.

Jeng Yang Ling is a CFP® professional with 18 years of industry experience, currently affiliated with Transamerica Financial Advisors in Houston, TX. She has held roles at Top One Mortgage LLC since 2014 and United Healthcare since 2012, alongside her work at Transamerica Financial Advisors and Benefit Mall. Outside of advisory services, she is involved in the sale of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base including individuals, retirement plans, trusts, and charitable organizations, delivering services through a large network of advisors and multiple program platforms. The firm employs model portfolios and third-party managers for investment management and offers integrated retirement plan services alongside affiliated mutual funds and insurance products.

Angele Watson is a financial advisor with Principal Financial Services in Houston, TX, holding a Series 66 license and three years of industry experience. She has worked at Principal Financial and related entities since 2020 and previously at Waste Connections and EY. Outside of her advisory role, she serves as a board member for the Houston East End Chamber Foundation and is involved in her local homeowners association as a member at large. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and business entities. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through various advisory and promoter arrangements.

David Burke is a financial advisor with Oppenheimer & Co., Inc. in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has been with Oppenheimer since 2003. Outside of his advisory role, he is a trustee of a personal family trust and is involved with an oil and gas exploration entity, although he does not participate in its daily operations. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering a range of advisory and brokerage services. The firm employs strategic and tactical asset allocation, manager selection, and various investment strategies to construct client solutions, with a distinctive approach that includes both discretionary and non-discretionary programs and serving as a qualified custodian.

Gustavo Rueda is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds a Series 66 designation and has worked at Citibank NA since 2018, following prior roles at Axelon Corporation and Automatic Data Processing. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides specialized services including derivatives and futures, catering to clients from workplace accounts to ultra-high-net-worth individuals.

Daniel Deloney is a financial advisor with Valic Financial Advisors and holds a Series 66 designation. He has two years of industry experience, including roles at AGIA and Valic Financial Advisors, and prior positions in education and healthcare. Deloney is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors and emphasizes use of technology and model solutions.

Myles Scott is a financial advisor with Kestra Advisory Services LLC, holding a Series 66 credential and 20 years of industry experience. His prior experience includes roles at B. Riley Wealth Advisors, Inc., B. Riley Wealth Management, Inc., and U.S. Capital Advisors LLC. He is also the managing partner of Wealth Empowerment Financial Strategies, an independent financial consulting and advisory firm. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as plan design, fiduciary consulting, and employee education. The firm serves large institutional investors, including sovereign wealth funds, and utilizes multiple management platforms and third-party solutions.

Daren Antley is a financial advisor with Oppenheimer based in Sugar Land, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Fahnestock & Co. Inc. since 2003. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations, offering a range of advisory and brokerage services such as investment management, consulting, and retirement services. The firm employs strategic and tactical asset allocation and manager selection across various investment vehicles, with a notable role as a qualified custodian and a mix of discretionary and non-discretionary management programs.

Aujulon Mackey is a financial advisor at Valic Financial Advisors in Houston, TX. He holds Series 65, Series 63, and Series 66 licenses and has recently transitioned into the advisory industry after six years at Tacodeli and earlier experience in education and the food service sector. Valic Financial Advisors primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors and uses centralized technology and model solutions to manage approximately $29.2 billion in assets.

Rachel Justice is a financial advisor with PNC Wealth Management in Houston, TX, holding Series 63 and Series 66 licenses and four years of industry experience. She previously worked at Bank of America and Merrill. Outside of finance, she operates an online home decor business, works as an independent travel agent, and is a licensed manicurist in Texas. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation to employees. The firm uses algorithmic risk assessments and third-party managers to implement investments primarily via mutual funds and ETFs.

Karen Jochimsen is a financial advisor at Oppenheimer with 42 years of industry experience. She holds a Series 63 designation and has been with Oppenheimer since 2009. She also serves as a trustee for the Jack & Karen Jochimsen Living Trust. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides advisory and brokerage services, including investment management, consulting, retirement services, and financial planning, using a range of strategies tailored to client objectives.