Jessica Urbanski is a CFP® with 17 years of industry experience, currently with Wells Fargo Advisors in Denver, CO. Her prior roles include positions at Morgan Stanley and AMG National Trust Bank. Outside of financial advising, she is a silent partner in a warehousing, transportation, and logistics business based in Colorado. Wells Fargo Advisors is an institutional firm serving a broad client base with diversified investment strategies.

Patrice Henning is a financial advisor with Raymond James & Associates in Denver, CO, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. She has been with Raymond James & Associates since 2012. Henning serves on multiple advisory boards, including the Colorado College Invest Advisory Board and the Saint Mary’s University of Minnesota Investment Committee, where she is also active as an alumni community member and founder of an international service trip to Kenya. She is a member of the Fraser River Valley Lions Club Foundation Board. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and provides financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Vincent Kalbach is a financial advisor at Cambridge Investment Research Advisors with 29 years of industry experience. He has been with Cambridge since 2009 and previously worked at Altius Financial and LPL Financial. Kalbach is also an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management and investment strategies tailored to client objectives.

Don Stewart is a financial advisor with LPL Financial in Denver, Colorado, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has previously worked with Transamerica Financial Advisors and operates two CPA firms focused on tax preparation and accounting services. Stewart also serves as a notary in Denver. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of financial planning, portfolio management, and institutional platforms supported by advanced research and technology tools.

Matthew Arminio is a Financial Consultant at Fidelity Investments. He works with clients and families to understand their unique needs and collaborates with them to create plans that align their financial goals with their financial strategies. Matthew has been with Fidelity Investments since 2021. He has held roles including Investment Solutions Representative, Investment Consultant, and currently Financial Consultant. His experience spans various aspects of investment consulting and financial planning. No information about his education, credentials, personal interests, or community involvement has been provided.

Nicholas Bosso is a financial advisor at Cetera with a Series 66 designation and four years of industry experience. He has held roles at several firms, including Cetera Wealth Services, Lighthouse Advisors, and Collabera. Outside of his advisory work, he creates gaming and music content as a Twitch streamer. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that supports various investment program structures and strategies.

Carolyn Newton is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1997. In addition to her advisory role, she is involved in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a wrap-fee structure for its services.

Caroline Hanzlik is a financial advisor with Wells Fargo Clearing in Denver, CO, holding a Series 66 designation and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm follows an IPS-driven advisory process grounded in modern portfolio theory and acts as an ERISA fiduciary when providing investment advice.

Ann Post is a financial advisor at Morgan Stanley in Denver, CO, with nine years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley since 2016, including five years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and delivers services through Financial Advisors and its Estate Planning Strategies Group.

Alyssa Cadavid is a Benefits & Planning Consultant in Executive Services at Fidelity Investments, a role she has held since 2024. She collaborates closely with clients to develop customized financial plans that align with their short- and long-term goals. Alyssa prioritizes forming strong relationships with her clients and their families, emphasizing trust, reliability, and competence in her work. Her experience at Fidelity Investments includes positions such as Investment Solutions Representative II and I, High Net Worth Representative, and Customer Relationship Advocate, spanning from 2021 to her current role in 2024. This progression reflects her growing expertise in investment solutions and client relationship management. Outside of her professional responsibilities, Alyssa enjoys board games, camping, comedy, concerts, skiing, and traveling.

Jamie Winger is a financial advisor with Equitable Advisors in Arvada, CO, holding a Series 66 designation and nine years of industry experience. He has worked at Equitable Advisors since 2017 and previously was with AXA Advisors, LLC. Outside of his advisory role, Winger serves on the board of the Community Reach Center Foundation. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to tailor investment solutions for its clients.

Brittany Christians is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. She holds a Series 66 designation and has previously worked at Ameriprise, D.A. Davidson & Co., Hinds Financial Group, and Cetera Advisors LLC. Wells Fargo Advisors provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including cash-flow, retirement, education, and specialized services such as business-owner transition and sports and entertainment planning. Advisors use firm research and planning tools to develop tailored recommendations for clients, with implementation options through various brokerage or advisory programs.

Jessica Guitar is a financial advisor at Edward Jones with Series 63 and Series 66 registrations and two years of industry experience. Prior to joining Edward Jones, she worked at ABMG, LLC, and was involved with FC Boulder / Boulder County United and the City of Boulder. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment options supported by a large nationwide network of financial advisors and branch offices.

Michael Wagner is a financial advisor with Fisher Investments, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has worked at Fisher Investments since 2018 and previously spent eight years at TIAA-CREF. Fisher Investments serves a global client base including institutional and private clients, offering discretionary portfolio management with a centralized investment approach that incorporates quantitative and qualitative research alongside various risk management techniques.

Nicholas Langreck is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Barber-Nichols for two years and at Hunter Douglas for twelve years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs, managed solutions, and affiliated investment products, operating under a fiduciary standard.

Carlos Ponce is a financial advisor with UBS Financial Services in Denver, CO, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with UBS Financial Services since 2016. Outside of his advisory role, he serves on a committee at Ponce LLC, a family partnership involved in managing real estate expenses and property maintenance. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans aligned with clients' goals and risk tolerances.

Aaron Rask is a financial advisor with MassMutual Investors Services in Broomfield, Colorado, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His career includes roles at Summit Financial Solutions, Blanchard Financial Services, Nylife Securities LLC, and New York Life Insurance. He serves on the board of the Bal Swan Children's Center, focusing on social-emotional foundation and inclusive learning. MassMutual Investors Services provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers, offering collaborative, annual planning engagements utilizing firm-approved analytical tools and a range of investment and insurance products.

Chuyang Guan is a Benefits & Planning Consultant in Executive Services at Fidelity Investments. Since beginning their career at Fidelity in 2020, Chuyang has held various roles within the company, including Workplace Planning Consultant, Financial Consultant 1, Investment Solutions Representative, High Net Worth Service Associate, and Customer Relationship Advocate. Chuyang's professional experience encompasses benefits and financial planning, with a focus on developing tailored strategies and services to assist clients in planning for both expected and unexpected life events. They hold insurance licenses in Arkansas and California. Outside of work, Chuyang enjoys playing badminton, table tennis, and tennis, as well as exploring food and watching movies.

Nicholas Manna is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. He works closely with clients to build financial plans that they are comfortable with, confident in, and committed to, leveraging the trusted brand and resources of Fidelity. Nicholas has been with Fidelity Investments since 2016, holding various roles including Portfolio Specialist, Client Management Representative, Central Relationship Manager, Financial Representative at the Broomfield Branch, and Premium Relationship Associate. This progression reflects his extensive experience in client management and financial services within the company.

William Levine is a financial advisor with LPL Financial in Lakewood, Colorado, holding Series 63 and Series 65 licenses and seven years of industry experience. Prior to joining LPL Financial in 2026, he worked at Kestra Advisory Services and Kestra Investment Services from 2019 to 2026, and Life Transition Planners from 2014 to 2018. Levine also serves as an Associate Advisor at Catalyst Retirement Advisors, where he supports lead advisors in financial planning and client service. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced advisor tools.