Kamron Nahavandi is a financial advisor with Money Concepts Capital Corp in Placentia, CA, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. His prior roles include positions at MassMutual, The Prudential Insurance Company of America, and Fit Strategic Advisors LLC. He is also involved with FIT Planning Group, offering fixed and indexed insurance products. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base including individuals, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation approaches and operates alongside its broker-dealer and insurance businesses, offering clients access to a wide range of proprietary and third-party investment programs.

Michelle James is a CFP® at EP Wealth Advisors with one year of industry experience. Prior to joining EP Wealth Advisors, she worked at the Colorado Department of Homeland Security and Emergency Management, Douglas County School District, and Charles Schwab & Co. She also co-founded Mixing Bowl Cookie Dough, LLC, a food-related business. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients, using a mix of fundamental, technical, and cyclical analysis in their investment approach.

Frank Messano III is a financial advisor with Private Advisor Group, LLC, holding Series 66 and Series 63 licenses and 19 years of industry experience. His prior roles include positions at LPL Financial LLC, Strategic Wealth Advisors Group, and First Financial Equity Corporation. He also managed 3D Studio Gallery for 16 years. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm’s fiduciary-based model involves tailored investment advice through portfolio management or manager selection, utilizing technology platforms and multiple investment strategies.

Rachel Melroy is a CFP® professional with 16 years of industry experience currently serving at Capital Group Private Client Services, Inc. in Los Angeles, CA. She previously worked for Capital Bank and Trust Company for five years before joining her current firm in 2021. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, utilizing a multi-manager approach known as the “Capital System” that emphasizes fundamental research and long-term investment horizons. The firm offers access to separately managed accounts, mutual funds, ETFs, and certain private-equity and alternative strategy funds.

Maxon Seckman is a financial advisor at EP Wealth Advisors with three years of industry experience. He holds a Series 65 credential and previously worked at Criterion Capital Advisors LLC and Dell Technologies. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans by offering wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a variety of investment strategies, including fundamental and technical analysis, and provides ancillary services such as tax preparation and estate-document preparation for qualifying clients.

Kathleen Zwickl is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding a Series 66 credential and 15 years of industry experience. Prior to joining Centaurus Financial in 2015, she worked at J P Turner & Company Capital Management, LLC from 2012 to 2015. In addition to her advisory role, she provides life and legacy coaching focused on helping individuals and families achieve their goals and preserve wealth across generations. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, and foundations, offering financial planning, portfolio management, and specialized advisory services through both discretionary and non-discretionary arrangements. The firm utilizes a variety of analytical approaches and maintains a range of investment options, including model overlay programs and select non-traded alternative investments.

Neeraj Patel is a Series 65-credentialed financial advisor with 15 years of industry experience. He is currently with Capital Group Private Client Services, Inc., where he has worked since 2021, following five years at Capital Bank And Trust Company. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations. The firm uses a multi-manager approach called the “Capital System,” combining fundamental research and long-term portfolio segmentation across separately managed accounts, mutual funds, ETFs, and alternative investments.

Cristopher Moran is a CFP®, CFA®, and Series 66 credentialed advisor with 22 years of industry experience. He has been with EP Wealth Advisors since 2008. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for eligible clients, using customized model portfolios and a combination of fundamental, technical, and cyclical analysis.

Kevin Betts is a financial advisor with RBC Rochdale, LLC, holding a Series 66 designation and 14 years of industry experience. His prior experience includes roles at CNR Securities, Citigroup, Rim Securities, City National Rochdale, Beneco, T Rowe Price, and American Funds. RBC Rochdale serves a diverse client base, including high net worth individuals, corporations, and charitable organizations. The firm employs a multi-strategy investment approach combining quantitative screening, fundamental analysis, and a proprietary Galaxy asset-allocation tool to tailor portfolios across various asset classes.

David Lawrence is a financial advisor with EP Wealth Advisors in Torrance, CA, holding Series 65 and Series 66 credentials and 11 years of industry experience. His prior positions include roles at Executive Wealth Management, Dynamic Wealth Solutions, TD Ameritrade, DWS Distributors, Inc., and UBS Financial Services. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients. The firm employs customized model portfolios with ongoing monitoring, employing various investment analyses and strategies, and provides ERISA plan services including fiduciary management.

Brandon Nie is a financial advisor at Lido with five years of industry experience and holds a Series 66 designation. His prior work includes roles at Bessemer Trust, UBS Financial Services, and SLC CPAs. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, charitable organizations, and institutional investors, offering investment management, financial planning, family office services, and access to affiliated trust, tax, insurance, and brokerage services. The firm employs an integrated wealth-management approach with a focus on tactical and defined-risk option strategies and operates both discretionary and non-discretionary accounts alongside sub-advisers and private funds.

John Hastings is a Series 65-licensed financial advisor with 14 years of industry experience. He is currently with Lido Advisors, LLC and previously worked at Jackson Hole Capital Partners, LLC, Financial Solutions, and Capital Advisors, Inc. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, charitable organizations, and institutional investors. The firm employs an integrated wealth-management approach with active sub-advisory roles and combines traditional advisory services with extensive affiliated capabilities across trust, tax, insurance, and brokerage services.

Osvaldo Cisneros is a financial advisor at Centaurus Financial, Inc. with five years of industry experience. He holds the Series 66 designation and has worked at Centaurus Financial since 2020, with prior roles at Pruco Securities LLC and the University of California, Irvine. Outside of his advisory work, he owns an online blog called Socratic Speech and a related podcast named I Think, Therefore I Pod. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning and portfolio management services through its CLASSIC Plus platform, employing both discretionary and non-discretionary investment arrangements with varied analytical approaches.

John Nguyen is a financial advisor with Money Concepts Capital Corp, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has previously worked at FIT Strategic Advisors LLC, FITax Planning, Inc., Crown Capital Securities, L.P., and other firms. Outside of his advisory role, Nguyen serves on the board of Youth Leadership American, a nonprofit leadership program. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation strategies, offering discretionary and non-discretionary programs supported by third-party managers and technology platforms.

Elliott Brack is a financial advisor at MAI Capital Management, LLC with one year of industry experience. He holds a Series 65 designation and has worked at firms including Evoke Advisors, Manhattan West, and Gursey Schneider, LLP. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages a broad range of strategies and offers customized portfolio management supported by in-house and third-party specialists, with $72.3 billion in assets under management as of May 2026.

Joey Katz is a financial advisor at EP Wealth Advisors with over 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley, E*Trade Securities, TD Ameritrade, J.P. Morgan Securities, Fidelity, and Citigroup Global Markets. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, often incorporating tax preparation and estate-document support for clients meeting certain asset thresholds. Their investment approach includes customized model portfolios, fundamental and technical analysis, and use of alternative investments and third-party managers.

Benjamin Finan is a CFP® with nine years of industry experience, currently serving as an advisor at Lido Advisors, LLC since 2025. Prior to joining Lido, he worked at 1st Source Bank and LPL Financial for seven years and held positions at Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services, and Signpost. Outside of his advisory role, he is a basketball referee. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, and institutional clients, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with active sub-advisory roles and a depth of affiliated capabilities across trust, tax, insurance, and brokerage services.

Jason Lee Sr. is a financial advisor at Lido with 15 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Fountainhead Capital Management, Morgan Stanley Private Bank, Merrill, and Bank of America. Lido advises a broad range of clients including high-net-worth individuals, family offices, trusts, charitable organizations, and institutional investors. The firm employs an integrated wealth-management approach that incorporates equities, fixed income, alternatives, and defined-risk option strategies, while offering a diverse set of affiliated services such as trust, tax, insurance, and brokerage.

Regina Frias is a financial advisor at Centaurus Financial, Inc. with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with firms including Vanderbilt Financial Group and Prosperity Builders, Inc. In addition to her advisory role, she serves as a marketing representative for a legal services network focused on educating clients about living trusts and advanced estate planning. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management, and retirement-plan consulting through a variety of discretionary and non-discretionary arrangements utilizing both fundamental and technical analysis.

Jason Yamamoto is a CFP® professional with 22 years of experience in the financial industry. He has worked at Independent Financial Group, LLC since 2016, following prior roles at Partners Capital Services, Inc. and SCF Investment Advisors, Inc. Outside of his advisory work, Yamamoto has involvement in insurance sales and real estate sales. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional plans. The firm combines strategic asset allocation with a mix of passive and active management across multiple platforms and manages potential conflicts through disclosure and monitoring.