Peter Berardino is a financial advisor with Mass Mutual Investors Services based in Austin, TX. He holds Series 63 and Series 65 licenses and has 40 years of industry experience, including prior roles at MetLife Securities and Metropolitan Life Insurance Company. He serves as Grand Knight for the St. Martin de Porres Knights of Columbus council, leading local faith and fundraising activities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm focuses on annual financial planning engagements that utilize firm-approved software and collaborative goal analysis.

Owen Bybee IV is a financial advisor with Equitable Advisors in Austin, TX. He holds a Series 66 designation and has recently started his advisory career. Prior to joining Equitable Advisors, his background includes roles at Amarillo National Bank and BOC Bank, as well as experience during his studies at The University of Texas at Austin. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and diverse asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Matthew Meyers Jr. is a CFP® with 14 years of industry experience, currently affiliated with LPL Financial since 2020. He previously worked at VOYA Financial Advisors from 2014 to 2020 and has been associated with Crossroads Financial Services since 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Julie Almendral is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and previously worked at the Meadows Mental Health Policy Institute for seven years. Almendral has also been involved with the Texas Democrats and has experience as a self-employed consultant. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Warren Stansberry is a financial advisor with J.P. Morgan Securities in Austin, TX, holding a Series 66 credential and 18 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2010, following prior roles at Quest Capital Strategies and UBS Financial Services. Outside of his advisory work, he is a co-owner of a rental property. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory program emphasizes non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Jonathan Heyden is a financial advisor at Charles Schwab with a Series 66 credential and one year of industry experience. His prior work includes roles at KeyBank and various non-financial positions, including at a golf course and in valet services, alongside completing full-time education until 2024. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, and custody services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts, supported by strategic multi-asset model portfolios and a formal process for alternative investment offerings.

Rachel Roche is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 10 years of industry experience. She previously worked at TD Ameritrade and Charles Schwab Bank. In addition to her advisory role, she volunteers for the ALS Association in Austin, Texas, participating in fundraising and community events such as Max's Ride for ALS. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm offers both non-discretionary and discretionary investment solutions, using multi-asset model portfolios supported by centralized supervisory and custody arrangements.

James Kelly is a financial advisor with Cetera Investment Advisers LLC, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been associated with Cetera since 2006 and has operated his own firm, Jim Kelly Incorporated, since 2009. Outside of his advisory work, he teaches yoga classes and serves as vice president of the Capital of Texas Enrolled Agents, a nonprofit organization focused on education for enrolled agents. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through diverse program structures and access to both affiliated and unaffiliated third-party money managers.

Dreux Hargus is a financial advisor at Morgan Stanley in Austin, TX, holding a Series 66 designation with 16 years of industry experience. His prior roles include nine years at J.P. Morgan Securities and J.P. Morgan Chase Bank, and seven years at BB&T Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and analyses from its Global Investment Committee.

James Nguyen is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab & Co., Inc. and associated Schwab entities since 2016. Outside of his advisory role, he owns a rental property in Austin, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a centralized structure supporting a large client base.

Austin Weber is a Series 66-licensed financial advisor with Equitable Advisors in Austin, TX, where he has worked since 2014. He has 12 years of industry experience, including six years at Axa Advisors LLC. Outside of his advisory role, he serves as a consultant and contractor to Texas Benefit Alliance, an independent insurance brokerage firm. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers advice through a network of Investment Adviser Representatives, utilizing both proprietary programs and third-party asset managers.

Luis Zervigon is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Charles Schwab, he held roles at Indochino, Extended Travel, Magnolia Physical Therapy, and X-Trainers Personal Training. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and provides integrated brokerage, custody, and cash-sweep services.

Isabella Cheever is a financial advisor with Charles Schwab in Austin, TX, holding Series 63 and Series 66 designations and 11 years of industry experience. Her prior roles include positions at Raymond James & Associates and FIDELITY Brokerage Services LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios alongside alternative investment programs.

Anthony Serrano is a financial advisor with Wells Fargo Clearing in Austin, TX, holding a Series 66 designation and five years of industry experience. His background includes roles at the Department of Treasury - Internal Revenue Service and Wells Fargo Bank, as well as experience in the restaurant industry with Laredo Taco Company and The Railroad Seafood Station. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Nicholas Rosenbeck is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 designations. His prior work includes roles at Collecting Keys LLC and The One Brokerage, among others. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a structured alternative investment offering.

Daniel Shieldkret is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2014. In this role, he leads a team of financial professionals and focuses on building a culture of trust for clients and associates to improve the lives of clients throughout Western Washington. Daniel has extensive experience in the financial services industry, having held various roles at Fidelity Investments since 2003. His career progression includes positions such as Assistant Branch Manager, Vice President Financial Consultant, Financial Planning Consultant, Investment Representative, and Financial Representative. Outside of his professional responsibilities, Daniel has personal interests that include baseball, concerts, fitness, golf, parenthood, and traveling.

Paulene Rhenee Rodriguez is a financial advisor with Merrill in Austin, TX, holding a Series 66 designation and seven years of industry experience. She has been with Merrill since 2007 and also worked at Bank of America, N.A. for one year. Outside of her advisory role, she is a property owner involved in a separate business entity based in Austin. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard De La Garza is a financial advisor with LPL Financial in Austin, TX, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. His prior roles include positions at Oppenheimer, Momentum Independent Network Inc., and Hilltop Securities Inc. He is also involved with YaYa Ranch LLC, a business entity used for tax and investment purposes outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Brian Sauer is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at several firms, including Inspire Investing, LLC, Alliance Wealth Strategies, LLC, and Thrivent Investment Management. Sauer was also involved with Northlake Church for three years. Edward Jones is a full-service wealth management firm serving individuals and institutions, including high-net-worth clients, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated products through a large nationwide network of financial advisors and branch offices.

Alexander Cassidy is a CFP® and holds a Series 66 license with seven years of industry experience. He has been with Charles Schwab since 2018, including roles at Charles Schwab & Co., Inc. and Charles Schwab Bank SSB. Prior to this, he held various positions associated with The Pennsylvania State University and several golf courses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and maintains a centralized operational structure supporting a large client base.