Omar Urueta is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 designations and nine years of industry experience. His work history includes roles at Charles Schwab & Co., Inc. and Schwab Wealth Advisory Inc. since 2021, and prior experience at T. Rowe Price from 2017 to 2021. He also worked with Los Angeles City Citywide Aquatics from 2013 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and research from the Schwab Center for Financial Research.

Trevor Lopkoff is a financial advisor with Fidelity Investments in Greenwood Village, CO, holding a Series 66 designation and four years of industry experience. His prior work includes roles at CellularSales Verizon and Premier Roofing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base, including registered investment companies and charitable funds, and is noted for its use of systematic methodologies and formal advisory roles uncommon among large institutional peers.

Patrick Mekled is a Series 66-credentialed advisor at Fidelity with three years of industry experience. His career includes roles at Fidelity Investments and LPL Financial, along with work outside finance in the hospitality and retail sectors. Mekled is also involved with Adventures Elevated, a separate business activity. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage a variety of funds and model portfolios.

Brandon Dornseif is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has worked at various Wells Fargo entities since 2007, including Wells Fargo Bank NA and Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Geneva Steinway is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity, she worked at Zynex Medical, Trompeau Bakery, and Starbucks. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory role to multiple registered investment companies and its use of advanced technologies in portfolio management.

Cristie Hoffman is an Executive Planning Consultant at Fidelity Investments, where she assists clients in developing comprehensive financial plans aimed at achieving financial security, peace of mind, and life fulfillment. She emphasizes understanding each client's unique situation, priorities, and goals to strategize effective approaches collaboratively. Her professional experience includes serving as a Benefits & Planning Consultant and Senior Relationship Manager within Fidelity's Executive Services division. Prior to her tenure at Fidelity Investments, she worked as an Assistant Manager for National Accounts at Great-West Financial and as a Financial Advisor at Northwestern Mutual. Throughout her career, she has focused on client advocacy and proactive responsiveness.

Beau Gilbert is a Certified Financial Planner® (CFP®) with 21 years of industry experience, currently advising at Charles Schwab in Lone Tree, Colorado. He has worked at Charles Schwab and Charles Schwab Bank since 2020, following prior roles at USAA Investment Management Company and USAA Financial Planning Services. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary separately managed accounts and uses multi-asset portfolios supported by research from the Schwab Center for Financial Research.

Oliver Engquist is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., T. Rowe Price, and participated in Call-A-Ram at Colorado State University. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, with investment guidance based on multi-asset model portfolios and integrated alternative investment options.

Megan Alfaro is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity, she held various roles including work with Jefferson County Human Services and positions in hospitality and education sectors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs, and serves a broad client base with discretionary and non-discretionary advisory services.

Koren Vining is a CFP® professional with 25 years of industry experience, currently working with Cetera since 2019. Prior to Cetera, Vining was with Foresters Financial and also owns Ascend Planning Partners LLC. Outside of advising, Vining serves as treasurer of the Denver Christian School Parent Association, has held leadership roles in professional and community organizations, and teaches financial education classes as chapter president for the American Financial Education Alliance. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services with access to affiliated and third-party managers, operating a multi-manager platform with discretionary and non-discretionary programs.

Joshua Griffin is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 66 and Series 63 designations and has been with Fidelity Investments and its affiliates since 2015. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios drawn from mutual funds, ETFs, and ETPs.

Forrest Miller is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been with Charles Schwab since 2011. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services. The firm integrates advisory, brokerage, custody, and cash-sweep services within a large-scale, centralized operational structure.

Kendra De Lisa is a financial advisor at Cetera with 30 years of industry experience. She holds a Series 66 designation and has worked with firms including Oppenheimerfunds Distributor, Inc. and several Cetera entities since 2019. Cetera Investment Advisers LLC serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing multiple program structures and a multi-manager platform to provide discretionary and non-discretionary investment solutions.

Stephanie Leatherman is a financial advisor at OSAIC with 19 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including Sun Fox Financial, The Prudential Insurance Company of America, and CUNA Mutual Group. Leatherman serves on the boards of the National Association of Insurance and Financial Advisors (NAIFA) and Women in Financial Services (WIFS), where she helps coordinate member events and engagement. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through a large network of advisors. The firm offers integrated brokerage and advisory services with a variety of investment products and platform solutions, supporting both discretionary and non-discretionary portfolio management.

Matthew Nichols is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He has been with Fidelity Investments since 2013, progressing through roles including Financial Consultant, Portfolio Specialist, Client Management Representative, and Retirement Solutions Representative. His professional experience is centered on financial consulting and portfolio management. Matthew holds insurance licenses in Arkansas and California. He emphasizes building relationships based on trust and communication, aiming to develop financial plans that align with clients' evolving priorities and family situations. Outside of his professional work, Matthew enjoys comedy, concerts, food, football, and traveling.

Jeffrey Kim is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held roles at CharterUP, New America School Thornton, Earthtreks Englewood, and DSST College View High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, often delegating day-to-day management to sub-advisers and utilizing systematic methodologies.

Andrew Hass is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 66 and Series 63 licenses and has been with Fidelity brokerage Services LLC since 2015. Outside of his advisory role, he operates a pet sitting business and serves as Secretary on the Board of Directors for his condominium association. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Kyle Duran is a Financial Consultant at Fidelity Investments, where he has been assisting clients since 2019. He focuses on helping clients make thoughtful decisions to manage and protect their wealth by providing straightforward education and guidance tailored to their specific financial goals. Before his current role, Kyle worked as a Mortgage Loan Originator at Mac5 Mortgage from 2017 to 2019. His experience in both financial consulting and mortgage lending contributes to his understanding of different aspects of financial planning. Outside of his professional career, Kyle has interests in camping, comedy, and fishing.

Corban Gamble is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His work history includes roles at Charles Schwab Bank, Ignight Entertainment, and the CU Recreation Center. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through integrated wrap fee programs and both non-discretionary and discretionary investment options.

Mark Owens is a financial advisor at Fidelity with five years of industry experience. He holds the Series 66 and Series 63 designations. Prior to his current role, he has worked in education and community organizations, including Mathnasium of Cherry Hills, Mile High United Way, the University of Denver, and Central United Methodist Church. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios from a broad investable universe, and it also serves as an advisor to multiple registered investment companies and fund-of-funds.