Norman Loewenstern is a financial advisor at Stifel with 56 years of industry experience. He holds a Series 63 designation and has worked at B. Riley Wealth Advisors, Inc. and B. Riley Wealth Management prior to joining Stifel in 2025. Outside of his advisory work, he manages a retail shopping center in Houston, Texas. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary forward-looking capital market assumptions and probabilistic modeling to support asset allocation and planning analyses.

Hongjie Zheng is a financial advisor at Edelman Financial Engines in Houston, TX, holding a Series 65 designation with one year of industry experience. Prior to joining Edelman Financial Engines, Zheng worked at Financial Planning Solutions and has experience in the food service industry through Haidilao Hot Pot Houston Inc. Zheng’s background also includes several years in education, working at various high schools and Bentley University. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios and long-term oriented investment management across a broad range of account types.

Akbar Meherali is a financial advisor with Raymond James & Associates in Houston, TX, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at UBS Financial Services, TD Ameritrade Investment Management, and Scottrade, Inc. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning and consulting with a range of portfolio management styles and affiliated research.

Austin Routon Jr. is a financial advisor at Raymond James & Associates with 43 years of industry experience. He holds a Series 63 designation and has been with Raymond James since 2013. Outside of his advisory role, he is the owner of a second home that may be rented out. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Matthew Braxton is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Merrill, Bank of America, and JPMorgan Chase Bank. Outside of his advisory role, he is the owner of Brackstone Properties, a small-scale rental property business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver a range of services on a non-discretionary basis.

Albert Mc Watters is a financial advisor with Edward Jones in Katy, TX, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2019, he worked for Burr Computer Environments Inc for seven years. He is also a member of Back Porch Associates, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of advisors and branch offices.

Andrea Prudencio Barrientos is a Private Wealth Manager at Merrill Private Wealth Management. She specializes in managing comprehensive wealth strategies tailored to client needs, offering services in corporate executive financial planning, family wealth management, institutional investment consulting, liquidity management, philanthropic planning, portfolio management, and tax minimization. Andrea is committed to working closely with clients to develop personalized financial strategies that align with their long-term goals. She holds a Bachelor's degree in Economics and a Master's degree in Sustainable Development, both from Tecnologico de Monterrey. Andrea is also a certified Personal Investment Advisor (PIA). Her professional experience includes extensive work in Latin American markets, where she has developed skills in financial markets, sustainable growth, and relationship management. Andrea participates in community volunteer activities aligned with Merrill's tradition of service. She is fluent in English and Spanish and has personal interests in dancing, painting, pottery, tennis, writing, and yoga.

Moises Cruz is a financial advisor with Ameriprise in Houston, TX, holding Series 63 and Series 65 credentials and one year of industry experience. His prior experience includes roles at Equitable Advisors, Fidelity, Charles Schwab, Wells Fargo, and BBVA Compass. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides tailored retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Brian Papp is a financial advisor with Merrill, holding a Series 66 designation and 24 years of industry experience. He has been with Merrill since 2003. Outside of his advisory work, he is involved with a business named Papp Rental Cottage. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Marc Sancton is a financial advisor with RBC Capital Markets in Houston, TX, holding a Series 66 designation and nine years of industry experience. Prior to joining RBC in 2017, he worked at Ignite Restaurant Group for four years. He serves on the budget and finance committee of the Jewish Federation of Greater Houston and is a board member of the Houston Jewish Community Center Endowment Fund. Sancton also participates on the committee organizing the Texas Children’s Bad Pants Open golf tournament. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients, including individual investors, institutions, and charitable organizations. The firm offers tailored portfolio management and advisory programs combining in-house and third-party investment managers, with options for tax management, rebalancing, and responsible investing.

Sterling Storm is a financial advisor with Cetera holding a Series 66 designation and five years of industry experience. He has worked at firms including IMG Financial Group and Uber. Sterling is also involved with IMG Financial Group as a fixed insurance agent, focusing on marketing to medical professionals. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.

Rae Stuard is a financial advisor with UBS Financial Services in Sugar Land, TX, holding a Series 63 designation and 27 years of industry experience. She has been with UBS Financial Services since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services, delivering advisory work supported by proprietary research and model-based asset allocations.

Anwar Almond is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Bank of America, Valic Financial Advisors, AIG/Corebridge/Valic, and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations through a non-discretionary program supported by an in-house manager solutions team and centralized due diligence.

Cesar Limones is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and has prior experience at NYLIFE Securities LLC, New York Life Insurance Co., Rethink Wealth, and Granger and Mueller P.C. before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Fuxing Xu is a Senior Financial Advisor with Merrill Lynch Wealth Management, where they provide clients with comprehensive financial planning and portfolio management services. Since joining the Waarbroek-Lin Group in 2018, Fuxing has focused on areas including corporate benefits, family wealth management strategies, institutional and corporate benefit services, international wealth management, personal retirement planning, portfolio management, and supporting women and wealth initiatives. Fuxing holds a Bachelor’s degree in Applied Mathematics from the University of California, Los Angeles, and a Master of Science in Applied Finance from Pepperdine University. Prior to joining Merrill, Fuxing worked with LPL Financial. Professional credentials include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Fuxing is fluent in English and Mandarin. Outside of professional pursuits, Fuxing enjoys hiking, swimming, traveling, and participating in community charity events.

Connie Diaz is a financial advisor with RBC Capital Markets in Houston, TX, holding a Series 66 designation and 7 years of industry experience. She has been with RBC Capital Markets since 2008. Outside of her advisory role, she serves as Secretary for the Chavez High School Band Boosters. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles.

Susan Holt is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2010. Based in Houston, TX, she provides advisory services through one of the firm's large institutional offices. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Phyllis Martin is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2004. In addition to her advisory role, she is also licensed as an insurance agent engaged in insurance sales. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software to deliver written recommendations through structured annual planning engagements.

Jay Gentry is a financial advisor at RBC Capital Markets in Houston, TX, holding a Series 66 designation with two years of industry experience. His prior experience includes roles at Baird, Good Karma Brands, Rosen Honda, Wheeling University, and Brown Deer High School. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, utilizing a mix of in-house and third-party investment managers tailored to each client’s risk profile.

Omar Azeez is a financial advisor with Mass Mutual Investors Services in Houston, TX, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Mass Mutual Investors Services since 2013 and also works with MassMutual Life Insurance Company since 2012. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing a collaborative planning process that uses firm-approved software to analyze client goals and deliver written recommendations.