Lindsey Martin is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and market modeling techniques as part of its financial planning process.

Maria Lucero is a financial advisor at Merrill with 17 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Justin Zeis is a CFP®-designated financial advisor at Vanguard Advisers with 20 years of industry experience. He has been with Vanguard Advisers since 2015 and has previous experience as a self-employed advisor. Zeis is also associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, emphasizing personalized asset allocations through proprietary methodologies and predominantly utilizing Vanguard funds and ETFs.

Gregory Huyck is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 1992 following his graduation from the College of Business at Northern Arizona University with a bachelor's degree in finance. Over his more than 30 years of experience as a financial advisor, Gregory has advised hundreds of clients, tailoring financial strategies to align with individual client goals. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Gregory is a member of the Phoenix Country Club. He is married with two children and enjoys reading, biking, golf, and tennis.

Shawn Jackson is a financial advisor at Vanguard Advisers with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple Vanguard entities since 2022. Outside of his advisory role, he is self-employed as a contracted delivery driver. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs.

Anne King is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley in 2022, she worked at Cinnaholic LLC and Chick-fil-A. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer providing a variety of advisory programs to individuals and institutions, including tailored financial planning supported by proprietary tools and models. The firm manages approximately $2.74 trillion in client assets and offers comprehensive services that include both direct client engagements and corporate financial planning agreements.

William Herf is a financial advisor at RBC Capital Markets with 28 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining RBC and its affiliate City National Bank in 2019, he worked at Stifel and B.C. Ziegler and Company. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and investment solutions tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Jesus Pineda is a financial advisor at Mass Mutual Investors Services with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with Generational Financial Partners, Eagle Strategies, and New York Life Insurance Company. Outside of his advisory role, he is an active member of the West Valley Mavericks Foundation, assisting with fundraising and community events, and serves on his local HOA board. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars delivered through annual, collaborative client relationships.

Denise Arrington is a financial advisor based in Scottsdale, AZ, affiliated with Wells Fargo Clearing. She holds a Series 66 designation and has 19 years of industry experience. Denise has been with Wells Fargo Clearing since 2016 and has a longer tenure with Wells Fargo Bank, N.A., dating back to 2002. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a wide range of investment advisory services, financial planning, retirement plan consulting, and brokerage solutions, supported by research from Wells Fargo Investment Institute and third-party sources.

Tracy Shore is a financial advisor with Merrill in Scottsdale, AZ, holding Series 63 and Series 66 credentials and over 26 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1994. Outside of her advisory role, she serves as a trustee for a nonprofit fiduciary entity, C A C Trust, based in Sun City, Arizona. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Sheryl Martin is a financial advisor at Stifel with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc since 2021, following a 17-year tenure at UBS Financial Services. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Ashwani Barar is a financial advisor at Vanguard Advisers with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Vanguard entities since 2006. His current role at Vanguard Advisers began in 2015. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, constructing portfolios primarily from Vanguard funds and ETFs, and manages a large client base through a combination of digital delivery and advisor support.

Casey Ethier is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has been with Vanguard since 2009, including roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides digital and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios predominantly composed of Vanguard funds and ETFs.

Amos Yu is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016. He serves clients from Scottsdale, AZ, and acts as power of attorney for his mother. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jennifer Hersh serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has contributed since 2007. With a career beginning in 1999, Jennifer has developed specialized expertise in income planning and retirement strategies, focusing on comprehensive financial guidance for business owners, corporate executives, and multigenerational families. Her approach emphasizes collaboration, continuity, and thoughtful planning aligned with each client's long-term objectives. Jennifer holds a Bachelor's degree from Arizona State University and professional designations including Certified Divorce Financial Analyst (CDFA), Chartered Retirement Planning Counselor (CRPC), and Certified Plan Fiduciary Advisor (CPFA). She works with diverse client needs such as retirement income, legacy planning, socially responsible investing, and wealth management strategies for women, LGBT clients, and small businesses. Outside her professional commitments, Jennifer is involved in community organizations including the Valley of the Sun United Way, Women's Leadership Council, National Charity League, and serves on the board of Hunkapi Programs, a nonprofit providing equine-assisted therapy. She enjoys horseback riding, spending time with her family, tennis, and traveling.

Walter Ulrich is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. He holds Series 63 and Series 65 credentials and has 28 years of industry experience. Mr. Ulrich has been with The Vanguard Group, Inc. since 1997. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies to set personalized asset allocations largely constructed from Vanguard funds and ETFs.

Roger Beguiristain is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party databases.

Jeremy Calhoun is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 designations and possessing 26 years of industry experience. He has been with Charles Schwab since 2006. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by multi-asset model portfolios and a centralized operational structure.

Joe Carter is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and eight years of industry experience. He has worked at Merrill and Bank of America, N.A., and has been with J.P. Morgan Securities and JP Morgan Chase Bank since 2021. Outside of finance, he is an owner and partner of Sweet Wheels LLC, a restaurant business specializing in ice cream. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program offers non-discretionary, written asset allocation advice and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Christopher Esser is a CFP® with 29 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2011. His work history is tied to various Vanguard entities, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of his advisory role, he acts as a limited agent for investment matters for immediate family members. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach centered on proprietary models and offers a broad range of customizable portfolio options using Vanguard funds and ETFs.