Stephanie Cornwall is a financial advisor at OSAIC with 17 years of industry experience. She holds a Series 66 designation and previously worked at Woodbury Financial Services for 13 years before joining OSAIC in 2024. OSAIC serves a diverse range of retail and institutional clients, including individuals, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services. The firm uses various tools such as asset-allocation models and automated rebalancing to manage portfolios across multiple asset classes, with options for discretionary or non-discretionary account management.

Justin Zhong is a financial advisor at Vanguard Advisers with Series 66 and Series 63 credentials and four years of industry experience. He has been with Vanguard entities since 2021, including Vanguard Marketing Corporation and The Vanguard Group, Inc. His work history also includes internship and academic roles at the University of California, Merced, and Brunel University London. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and a team servicing model.

Shawn Peterson is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. His prior experience includes roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Chase Investment Services Corp. He is also the owner of SMP Equity LLC, a vacation rental business managed by a property manager. Raymond James & Associates is a large, dual-registered broker-dealer and investment adviser serving a wide range of clients, including individuals, institutions, and municipalities, with financial planning and consulting services supported by extensive research and diverse portfolio management options.

Stephen Myers is a financial advisor with Vanguard Advisers who holds Series 63 and Series 66 credentials and has 28 years of industry experience. He has worked at several firms, including The Vanguard Group, Charles Schwab, Advisor Group, MSH Capital Advisors LLC, M.S. Howells & Co., and LPL Financial. Myers is currently based in Scottsdale, AZ. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios built mainly from Vanguard funds and ETFs, offering customization options including tax-aware features and ESG preferences.

Christen Krueger is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 20 years of industry experience. Christen has been with Thrivent and its related entities since 2005, including 18 years at THRIVENT Financial. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning without discretionary trading authority, combining planning with managed-account options under a consolidated billing service called WealthPlan.

Cody Drappo is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 designations and has prior experience at Selective Insurance Group, Allstate, and Liberty Mutual. Drappo also worked at Arizona State University and LIFEAid Beverage Co. earlier in his career. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to construct portfolios primarily from Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Frank Calise is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Avantax and Securities America. Outside of advising, he manages several H&R Block franchises offering tax preparation and business services, and serves as manager of CFR Capital Group, providing financial and retirement planning. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual and institutional clients through a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers. The firm supports a broad client base with a variety of investment programs and strategies.

Dayne Quist is a financial advisor with OSAIC in Scottsdale, AZ, holding a Series 66 designation and seven years of industry experience. Prior to joining OSAIC in 2024, he worked at Woodbury Financial and Woodbury Financial Services from 2011 through 2019. Outside of his advisory roles, he has been involved with St. Croix National Golf Course since 2006. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and nonprofit investors through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a range of investment options and employs various asset-allocation tools and third-party solutions to construct and manage client portfolios.

Karekin Kaprelian is a financial advisor at Ameriprise with 32 years of industry experience. He has held roles at Ameriprise and Ameriprise Financial Services, Inc. since 1993 and holds a Series 63 designation. Outside of advising, he is involved in independent insurance brokering and owns a consulting business, Kordz LLC. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research-driven modeling and tax-efficient strategies to provide tailored recommendations. The firm delivers these services through a centralized consulting team and emphasizes the use of affiliated investment products.

Jordan Bryson is a financial advisor with Vanguard Advisers. He holds a Series 66 designation and has one year of industry experience. His prior work includes positions at LPL Financial Services and Wells Fargo Home Mortgage. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary methodologies and primarily Vanguard funds and ETFs in portfolio construction.

Courtney Powers is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 20 years of industry experience. She has been with The Vanguard Group, Inc. since 2005. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios largely from Vanguard funds and ETFs, offering a range of customization options.

Kristin Seed is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. She has been with Raymond James & Associates since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Michael Chin is a financial advisor at Merrill based in Scottsdale, AZ, holding Series 63 and Series 65 licenses with 42 years of industry experience. He has been with Merrill since 1994 and concurrently associated with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Isaac Erdody is a financial advisor with Vanguard Advisers, holding a Series 66 designation and one year of industry experience. Prior to joining Vanguard, he worked at Compass Group USA and Dana Incorporated. Outside of his advisory role, he is the owner of an online retail business, 1st Gen LLC. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to asset allocation, primarily using Vanguard funds and ETFs, and manages a large client base through scalable digital delivery and team servicing.

Harrison Singer is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. Prior to joining Vanguard, his work history includes roles at Singer Holding Corporation, Dick's Sporting Goods, and self-employment as a podcast host and producer. He also has experience in media and education-related positions. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, delivering services through a combination of digital platforms and a large advisor team.

Aaron Donnelly is a CFP® certificant at Edward Jones with four years of industry experience. Before joining Edward Jones in 2021, he worked in the restaurant industry for over a decade. He is also a co-founder and investor in Vid Hire Inc., a hiring application based in Palo Alto. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Kevin Lewis is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Morgan Stanley, John Hancock, E*TRADE, and Edward Jones. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Roman Zharov is a Series 66 licensed financial advisor with 11 years of industry experience. He is currently with Osaic in Scottsdale, AZ, and has also been associated with Securities America Inc since 2013. He holds a position as a resident insurance producer in Nebraska. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm combines brokerage and investment advisory services with integrated financial planning and utilizes various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Jackson Baines is a Financial Advisor based in Scottsdale, specializing in assisting active professionals and pre-retirees with building personalized plans focused on retirement, investments, and long-term financial security. He works with clients to understand their priorities and develop strategies to pursue their financial goals, covering areas such as general investing, retirement planning, saving for unexpected events, equity compensation services, family wealth management strategies, liquidity management, managing new wealth, portfolio management services, tax minimization, and retirement income. Jackson holds a Bachelor's Degree from Arizona State University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He operates within Merrill Lynch Wealth Management and leverages access to Bank of America specialists to provide clients with comprehensive financial solutions including banking, credit, home financing, and small business services. Outside of his professional work, Jackson's personal interests include adventure sports, boating, golfing, ice hockey, skiing, spending time with family, tennis, traveling, and watching movies.

Jeffrey Rutherford is a financial advisor with OSAIC in Scottsdale, AZ, holding the ChFC® and Series 63 designations and bringing 35 years of industry experience. His previous roles include positions at SagePoint, Royal Alliance Associates, Inc., and Signator Investors, Inc. Rutherford holds real estate and life insurance licenses in Massachusetts but is not currently active in those businesses. OSAIC serves a diverse client base ranging from individual investors to institutional entities, offering integrated brokerage and advisory services through a large network of advisors. The firm employs a variety of asset-allocation tools and third-party platforms to manage portfolios across multiple investment types and account structures.