Tiffany Kobs is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 66 credentials and 11 years of industry experience. Her prior experience includes roles at Charles Schwab and Charles Schwab Bank. Outside of her advisory work, she is a business owner of Solidarity Dental Solutions, PPLC in Denver, where she is involved in bookkeeping and membership voting. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves a diverse client base including individuals, pension plans, corporations, trusts, and charitable organizations, offering a range of portfolio management and financial planning services through proprietary and third-party solutions.

Zachary Heath is a CFP® at Moneta Group Investment Advisors, LLC with two years of industry experience. He previously worked at Aveo Capital Partners and Innovest Portfolio Solutions. Moneta Group Investment Advisors serves high-net-worth individuals, families, family offices, and institutional clients, offering portfolio management, financial planning, and concierge services. The firm uses a partner-led team approach with an open-architecture investment process and manages proprietary multi-strategy funds such as the Retirement Advocate Funds.

Rebecca Leonard is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 19 years of industry experience. Her prior roles include positions at Cetera Advisor Networks LLC and Summit Financial Group. She also operates under the DBA Bartleys Wealth Management. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and pension plans. The firm offers financial planning and portfolio management through various platforms, combining strategic asset allocation with both active and passive investment approaches.

Rian Morrissey is a CFP® with 18 years of industry experience, currently serving as a wealth manager at Kestra Advisory since 2019. He previously worked at Edward Jones and Oppenheimer Funds. Outside of advisory work, he co-owns and manages an Airbnb rental property in Tabernash, Colorado. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, including very large investors such as sovereign wealth funds. The firm offers comprehensive services including plan design, fiduciary consulting, and pooled plan solutions, supported by extensive third-party relationships and multiple management platforms.

Seth Davis is a CFP® professional with 19 years of industry experience. He is currently with EP Wealth Advisors and previously worked at RMB Capital Management and Wisdom In Action, LLC. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning, utilizing customized model portfolios and a combination of fundamental, technical, and cyclical analysis.

Brendan Manna is a CFP®-certified financial advisor at Corient with nine years of industry experience. His prior roles include positions at Balasa Dinverno Foltz LLC and Securities Service Network, Inc. He is based in Denver, CO. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and corporate entities. The firm employs a goals-based, team investment approach that integrates individual security strategies, third-party managers, and customized asset allocation, with continuous portfolio monitoring and risk management.

Dannie Westlake is a financial advisor at Mercer Global Advisors Inc. in Denver, CO, holding Series 65 and Series 63 licenses with nine years of industry experience. Prior to joining Mercer Global Advisors in 2026, Dannie worked at Empower Financial Services, Inc. and Empower Advisory Group from 2023 to 2026, and at Personal Capital Advisors Corporation and Personal Capital from 2016 to 2023. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with a range of investment advisory and planning services. The firm employs a Modern Portfolio Theory-based investment approach using globally diversified portfolios with a variety of investment vehicles and offers specialized services including retirement plan consulting and charitable advisory.

Lauren Mc Carroll is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and bringing 13 years of industry experience. She has worked with Charles Schwab Investment Advisory, Inc. since 2014 and joined Schwab Wealth Advisory in 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm conducts annual account reviews and recommends investments but does not exercise discretionary trading authority, distinguishing its operating model within the Schwab ecosystem.

Eric Samson is a financial advisor with Empower Advisory Group in Greenwood Village, Colorado, holding Series 63 and Series 66 registrations and having 10 years of industry experience. His prior roles include positions at GWFS Equities, Inc. since 2021 and Fidelity Personal and Workplace Advisors as well as Fidelity Brokerage Services LLC from 2016 to 2021. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated services combine proprietary and third-party methodologies focused on long-term portfolio returns, annual rebalancing, and clients’ savings rates, with a wide reach supported by its affiliation with Empower’s recordkeeping and administrative platforms.

Julia Curry is a Series 66-licensed advisor at Focus Partners Wealth, LLC with three years of industry experience. Prior to joining Focus Partners in 2026, she held positions at several firms including CWM, LLC, Bloom Wealth Advisors, Cetera Advisor Networks, and LPL Financial. She has also worked at the University of Denver and has a varied background including roles outside financial services. Focus Partners serves individuals, high-net-worth families, family offices, corporate and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Kelly Traczek is a Series 66-licensed advisor at Empower Advisory Group with three years of industry experience. Prior to joining Empower, Kelly worked at T. Rowe Price and the United States Postal Service. Outside of financial services, Kelly operates a small clothing business under the LuLaRoe brand. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model leverages proprietary and third-party methodologies focused on long-term portfolio returns and savings rates, serving a large participant base through tightly integrated recordkeeping and investment platforms.

Maeve Lehman is a CFP® and holds a Series 65 license with seven years of experience in the financial services industry. She has worked primarily at Mercer Global Advisors Inc. since 2018, with brief prior roles at Charles Schwab and J Crew. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based approach focused on globally diversified, risk-appropriate portfolios using low-cost index vehicles and multi-factor tilts, and offers a range of implementation options and affiliated services.

Scott Braun is a financial advisor with Empower Advisory Group based in Greenwood Village, CO. He holds Series 63 and Series 65 credentials and has 23 years of industry experience. His prior roles include positions at GWFS Equities, PRUCO Securities, The Prudential Insurance Company of America, NYLIFE Securities, New York Life Insurance Company, MML Investors Services, and MassMutual. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Robert Orth is a financial advisor with Empower Advisory Group in Greenwood Village, CO. He holds Series 63 and Series 66 licenses and has eight years of industry experience. Prior to joining Empower, he worked at Gwfs Equities Inc, BMJ & J LLC, and Masterdrive Inc. Orth serves as a board member for The Avenue Lofts Condominiums HOA. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm’s services integrate with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Edward Bennett is a financial advisor at TLG Advisors, Inc. with four years of industry experience. He previously worked at Caldara, Wunder & Associates for 14 years and has been associated with The Leaders Group Inc since 2022. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering investment supervisory and portfolio management, comprehensive financial and estate planning, and ERISA fiduciary services. Its investment approach combines fundamental analysis and Modern Portfolio Theory, and it offers a direct-to-consumer program called Starlight Portfolios that uses risk questionnaires to tailor portfolios.

Warren Mann is a financial advisor with TLG Advisors, Inc. in Littleton, Colorado, holding a Series 66 designation and 12 years of industry experience. He has worked at The Leaders Group Inc since 2016 and is also involved with Fermaentra LLC. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management services, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, using a research approach based on fundamental analysis and Modern Portfolio Theory.

Adam Sheridan is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Empower Advisory Group. His prior experience includes roles at Robinhood Financial, LLC, Robinhood Markets, Inc., and a substantial tenure at TIAA-CREF. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates in its financial planning, serving a large participant base relative to its advisor headcount.

Mara Otley is a financial advisor at Independent Financial Partners with 15 years of industry experience. She has held positions at Wells Fargo Advisors, Wells Fargo Clearing Services LLC, and Scottrade. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm offers a decentralized advisory model and is noted for its formal retirement-plan advisory and pension consulting capabilities.

Amy Shroff is a financial advisor at Integrated Wealth Concepts LLC with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including M. S. Howells & Co., PRISM Financial Strategies, and Bank of the West. Integrated Wealth Concepts LLC serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios with a long-term approach and managing approximately $23.5 billion in assets under management.

Michael Beaulieu is a CFP®-certified financial advisor at Beacon Pointe Advisors, LLC with nine years of industry experience. He has worked at Beacon Pointe since 2022 and previously spent five years at The Retirement Planning Specialists, LLC, as well as a year at T. Rowe Price. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement-plan platform services, and outsourced chief investment officer services to individuals, corporations, pension plans, and institutional clients. The firm combines internally developed asset-allocation models with third-party independent managers, employing both active and passive strategies across multiple asset classes.