Justin Shumate is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ. He holds the Series 66 designation and has six years of industry experience. His prior roles include positions at Edward Jones and MassMutual Life Insurance Company. Outside of financial advising, he is involved in sales for a B2B IT training company. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using collaborative, goal-focused approaches supported by firm-approved analytical tools.

Joseph Matura is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Charles Schwab since 2016 and also founded Designed Wood Flooring Center LLC, a business he has managed since 2013. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, delivering investment guidance through multi-asset model portfolios and centralized custody and order-routing operations.

Todd Pollock is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and 28 years of industry experience. He has been with FSC Securities Corporation since 2010 and joined OSAIC in 2023. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing tools such as asset-allocation models and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Alexander Mc Lellan is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Vanguard entities since 2018. Prior to that, he was employed at Sixt Rental Car from 2015 to 2018. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options and managing a large client base through a high client-to-advisor ratio.

Tania Kvakic is a financial advisor with RBC Capital Markets in Phoenix, AZ, holding a Series 66 designation and bringing 12 years of industry experience. She has worked at RBC Capital Markets since 2013 and also at City National Bank since 2018. Kvakic serves on the Board of Directors for the Arizona Coyotes Foundation, a charity focused on community involvement and fundraising. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs featuring customizable portfolio management and financial planning services supported by in-house and third-party investment managers.

Ryan Mcintyre is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His career includes tenures at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Management. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets with over 14,000 financial advisors and employs research-based investment evaluation methods grounded in diversification and modern portfolio theory.

Matthew Fernwalt is a Wealth Management Advisor with Bank of America Merrill Lynch, where he has been serving clients since 2006. In his role, he focuses on developing strategies and providing advice for high-net-worth individuals, their families, and their businesses, with the aim of helping them meet their financial goals. Matthew simplifies complex financial situations by offering guidance grounded in established investment and planning principles. He partners with a team of firm specialists to assist clients comprehensively and serves as their primary point of contact. Matthew holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned a Bachelor's degree from Arizona State University, an Associate's degree from Mesa Community College, and graduated from Marcos de Niza High School. Residing in Tempe, Arizona, Matthew is a member of the Arizona State University Alumni Association and the Sole Sports Running Club. Outside of work, he enjoys golfing, running, and spending time with his wife Janik and daughter Samantha. He is also an avid supporter of sports and actively participates in community volunteer efforts.

Nicole Corning is a CFP®-designated financial advisor with Wells Fargo Advisors in Scottsdale, AZ, bringing 15 years of industry experience. She has worked within various Wells Fargo entities since 2010. Outside of her primary role, Corning hosts a podcast addressing issues faced by working mothers, serves as treasurer for The Care Fund supporting families with critically ill children, and is an author of a fiction book. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients with a broad range of financial planning and investment services that include specialized planning such as business-owner transition and special-needs analysis.

Michael Raiten is a ChFC® credentialed financial advisor with four years of industry experience, currently with Osaic Wealth, Inc. He previously worked for American Portfolios Advisors, Inc. for 13 years and has a longstanding affiliation with The Prudential Insurance Company of America since 1974. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to various managed account solutions through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across a range of investment vehicles.

Brooklyn Taylor is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 licenses and eight years of industry experience. Taylor’s background includes roles at JPMorgan Chase Bank, N.A. and JP Morgan Private Bank. Outside of finance, Taylor is a partner in a bakery franchise with two locations in Arizona and manages a residential rental property through a revocable trust. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide investment recommendations.

Chad Stauffacher is a financial advisor at Ameriprise with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he owns Camelback Padel, LLC, a padel and pickleball court rental business in Phoenix, AZ. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, providing comprehensive written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored retirement advice while emphasizing managed accounts and affiliated investment products.

David May is a financial advisor with Raymond James Financial, holding a Series 66 designation and 19 years of industry experience. He worked at Edward Jones from 2006 to 2023 before joining Raymond James Financial. May is also involved with the Kiwanis Club of Scottsdale McCormick. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Kimberly Hardy is a financial advisor at Merrill with 11 years of industry experience and holds the Series 66 designation. She has worked at Merrill since 2013 and has been affiliated with Bank of America, N.A. since 2017. Outside of her advisory role, she works as a food delivery driver in Chicago. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies serving individuals, high-net-worth clients, and various institutional investors.

John Escudero is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with Vanguard Advisers since 2020 and has concurrent roles within other Vanguard entities dating back to 2017. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, employing a goal-based, algorithm-driven approach that incorporates proprietary glide-path methodology and the Vanguard Capital Markets Model. The firm manages a large client base using digital delivery combined with a team servicing model and constructs portfolios primarily from Vanguard funds and ETFs with various customization options.

Jeffrey Hostenske is a Senior Financial Advisor at Merrill Lynch Wealth Management. He brings over seven years of experience in advisory roles, complemented by two decades of leadership in the restaurant industry, which provided him with insights into disciplined financial management, strategic growth, and operational excellence. Jeffrey focuses on comprehensive wealth management strategies that include college education planning, retirement planning, legacy planning, tax minimization, and portfolio management services. He is a Certified Exit Planning Advisor (CEPA) and a Personal Investment Advisor (PIA). Jeffrey earned an Associate's Degree and a Bachelor's Degree from Johnson & Wales University, following his graduation from Fisher Catholic High School. He emphasizes a planning approach built on three pillars: Planning, Investing, and Coaching, aimed at helping clients navigate the complexities of market volatility and achieve their long-term financial goals. Originally from Lancaster, Ohio, Jeffrey values the work ethic and educational foundation instilled in him from an early age. Since relocating to Phoenix in 2011 with his wife Jennifer, he has been committed to assisting clients in turning their ambitions into financial achievements. Outside of work, Jeffrey's interests include cooking, football, golfing, music, and watching movies.

Kristel Ashcraft is a financial advisor at Ameriprise with 11 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2015. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual planning advice focused on retirement income strategies.

Buba Nyassi is a CFP® professional with seven years of industry experience, currently affiliated with Charles Schwab in Phoenix, AZ. His previous roles include positions at The Vanguard Group and Great-West Financial, as well as experience in senior care and health systems. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and an integrated operational structure.

Samuel Goulet is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked briefly at Compass and has a background that includes five years at Colorado Mesa University and Desert Foothills Athletic Club. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Emma Bilvado is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has previously worked at E*Trade Securities, Edward Jones Investments, and Morgan Stanley. Outside of finance, she has experience in the hospitality industry. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process utilizing firm-approved tools and models, serving clients through a broad range of investment and advisory offerings.

Michael Holliday is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 66 and Series 63 designations and has worked at Sagepoint Financial, Inc. since 2009. Outside of his advisory work, he owns Holliday Baking Co., a business that sells homemade baked goods upon request. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.