Bruce Munster is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 27 years of industry experience. He previously worked at Bank of America and Merrill for a decade. Munster serves as a general partner or managing member in several private investment partnerships and LLCs, and he is a board member of Pinnacle Forum America, which supports leadership development through confidential forums. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm leverages extensive research and analytics and offers both brokerage and advisory solutions across a large network of financial professionals.

Antonio Escobedo is a financial advisor at OSAIC with four years of industry experience. He holds the Series 66 designation and has previous experience at Royal Alliance Associates, Inc. and Thrivent Financial. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering both brokerage and advisory services that include comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by various technology tools and offers multiple custodial arrangements and alternative investment options.

Grant Williams is a financial advisor with Raymond James Financial Services Advisors, Inc. in Scottsdale, AZ, holding Series 63 and Series 65 credentials and with 17 years of industry experience. His prior experience includes roles at BBVA Wealth Solutions, BBVA USA, BBVA Securities, and COMPASS Bank. He is also affiliated with Pinnacle Bank Investment Services as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse clientele including individual and high-net-worth clients, corporations, pension plans, and institutional clients. The firm offers tailored, non-discretionary advice supported by analytical tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Hal Gilbert is a financial advisor at OSAIC based in Scottsdale, AZ, holding Series 63 and Series 65 licenses with 42 years of industry experience. He has been with Royal Alliance Associates, Inc. since 2004. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools. The firm is notable for its scale, complex affiliate structure, and recent consolidation activity.

Mikael Moran is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and Capital One. Moran is based in Tempe, Arizona. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Valerie Fishgold is a CFP® with 44 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2018. She previously spent 15 years at Geneos Wealth Management Inc. and has operated Fishgold Financial Services since 1982. Outside of her advisory work, she co-owns an Arabian horse business and serves as a notary public and certified legal document preparer. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers both discretionary and non-discretionary management across multiple platforms and custodians.

Brittany Frost is a financial advisor at Vanguard Advisers with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has been with The Vanguard Group since 2015. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Mark Schneider is a CFP® with 27 years of industry experience. He is currently affiliated with OSAIC and has worked previously at firms including Securities America, Charles Schwab, and Northwestern Mutual. Outside of his advisory role, he volunteers with special needs sports activities, assisting coaches in his son’s flag football and baseball games. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, using a variety of strategies and third-party managers to meet client needs.

John Klen is a Series 66-registered financial advisor at Morgan Stanley in Tempe, AZ, with six years of industry experience. He previously worked at Wells Fargo Securities and The Vanguard Group before joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Jordan Smith is a CFP® with 12 years of industry experience currently serving at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2014 and was self-employed from 2018 to 2021. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs with various tax-aware features and customization options.

Evan Adams is a financial advisor at Vanguard Advisers with 20 years of industry experience. He holds Series 63 and Series 66 credentials. Adams has worked at multiple firms, including an 18-year tenure at The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Nico La Barbera is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked at The Vanguard Group, Inc. since 2018 and is the owner of LaVerve, LLC, a small business specializing in baking and selling Italian cookies, reselling items on Poshmark, and creating TikTok content about word etymology. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios constructed largely from Vanguard funds and ETFs. The firm manages a large number of client relationships through a combined digital platform and advisor team model.

Matthew Bragg is a financial advisor at Osaic with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at Securities America, Inc. for over a decade. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by various tools, and it operates a complex affiliate network along with multiple custodial and lending programs.

Christopher Bennett is a CFP® professional with 24 years of industry experience, currently serving as an advisor at Vanguard Advisers in Scottsdale, AZ. His prior roles include positions at Schwab Wealth Advisory, Charles Schwab, and Vigilare Wealth Management LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing Vanguard funds and ETFs along with a range of customization options.

Lindsay Capozza Miceli is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding a Series 66 designation and 11 years of industry experience. She has been with MML Investors Services LLC since 2014 and with MassMutual Life Insurance Company since 2013. Outside of her advisory role, she is the owner of LCM Finance LLC, an entity used for pass-through compensation. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and models to deliver written recommendations tailored to client goals.

Michael Wagner is a financial advisor with Robert W. Baird & Co. in Phoenix, AZ, holding Series 63 and Series 66 licenses and possessing 23 years of industry experience. He has been with Robert W. Baird since 2007. Outside of his advisory role, he is a property owner. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies including discretionary management and separately managed accounts.

Clement Lisitski is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and having 25 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2000. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a tiered wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Ryan Kanner is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Schwab, he held positions at Morgan Stanley and State Farm. Outside of finance, he has experience working with Alpen Bluffs Outdoor Resort and One Stop Nutrition. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Sean Norris is a Series 66-licensed financial advisor with Equitable Advisors in Scottsdale, AZ, with two years of industry experience. Prior to joining Equitable Advisors, he worked at TPC Scottsdale and held roles at Arizona State University and InstaCart. Equitable Advisors serves individuals across wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing a combination of firm-offered and third-party advisory solutions.

Owen Anderson is a financial advisor at Morgan Stanley in Tempe, AZ, holding a Series 66 designation. He has recently started his career in the financial industry, with less than one year of experience. Prior to joining Morgan Stanley, his work history includes a variety of roles in different industries and educational settings. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and advisory programs, managing approximately $2.74 trillion in client assets, and employs a structured planning process supported by firm-approved tools and research.