Lauren Lunday is a financial advisor with LPL Financial in Tempe, AZ, holding Series 63 and Series 66 licenses and eight years of industry experience. Her prior experience includes roles at U.S. Bancorp Investments, Inc. and U.S. Bank spanning nearly a decade. She is also associated with Lauren Lunday PLLC, a business entity unrelated to investment advisory services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Cole Powers is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 designation and has worked at both Merrill and Bank of America since 2021. Prior to his current role, his background includes positions at USA Adventures of Arizona, DMB Sports Clubs, and the University of Arizona. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Stephen Phair is a financial advisor at Edward Jones with 11 years of industry experience. He has worked at Edward Jones since 2018 and previously held roles at BBVA Wealth Solutions, BBVA Compass Insurance Agency, BBVA Securities, Compass Bank, and Merrill Lynch. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Michael Smith is a financial advisor with Edward Jones in Phoenix, AZ, holding a CFP® designation and Series 63 and 66 licenses. He has four years of industry experience, including roles at Morgan Stanley and Charles Schwab & Co Inc. Outside of finance, he owns Tune Turner LLC, a wedding and event music business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Melanie Braun is a Series 66-licensed financial advisor with Ameriprise in Tempe, Arizona, and has 16 years of industry experience. She has been with Ameriprise and its related entities since 2000. Outside of her advisory role, she is a silent partner in Impresa Executive Strategy Alliance LLC and serves on the Board of Directors for Lutheran Hour Ministries. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports, supporting clients with tailored retirement income strategies.

Frankie Jo Ceja is a Financial Consultant at Fidelity Investments, a position held since 2020. She has extensive experience in the financial services industry, having worked as a Financial Advisor at Wells Fargo Advisors from 2018 to 2020, and prior to that, serving in various roles at Wells Fargo Advisors, UBS Financial Services, and Morgan Stanley dating back to 2007. Frankie Jo specializes in comprehensive financial planning aimed at assisting clients in building, preserving, and transitioning wealth. She works with investors across different life stages, designing personalized investment strategies based on individualized plans. She is committed to building long-term relationships through communication, education, and preparation to meet clients' financial goals. She holds a Certified Financial Planner (CFP®) designation and possesses a California Insurance License. Outside of her professional work, Frankie Jo enjoys a range of outdoor activities including baseball, football, camping, beach outings, and spending time with family.

Stephen Sample is a financial advisor at Morgan Stanley with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Raymond James Financial Services, JPMorgan Chase Bank, and Bank of America/Merrill. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their financial planning approach uses structured discovery conversations and firm-approved tools, including Monte Carlo simulations and Secular Return Estimates, without providing individual security recommendations as part of standalone plans.

George Rambow III is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for 11 years before joining Raymond James in 2023. Outside of his advisory role, he is involved as an independent contractor with Northpoint Wealth Partners, LLC, and serves as CEO of Rambow Holdings, LLC, a holding company for business and future ventures. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth investors, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports both individual and institutional investment programs.

Aaron Nance is a financial advisor at Edward Jones in Chandler, AZ, holding the CFP®, ChFC®, and Series 63 designations with 20 years of industry experience. He has been with Edward Jones since 2006. Outside of advising, his spouse is involved in commercial real estate investment through a member interest in a real estate LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a large national network of financial advisors and branch offices.

Andrea Henry is a financial advisor with Wells Fargo Advisors in Gilbert, AZ, holding a Series 66 designation and six years of industry experience. Her career includes roles at Wells Fargo Clearing from 2016 to 2024 and Wells Fargo Advisors, LLC from 2007 to 2016. Outside of her advisory work, she is a sales consultant for Norwex, focusing on chemical-free cleaning products. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through meetings and client summary letters, with clients having flexibility in implementing those recommendations.

Hanna Torres is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Charles Schwab, The Prudential Insurance Company of America, and other firms. Outside of her advisory work, she serves as an independent health and wellness consultant with Arbonne. Fidelity’s Strategic Advisers LLC provides a range of investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Anthony Occhino is a financial advisor at Edward Jones in Tempe, AZ, holding Series 63 and Series 66 licenses with 25 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Meagan Ice is a financial advisor at Morgan Stanley with three years of industry experience. She holds Series 66 and Series 63 licenses and has worked previously at The Vanguard Group. Outside of her advisory role, she owns and operates Ice Media LLC, a consulting business based in Scottsdale, Arizona. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers tailored financial planning and advisory programs to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Esber Aboud is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to joining LPL Financial in 2025, he worked at Edward Jones for four years and has held positions at WestStar Bank, Prudential Annuities Distributors, and Prudential Insurance Company of America. He also has experience outside finance, having worked for Domino’s and Uber. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management and supporting diversified investment strategies with research from multiple sources.

Ariana Dean is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan in various roles since 2019. Outside of her advisory work, she is an owner and investor in Golden Gecko Properties LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Carter Lake is a financial advisor at Morgan Stanley with one year of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Morgan Stanley, he held positions at Charles Schwab and was affiliated with the University of Colorado Boulder in various roles. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its financial planning process.

Zachary Scheel is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab Co., Inc. since 2023. Prior to advising, his work experience includes roles in various service and delivery positions. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and a formal alternative investment program.

Leticia Vasquez is a financial advisor at Fidelity with 14 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at The Vanguard Group for 11 years. Outside of her advisory role, she was a partner at Truly Boss LLC, a mobile app development company. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Daniel Caraveo Jr. is a financial advisor at Merrill in Chandler, AZ, holding a Series 66 designation with seven years of industry experience. His work history includes roles at Bank of America, Merrill, Charles Schwab, and ERA Sellers and Buyers Real Estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Becky Wagstaff is a financial advisor with Edward Jones in Tempe, AZ, holding Series 63 and Series 66 designations. She has 21 years of industry experience, all of which has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers various advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.