Eric Swanson is a CFP® with 22 years of industry experience currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has held roles at Schwab Wealth Advisory and Charles Schwab & Co. since 2017 and previously worked at Key Bank, Uber, Lyft, and TIAA-CREF. Outside of his advisory work, he volunteers with Dancing Kids, a nonprofit organization that raises funds through serving food and beverages at events to support children's dance expenses and tuition. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools to tailor recommendations, with trades executed only upon client authorization.

Julia Messineo is a CFP® professional with five years of industry experience. She is currently with Mercer Global Advisors Inc. in Denver, CO, where she has worked since 2021. Her prior experience includes roles at Bank of America and Merrill. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm uses a globally diversified investment approach grounded in Modern Portfolio Theory and offers specialized services and client education programs.

Dylan Burke is a financial advisor at Focus Partners Wealth, LLC with two years of industry experience. He holds a Series 65 designation and has worked previously at Goldman Sachs & Co, Prince Perelson, and Transform Wealth LLC. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients, providing a range of wealth management services including investment management, financial and tax planning, and retirement plan consulting. The firm’s investment approach combines active and passive strategies within an enhanced open architecture framework, utilizing fundamental and quantitative analysis along with specialized tools such as trend-following and options overlay strategies.

Jack Kauss is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked with Schwab Wealth Advisory since 2020 and has been associated with Charles Schwab & Co., Inc. since 2017. Prior to that, he spent a year at US Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and internal research tools. The firm emphasizes client authorization for trades and offers tailored recommendations reviewed at least annually.

Isabella Muturi Sauve is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and TIAA-CREF. Outside of her advisory role, she is involved in providing care for her mother through a healthcare service. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to client goals and risk tolerance.

Mark Warren is a financial advisor with William Blair, holding Series 63 and Series 65 credentials and more than 24 years of industry experience. Prior to joining William Blair in 2023, he worked at Morgan Stanley in various roles from 2009 to 2023. William Blair’s Private Wealth Management division serves individuals, foundations, pension, and corporate clients with discretionary and non-discretionary investment management, financial planning, and wealth services. The firm employs an active, research-driven approach across multiple asset classes and offers proprietary model portfolios and access to private funds through its MB Investments Program.

Jacob Garcia is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and having three years of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab & Co., Inc. He has also held positions in various other industries, including behavioral health and delivery services. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s guidance is based on standard asset-allocation models and internal research tools, with recommendations tailored to each client’s goals and risk tolerance.

Rhett Belcher is a financial advisor with TIAA-CREF, holding a Series 66 credential and bringing 16 years of industry experience. He has been with TIAA-CREF since 2011. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through employer retirement plans and provides access to affiliated services such as TIAA Trust and donor-advised funds.

Martin Holt is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has held roles at GWFS Equities, J.P. Morgan Securities, JPMORGAN Chase Bank, Scottrade Investment Management, and TD Ameritrade Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Eric Chodkowski is a financial advisor with Empower Advisory Group in Greenwood Village, CO. He holds a Series 66 designation and has 13 years of industry experience. His prior roles include positions at Personal Capital Advisors Corporation and Santander Securities, LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to IRA and retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping platforms and emphasize long-term portfolio returns, annual rebalancing, and client savings rates.

Jennifer Smith is a financial advisor at Schwab Wealth Advisory with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Schwab Wealth Advisory and Charles Schwab since 2017, following an 11-year tenure at Merrill. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, with client-tailored reviews and recommendations conducted at least annually.

Nolan Schultz is a CFP® professional with eight years of industry experience, currently serving as an Associate Wealth Advisor at CWM, LLC. He has held roles at Carson Wealth, Cetera Advisor Networks, and Charles Schwab, among others. Outside of advisory work, he is also an insurance agent specializing in life, health, and accident coverage. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, corporations, and institutional clients through a network of over 600 advisors. The firm provides portfolio management, financial planning, and retirement-plan services, typically managing discretionary accounts using model portfolios guided by an internal Investment Committee and combining various analytical and customization tools.

Kyle Singleton is a financial advisor at Wealth Enhancement Advisory Services, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at the Hoover Institution at Stanford University and the University of Colorado Boulder. Outside of his advisory role, Kyle serves as a voluntary mentoring advisor for the Phi Kappa Psi Fraternity’s Colorado Alpha Chapter, where he assists undergraduate officers with budgeting and financial planning. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active managers, supported by quantitative and fundamental research, and offers a range of financial planning, asset management, and consulting services.

Matthew Berens is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 66 designations and six years of industry experience. His prior roles include positions at TIAA-CREF Individual and Institutional Services and Firstbank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients, using an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm’s approach emphasizes long-term portfolio returns, annual rebalancing, and savings rates through a point-in-time financial planning service and optional managed accounts.

Scott Watson is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds the Series 66 designation and has worked at Schwab Wealth Advisory since 2020, with prior roles at Charles Schwab & Co., Townsend, and Waddell & Reed. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach uses Schwab’s proprietary asset-allocation models and research tools to deliver tailored recommendations with at-least-annual reviews.

Aaron Mclachlan is a financial advisor at Wealth Enhancement Advisory Services, LLC with 15 years of industry experience. He holds a Series 66 designation and has worked at firms including LPL Financial, Householder Group Estate & Retirement Specialists, Wells Fargo, and Fidelity Brokerage Services. Outside of his advisory role, he is involved with ECA Marketing and participates in educational activities through White Glove 567. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, employing a strategic investment approach that combines passive and active management guided by an internal Investment Committee.

Jerilyn Suster is a financial advisor at Empower Advisory Group with nine years of industry experience. She holds Series 63 and Series 65 licenses and has prior experience working with Jeffco Public Schools and various community organizations. She serves as volunteer treasurer for the Rendezvous Buckhorn Home Owners Association. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm focuses on long-term portfolio returns and client savings rates, delivering both financial plans and optional managed account solutions.

Connor Murphy is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2021. His prior experience includes roles at Fidelity Investments and New York Life Insurance Co. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab’s asset-allocation models and internal research tools to offer tailored recommendations without exercising discretionary trading authority.

Darrin Wohlk is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Empower Financial Services in 2024, he worked at Fidelity Investments and UPS, among other roles. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage clients. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Rashedul Khan is a financial advisor at Beacon Pointe Advisors, LLC in Denver, CO, with six years of industry experience and a Series 66 designation. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Charles Schwab, and Fidelity. Before entering the financial services industry, he worked in the restaurant business. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a manager-driven investment approach, combining active and passive strategies, and sponsors proprietary investment vehicles while offering a range of wealth management and fiduciary services.