Matthew Hamami is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior work includes a role at Graystoke Capital Partners and various non-financial positions. Outside of advising, he operates a side business renting cars and works as an independent contractor delivering food. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Parkinson is a financial advisor with Morgan Stanley in Tempe, AZ, holding Series 63 and Series 66 registrations and nine years of industry experience. He previously worked at Charles Schwab & Co., Inc. and The Vanguard Group, Inc., and has a background that includes roles at Michigan State University and Lange Vending Inc. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include retirement and estate planning, with additional activities in private funds and principal trading.

Ryan Miller is a CFP® and Series 66 credentialed financial advisor with Edward Jones in Tempe, AZ. He has 16 years of industry experience and has been with Edward Jones for 15 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management, offering a range of advisory programs and investment strategies through a nationwide network of financial advisors.

Michael Cross is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. He previously worked for nine years at Woodbury Financial Services Inc. Outside of his advisory role, he is the managing member of Cross Financial, LLC, where he has provided investment and insurance-related guidance since 2010. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services along with access to third-party money managers and unified managed accounts. The firm employs firm-provided tools and automated rebalancing to construct portfolios tailored to clients’ risk tolerances and investment restrictions.

Georgina Bunger is a Series 66-licensed financial advisor with Edward Jones in Gilbert, AZ, with 18 years at the firm and one year of industry experience. Prior to her advisory role, she was involved in real estate sales with Century 21 Kroff Realty in Gold Canyon, AZ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of approximately 23,701 financial advisors.

Kyle Ryan is a financial advisor at Edward Jones in Gilbert, AZ with seven years of industry experience. He holds the Series 63 and Series 66 licenses and previously worked at firms including Park Avenue Securities, Guardian Life Insurance Co, and Freedom Financial Network. Outside of his advisory work, Kyle serves as an Associate Worship Leader at San Tan Bible Church where he leads a team of musicians. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a large national network of advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Garron Bond is a financial advisor with Primerica Advisors in Tempe, AZ, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Primerica Advisors since 2005 and Primerica Financial Services since 2000. Outside of advisory services, he has been involved with sales of loan products and home security referrals through Primerica affiliates and was previously a member of Bondstarr LLC in Scottsdale, AZ. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that uses model-delivery strategies managed by unaffiliated asset managers, supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Nicole Kennedy is a financial advisor with LPL Financial in Tempe, AZ, holding a Series 66 designation and two years of industry experience. She has worked at several firms including S+G Wealth Partners and Woodbury Financial, Inc. Outside of her advisory role, she is involved with Clear Horizon Financial, a non-investment-related business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio management, and retirement plan consulting, utilizing both discretionary and non-discretionary programs supported by extensive research and technology.

Joshua Rayhons is a financial advisor with Cetera in Gilbert, AZ, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. His career includes roles at Voya Financial Advisors and Black Gould & Associates, Inc. He serves on the boards of the Dignity Health Foundation - East Valley and The Otto & Edna Neely Foundation, and is involved with the Gilbert Chamber of Commerce and community leadership through Gilbert Talks, LLC. Cetera Investment Advisers LLC is a large SEC-registered firm supporting over 10,000 advisors nationwide. The firm serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, offering diversified portfolio management and financial planning through various program platforms and third-party manager access.

Kyle Foster Klaus is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and four years of industry experience. He has been with J.P. Morgan Securities since 2021 and also works with JPMorgan Chase Bank, N.A. since 2019. Prior to his financial career, he held roles in retail and sports-related businesses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with broker-dealer, futures commission merchant, and commodity pool operator registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Jacob Ceschin is a financial advisor at LPL Financial with nine years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Mass Mutual, Mutual of Omaha, and Arizona State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs and financial planning services.

Fernanda Damian is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. She has been with Wells Fargo Clearing since 2021 and has worked at Wells Fargo Bank, N.A. since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Samuel Mitchell is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 designations. Prior to his current role, he worked at Starbucks and managed a small business, Pita Cafe LLC, for four years. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advisory models and access to discretionary separately managed accounts.

Austin Scribner is a financial advisor at Morgan Stanley in Gilbert, Arizona, with two years of industry experience. He holds Series 66 and Series 63 credentials and previously worked at Charles Schwab for two years. Outside of his financial career, he is involved with the Talking Stick Golf Club in a customer service role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm’s approach includes use of structured discovery conversations and firm-approved planning tools without providing individual security recommendations as part of standalone plans.

Oscar Huynh is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds the Series 66 designation and has worked at various Wells Fargo entities since 2007. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Rudy Alvarado Jr. is a financial advisor with Edward Jones in Mesa, AZ, holding Series 63 and Series 66 designations and three years of industry experience. Prior to joining Edward Jones in 2024, he worked in various school districts including Gilbert Public Schools and Scottsdale Unified School District. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management, offering a range of advisory programs and affiliated financial services through a nationwide network of advisors and branch offices.

Wayne Rich is a Wealth Management Advisor at Merrill Lynch Wealth Management with over three decades of experience in financial services. He began his career in 1989, working with individuals, business owners, professionals, and executives to simplify their financial lives and navigate complex situations. Wayne specializes in areas including family wealth management strategies, legacy planning, portfolio management, small business strategies, socially responsible and ESG investing, tax minimization, and retirement income. He holds a bachelor's degree in psychology from Oral Roberts University and has completed the Wharton Financial Advisor Leadership Program. Wayne has earned multiple professional certifications such as Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). Throughout his career, he has been recognized for his expertise, including being named to the Forbes Best-In-State Wealth Advisors list for multiple years. Wayne and his wife Lisa reside in Tempe, Arizona, where faith, family, and community are important aspects of their lives. They have four children and several grandchildren. Wayne participates in community organizations including the ASU Catholic Newman Center Advisory Council, the Aid To Women Center as a volunteer and advisory board member, and the Catholic Community Foundation Professional Advisory Board. His personal interests include boating, golfing, music, and swimming.

Brent Davidoff is a Financial Consultant at Fidelity Investments, where he has been serving since 2019. He has extensive experience in financial services, having held various roles at Fidelity Investments from 2014 to the present, including Retirement Solutions Representative and Investment Sales and Solutions Representative. Prior to joining Fidelity, he worked as an Institutional Sales Account Executive at PCS Research Services and as a Licensed Personal Banker at JPMorgan Chase. He also served as a Financial Security Specialist at Northwestern Mutual. Brent is a Certified Financial Planner who focuses on helping clients achieve financial security and prosperity through strategic investment planning and effective guidance. He holds insurance licenses in Arkansas and California.

Charles Allen is a financial advisor with Ameriprise in Chandler, AZ, holding a Series 63 designation and bringing 40 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized recommendation reports. The firm serves a large client base through a broad range of advisory, brokerage, and insurance solutions typical of a major institutional provider.

Ronald Mccook is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 66 designation and has worked at Cetera since 2022, with prior experience at First Allied Advisory Services and First Allied Securities. Outside of his advisory role, he is a partner at Blaser Mccook LLC, a holding company. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party investment managers.