Evans Tackie Yarboi is a financial advisor with Morgan Stanley in Sandy, Utah, holding Series 63 and Series 66 licenses and eight years of industry experience. His career includes roles at Morgan Stanley since 2018, with prior experience at Alpine Securities, Solera (AutoPoint), and Thrivent Financial. Outside of finance, Yarboi is involved in youth soccer coaching and is a partner in Afrotribe LLC, a business focused on art and culture. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, emphasizing structured financial planning supported by firm-approved tools and modeling techniques.

Joshua Black is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Prior to joining LPL Financial in 2026, he held advisory and registered representative roles at Black Crest Investments, Kestra Advisory Services, Kestra Investment Services, and Woodbury Financial Services. Outside of his advisory work, he is an owner of Innovative Tax and Financial Solutions LLC, where he assists in evaluating real estate properties and collaborates with property management. LPL Financial serves a broad client base including individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive advisory and brokerage services, including discretionary and non-discretionary management, various advisory programs, and access to model portfolios and research.

Paul Tan is a financial advisor at Wells Fargo Advisors with 36 years of industry experience. He previously worked for LPL Financial for nine years before joining Wells Fargo Advisors in 2023. In addition to his advisory role, Tan is involved in acting through TMG Acting in Park City, UT. Wells Fargo Advisors serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm employs research and planning tools to develop tailored recommendations across a broad range of planning needs, with clients opting into implementation through various brokerage or advisory programs.

Brandon Atkinson is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 licenses. He has 22 years of industry experience, including prior roles at Prudential Insurance Company of America, Pruco Securities, and AXA Advisors. Brandon is also involved in non-variable insurance brokerage for group health, life, and disability policies. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to various investment and insurance products through an integrated platform.

Noah Ragan is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Wells Fargo Bank and Fidelity Investments. Outside of his advisory role, he is involved in an AI chatbot training business. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets and utilizing structured planning tools to model outcomes.

Dylan Moore is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. Prior to joining Cetera, he worked in the food service industry, including a role as a bartender at Outback Steakhouse. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and advisory services through a multi-manager platform featuring both affiliated and third-party investment options.

John Pferdner is a CFP® with 27 years of industry experience, currently advising at Raymond James & Associates. He previously spent 17 years with UBS Financial Services. Outside of financial services, he is engaged in drone landscape photography. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Salvador Fernandez is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the Series 63 and Series 66 licenses. Prior to joining Morgan Stanley in 2026, he worked at firms including SoFi Securities, SoFi Wealth, Wells Fargo Clearing Services, and Fidelity Brokerage Services. Outside of his advisory role, he manages a small rental business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize firm-approved planning tools and primarily act in an advisory capacity.

Joey Johnstun is a financial advisor with LPL Financial in Draper, Utah, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has been with LPL Financial since 2014 and also works at Mountain America Credit Union, where he has been employed since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs including discretionary and non-discretionary management, using model portfolios, research from third-party subadvisors, and technology-driven strategies.

Randy Mangum is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and bringing 17 years of industry experience. Prior to joining Morgan Stanley in 2023, he spent nine years with E*TRADE Capital Management LLC. Outside of his advisory role, he is involved in property management as a rental property landlord. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services that include estate planning and broad investment solutions.

Franklin Etter II is a CFP® with 21 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at WELLS FARGO Advisors from 2013 to 2016. Outside of his advisory role, he holds a 50% ownership in TBD, LLC, a company involved in land investment in Utah. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Madyson Smith is a financial advisor at Fidelity with nine years of industry experience. She holds a Series 66 designation and has worked at Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Crest Financial. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs.

Gregory Hicks is a financial advisor with Cambridge Investment Research Advisors in Murray, UT, holding Series 63 and Series 65 designations and 18 years of industry experience. He has worked with Duncan Financial Planning Advisors since 2020 and has been associated with Cambridge Investment Research since 2016. Outside of advisory services, he owns a dog boarding business. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm employs a range of investment approaches, including proprietary models and access to third-party managers, with strategies tailored to client objectives across various platform arrangements.

Lillian Leo is a financial advisor at Fidelity with 25 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Fidelity Investments since 2022, with prior experience at Triad Advisors and Diversified Investors Securities Corp. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies.

Ahmed Elsayed is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including SoFi Wealth, Bank of America, Merrill, and Wells Fargo Advisors. Outside of his advisory role, he works as a Lyft driver. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning supported by firm-approved tools and methodologies, with approximately $2.74 trillion in client assets under management.

Shad Evans is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2019, following three years at Kestra Financial Services. Outside of his advisory role, he is involved in non-variable insurance activities and operates a brokerage general agent contract called The Insurance Box. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Christopher Sawch is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and 39 years of industry experience. His prior roles include positions at Morgan Stanley and UBS Financial Services, spanning over 18 years before joining Wells Fargo Advisors in 2016. Outside of his advisory work, he has ownership interests in investment-related entities including Shearwater Creek LLC and Ack Capital, LLC, the latter jointly owned with his spouse. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and uses proprietary research and tools to develop tailored recommendations, with clients deciding on implementation through brokerage or advisory programs.

Jeffrey Roskelley is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and offering 24 years of industry experience. He has been with LPL Financial since 2011. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory and brokerage services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Luke Gunther is a financial advisor with LPL Financial in American Fork, Utah. He holds the Series 66 designation and has five years of industry experience. His prior roles include positions at Utah Valley University and Bank of American Fork. Outside of his advisory work, he is involved with Gunther Investment Group, LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services with a broad range of portfolio management options and research support.

Aaron Copple is a financial advisor at Mass Mutual Investors Services with 16 years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley and E*TRADE Capital Management. Outside of his advisory role, Copple is active as an insurance broker and owns several holding companies. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using advanced analysis tools and also provides specialized offerings such as divorce planning and estate-settlement services.