Sandra Kramer is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 63 designation and 28 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is involved in a business entity that holds commercial real estate. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver non-discretionary, customized advice through a centralized team working alongside financial advisors.

Andrea Fisher is a financial advisor with Vanguard Advisers who holds Series 63 and Series 66 licenses and has 13 years of industry experience. She has been with The Vanguard Group, Inc. since 2013. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized asset allocations, largely with Vanguard funds and ETFs, and manages a large client base through its digital delivery and team servicing model.

Brian Jacobus is a financial advisor with LPL Financial in Chandler, AZ, holding a Series 66 license and 24 years of industry experience. His career includes roles at PNW Wealth Management and Financial Advocates Investment Management. Outside of his advisory work, he is involved as a business owner in non-investment ventures including International Integrity First, LLC, BPA Arizona, and Ghost Lab Arizona. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from multiple sources.

Simon Norman is a financial advisor at Morgan Stanley with four years of industry experience. He previously worked for The Vanguard Group, Inc. for three years. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and firm-approved processes to support clients in financial decision-making, operating primarily in an advisory capacity.

Amanda Farr is a financial advisor at Vanguard Advisers with eight years of industry experience. She holds a Series 66 designation and has worked at multiple entities within the Vanguard organization since 2016. Outside of her advisory role, Farr owns and operates Roughneck Data Services, an engineering consulting business, and Mandy Lea Photography Studio. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans through both automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to constructing portfolios primarily from Vanguard funds and ETFs, supported by a digital delivery platform managing a large client base.

Marvin Gonzalez is an advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses. He has one year of industry experience, with prior roles at Morgan Stanley and Wells Fargo, as well as several years at Shamrock Foods Company. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs.

Jeffrey Van Cott is a financial advisor with Edward Jones in Tempe, AZ, holding a Series 66 credential and 18 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors.

Victoria Ortegon is a financial advisor at Wells Fargo Advisors with 36 years of industry experience. She holds the Series 63 designation and has worked with Wells Fargo affiliates since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, utilizing Wells Fargo research and planning tools to develop tailored recommendations delivered through meetings and summary letters.

Israel Bentley is a financial advisor with Vanguard Advisers and holds Series 63 and Series 66 licenses. He has eight years of industry experience, including roles at The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2017, as well as prior work with the University of Phoenix. Outside of his advisory role, he sells sports cards on eBay as a self-employed activity. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, leveraging its scale and digital platform to manage a large client base efficiently.

Jinfu Yang is a financial advisor at Vanguard Advisers with three years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and Bank of America. Vanguard Advisers offers automated and human-supported investment advice to retail investors and eligible retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through its digital platform and a team servicing model.

Robert Trinh is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill in 2026, he held positions at State Farm and participated in the Semester at Sea program through the Institute for Shipboard Education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anna York is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. Her prior work includes roles in beverage marketing as a brand ambassador and marketing activation representative. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and retirement plan participants, using a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs.

Andrew Soltes is a CFP® professional with 21 years of industry experience, currently serving at Vanguard Advisers since 2013. He has also been affiliated with Vanguard Marketing Corporation and THE Vanguard Group, Inc. since 2011. He is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and team servicing model.

Alfonso Ochoa III is a financial advisor at Edward Jones with 10 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2016. Based in Tempe, AZ, he operates within one of the largest wealth management firms in the country. Edward Jones serves more than four million individual and institutional clients with a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and is notable for its extensive network of financial advisors and branch offices across the United States.

Tsvetelin Stanchev is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He has worked at Merrill since 2024 and at Bank of America, N.A. since 2026. Prior to his financial career, he held positions in the automotive and logistics industries. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Kane is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2023. He has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2010. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, complemented by various customization and tax-aware features.

Alexandra Cooke is a financial advisor at Merrill with six years of industry experience. She has held her current role since 2019 and previously worked for Seven Peaks Brewing Company for seven years. She holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Wick is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and one year of industry experience. His prior work history includes positions at Bank of America and various retail and pharmacy roles. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Andrew Boerman is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 66 and Series 63 designations and four years of industry experience. His prior roles include positions at State Street Global Advisors and Blackford Capital. Outside of finance, he has worked in various roles including at Big Lake Outfitters. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, supported by a large team of advisors managing a high volume of client relationships.

Stephanie Buechting is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She previously spent 21 years at Edward Jones before joining Raymond James in 2022. In addition to her advisory role, she serves as Branch Manager for Buechting Financial LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning supported by advanced analytical tools and maintains a notable focus on municipal and public-finance work through its affiliation with a municipal advisor.