Kari Elle Thalman is a financial advisor with Edward Jones, holding a Series 66 designation and bringing eight years of industry experience. She has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and manages approximately $1.01 trillion in assets through a large national network of advisors and offices.

Aiyisha Adams is a financial advisor at Osaic with 18 years of industry experience and holds Series 63 and Series 66 licenses. She has worked at several firms including SagePoint Financial, FSC Securities, Lincoln Financial Advisors, and Northwestern Mutual Investment Management. Outside of her advisory work, she is an independent ambassador for a health and wellness company and a contributing author to the book "Voices of Mothers of Black Sons." Osaic Wealth serves a broad mix of retail and institutional clients, offering a range of brokerage and advisory services including comprehensive financial planning and advisor-managed portfolios. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and multiple implementation options.

Sam Trushenski is a financial advisor at Wells Fargo Advisors in Scottsdale, AZ, holding Series 63 and Series 65 licenses with five years of industry experience. His career includes roles at Wells Fargo Clearing Services and Wells Fargo Home Mortgage. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, utilizing proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Alexander Clark is a financial advisor at Vanguard Advisers with 29 years of industry experience. He holds the Series 66 and Series 63 designations and has been associated with Vanguard Marketing Corporation and THE Vanguard Group, Inc. since 1996. Clark is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, offering a range of customization options including ESG and tax-aware features.

Steven Krane is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Charles Schwab since 2000, including over two decades at Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Alberto Herrera is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 designations and 18 years of industry experience. He has been with Charles Schwab since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and an integrated operational structure.

William Ritman is a CFP® professional with eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at American Express from 2015 to 2017. Outside of his advisory role, Ritman manages a rental property through Airbnb. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory services, including discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds, supported by a large network of over 23,000 financial advisors nationwide.

Steven Perrin is a financial advisor with Charles Schwab & Co., Inc., holding a Series 66 designation and eight years of industry experience. He has been with Charles Schwab since 2018 and previously worked at Arizona State University, Autonation Honda Chandler, and Fry's Food and Drug Stores. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a centralized operational structure that supports a large client base.

Bryce Johnson is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at Medulla LLC and Finishline, along with positions outside the financial industry and periods of unemployment. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options using multi-asset model portfolios, supported by centralized custody and operational infrastructure.

Ian Wilson is a financial advisor with Vanguard Advisers holding a Series 66 credential and three years of industry experience. He has worked within various Vanguard entities since 2022 and has prior experience in education and the restaurant industry. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, emphasizing personalized asset allocations and offering a range of customization options.

Christopher O'Neill is a CFP® certificant with 15 years of industry experience, currently with Vanguard Advisers in Scottsdale, AZ. He has worked at Vanguard and its related entities since 2017, following seven years at Charles Schwab. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and primarily Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Karl Christman is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for The Vanguard Group for 14 years before joining Morgan Stanley in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Brian Clarke is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Royal Alliance since 2015. Outside of his advisory work, Clarke serves as a youth basketball official for the YMCA. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supporting various strategies and third-party managers.

Patrick Manion is a financial advisor at OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 licenses with 17 years of industry experience. His prior roles include positions at UBS Financial Services, Cetera Investment Advisors, and Columbia Bank. Manion has been with OSAIC since 2023. OSAIC Wealth serves a diverse client base that includes retail and institutional investors, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and strategies including discretionary Unified Managed Accounts and third-party manager programs.

Daron Mcmillan is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Woodbury Financial Services, Questar Asset Management, and Wells Fargo Clearing. Outside of his advisory role, he provides life insurance solutions focused on wealth preservation and estate planning. OSAIC serves a broad range of retail and institutional clients with brokerage and advisory services, utilizing a model-based investment approach that includes portfolio optimization and multiple managed account strategies. The firm is notable for its scale, complex affiliate network, and recent consolidation activity.

Randy Rudolph is a CFP® with nine years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His prior experience includes roles at Wells Fargo and Wichita State University. Outside of his advisory work, he owns and operates multiple e-commerce businesses based in Phoenix, AZ. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach utilizing proprietary models and primarily invests in Vanguard funds and ETFs.

Christopher Krueger is a Certified Financial Planner (CFP®) with 24 years of industry experience. He is currently with Charles Schwab, where he has worked since 2022, following prior roles at TD Ameritrade and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Taylor Pina is a financial advisor with Fidelity Investments holding Series 63 and Series 65 credentials and four years of industry experience. His work history includes roles at Fidelity Investments, The Federal Savings Bank, and The Leona Group, as well as positions related to the University of Arizona. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and discretionary management, and it serves in advisory roles that are less common among large institutional peers.

Thomas Barger is a Series 66 licensed advisor at J.P. Morgan Securities with six years of industry experience. His prior roles include positions at Charles Schwab and Bank of America/Merrill Lynch. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations and incorporates ESG considerations.

Rosemary Dinardo is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. She previously worked at The Vanguard Group, Inc. from 2013 to 2021 before joining Fidelity in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and offers oversight of affiliated and unaffiliated sub-advisers.