Gilad Halzel is a CFP® and holds a Series 65 license, currently serving as a financial advisor at Mariner with three years of industry experience. Before joining Mariner, he worked in events planning and catering as well as at Valley Country Club. Mariner serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and tax services. The firm employs discretionary, customized portfolio strategies overseen by an Investment Committee and supported by in-house research combined with third-party manager allocations.

Chetana Munnangi is a CFP® certificant with three years of industry experience, currently serving at Schwab Wealth Advisory. She has worked at Charles Schwab since 2023 and previously held various roles in healthcare and rehabilitation services. In addition to her advisory work, she provides physical therapy services on a PRN basis at the Life Care Center of Stonegate. Schwab Wealth Advisory offers non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, providing financial reviews, retirement planning, and investment recommendations based on Schwab’s proprietary research tools. The firm operates within the Schwab ecosystem and focuses on client-directed trading without exercising discretionary authority.

Jomer Salvo is a financial advisor with Empower Advisory Group based in Greenwood Village, CO. He holds a Series 66 designation and has been with Empower Advisory Group and Empower Financial Services since 2026. His prior experience includes roles at Infosys BPM, Iqor, and Genpact LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and client savings rates.

Jeremy Fortin is a financial advisor at Osaic Advisory Services, LLC with 13 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Triad Advisors, Parkland Securities, and Securian Financial Services. Fortin is the owner of an LLC that assists accounting firms with building and testing Excel models for divorce-related cases. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and government entities. The firm offers a range of services including investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple program models and a combination of proprietary and third-party platforms.

Jon Feigitsch is a financial advisor with Empower Advisory Group, holding Series 66 and Series 63 licenses and bringing 17 years of industry experience. His prior work includes roles at TIAA-CREF Individual and Institutional Services and Charles Schwab & Co., Inc. He is based in Greenwood Village, Colorado. Empower Advisory Group primarily serves employer-sponsored retirement plan sponsors and their participants, offering integrated financial planning and investment management services linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its planning, supporting a large client base relative to its advisor headcount.

Mikhail Vosk is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 66 and Series 63 licenses and bringing 16 years of industry experience. His career includes roles at GWFS Equities, Mercy Housing, TD Ameritrade, and Northstar Securities. Outside of advising, he is also a licensed real estate broker associate involved in property transactions. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated platform that includes point-in-time financial plans and optional managed accounts.

Angela Wiggins is a financial advisor at Empower Advisory Group with Series 63 and Series 66 licenses and three years of industry experience. Before joining Empower Advisory Group, she worked at US BANK and Professional Assist Corporation. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders, using an integrated service model connected to Empower’s recordkeeping and administrative platforms.

James Malm is a CFP® professional with seven years of industry experience currently serving at Schwab Wealth Advisory. His prior roles include positions at T. Rowe Price and First Command Financial Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many enterprise wealth managers.

Lucas Bisbee is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding Series 66 and Series 63 licenses and having seven years of industry experience. Prior to his financial services career, he was involved with the American Hockey League as an on-ice official and currently works as an independent contractor for the National Collegiate Hockey Conference in the same capacity. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, serving both retail and institutional clients within an integrated New York Life affiliate structure.

Marques Brewer is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through TIAA-administered employer retirement plans and offers a range of managed account options alongside affiliated trust and donor-advised fund services.

Gretchen Mc Laughlin is a financial advisor with Allworth Financial, L.P., holding Series 63, 65, and 66 credentials and 15 years of industry experience. Her prior roles include positions at Wealth Enhancement Advisory Services, RMB Capital Management, Wells Fargo, and UBS Financial Services. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm uses customized portfolios and a range of strategies, including defined-outcome ETFs and options-based overlays, and employs third-party sub-advisers when appropriate.

Cody Templin is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 66 designations and 14 years of industry experience. He has worked at Empower Retirement since 2020 and previously held roles at Transamerica Investors Securities Corporation and Transamerica from 2016 to 2020. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm uses an integrated model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups established by plan sponsors.

Kyle Vincent is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado, holding Series 66 and Series 63 licenses and bringing nine years of industry experience. He has been with Schwab Wealth Advisory since 2020 and has also worked at Charles Schwab & Co., Inc. and Scottrade, Inc. prior to his current role. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services including annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates internally within the Schwab ecosystem, delivering advice based on Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

Raci Yigitbas is a CFA® charterholder with 26 years of industry experience. He has been with Charles Schwab since 1999 and currently serves as an advisor at Schwab Wealth Advisory Inc., where he has worked for 14 years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s standard asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice without exercising discretionary trading authority.

Aaron Schettler is a financial advisor with OSAIC Institutions, INC. holding Series 63 and Series 65 licenses and has 23 years of industry experience. He has worked at Infinex Investments, Inc. since 2018 and was previously affiliated with Primerica Advisors and Primerica Financial Services from 2002 to 2018. Outside of his advisory work, Schettler performs as a variety artist and clown, volunteers with the Association of Financial Educators providing financial education workshops, serves as a board member for a homeowners association, and owns a small business bookkeeping and budgeting service. OSAIC Institutions, Inc. is an SEC‑registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a hybrid adviser/broker‑dealer model. The firm offers customized advisory services and employs independent adviser representatives for investment analysis and account management while maintaining firm supervision.

Breila O Halloran is a financial advisor at TIAA-CREF with six years of industry experience. She holds Series 66 and Series 63 licenses and has been with TIAA-CREF since 2019. Prior to this, she worked in the dental field and the hospitality industry. Outside of finance, she participates as a user tester on a third-party platform providing product feedback for various companies. TIAA-CREF Individual & Institutional Services offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA retirement relationships. The firm combines point-in-time planning with ongoing portfolio management through model and customized portfolios.

Annajane Mooney is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO, holding Series 63 and Series 66 licenses and four years of industry experience. She has worked at Schwab Wealth Advisory since 2025 and Charles Schwab & Co., Inc. since 2021. Outside of finance, she designs custom costume commissions through her textile art business, The Soulless Seamstress, and is involved in live action theater as a writer and event coordinator with Mooneybin Entertainment LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews and personalized investment recommendations primarily using Schwab’s asset allocation models and research tools.

Sean Mcginnis is a CFA® charterholder with eight years of industry experience. He is currently an advisor at Mariner and has prior experience as an independent insurance agent and working in various management and business roles. Mariner serves a diverse client base including individuals, pension plans, trusts, and corporations, providing investment management, financial planning, retirement consulting, and tax services. The firm offers customized discretionary portfolios supported by in-house and third-party managers, along with integrated tax and accounting services and financial wellness tools.

Sharon Markovitz is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 designations. She has 27 years of industry experience, including over 14 years with Schwab Wealth Advisory and more than 26 years at Charles Schwab. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many other wealth managers.

Christopher Johnson is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Lone Tree, CO. His prior experience includes roles at Morgan Stanley and E*TRADE. Outside of his advisory work, he assists with the financial bookkeeping for Echoes of Elegance, LLC, a business involved in restoring and selling antiques. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority.