John Bacich is a financial advisor with Wells Fargo Advisors in Rolling Hills Estates, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Wells Fargo since 2009, including roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he is the owner of Peninsula Group Inc. and serves as a trustee for personal and business-related trusts. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing tailored recommendations supported by Wells Fargo research and planning tools. The firm serves clients meeting a net-worth threshold with a broad planning menu covering various financial needs including retirement, education, and specialized areas such as business-owner transition planning.

Maricela Villa Hernandez is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2016. Outside of her advisory role, she serves as CEO of United Exterminator's Inc., where she assists with online payments and marketing strategy. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Manisha Patel is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Andrew Rabichuk is a financial advisor with LPL Financial in El Segundo, CA, holding one year of industry experience. He has operated Rabco Payroll Services since 2000. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing model portfolios, research, and technologies such as machine learning.

Rachel Thurman is a financial advisor with RBC Capital Markets and holds the Series 65 and Series 63 licenses. She has four years of industry experience, including prior roles at City National Bank and Inbenta Technologies, Inc. Outside of finance, she teaches fitness classes for The Bar Method. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutions. The firm offers multiple advisory programs that provide portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

Sophat Heng is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley, T Rowe Price, First Command Financial Planning, and served in the United States Army. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kelly Centeno is a financial advisor at Ameriprise with 10 years of industry experience and a Series 66 designation. She has been with Ameriprise since 2005, working within the firm and its affiliated entities for over 18 years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm’s retirement income service includes written Recommendation Reports and ongoing annual advice, supported by proprietary investment research and algorithmic tools.

Eugene Yahiku is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2009 and currently is affiliated with Astravia Family Wealth Office LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions.

Kathleen Hogan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of her advisory role, she serves as a trustee of trusts for a co-worker in Palos Verdes Estates, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nina Santich is a financial advisor with LPL Financial in San Pedro, CA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She previously worked at National Planning Corporation for 18 years before joining LPL Financial in 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by research from multiple sources.

Kyle Delicata is a financial advisor with J.P. Morgan Securities in El Segundo, CA, holding Series 63 and Series 66 licenses and six years of industry experience. His prior experience includes roles at 1st Century Bank, First Republic Bank, Onewest Bank, and earlier tenures at J.P. Morgan Securities and Chase. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Edgar Higareda is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His work history includes roles at Bank of America, BMO Bank, Wells Fargo, and other firms across finance and retail sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm serves individual, high-net-worth, pension, profit-sharing, corporate, and charitable clients using model-based and discretionary investment strategies developed by internal and third-party managers.

Gregory Fong is a financial advisor at OSAIC with over 41 years of industry experience. He holds the CFP® and ChFC® designations and has worked with firms including Sagepoint Financial, Inc. and Planned Wealth Consultants. He also served as an instructor for the Metropolitan State College of Denver's Personal Financial Planning program for 19 years. Outside of advising, he owns an insurance services business specializing in life, accident, long-term care, and annuity products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and various portfolio management options across multiple investment types.

Andrew Rimer is a financial advisor with Cetera, holding a Series 66 credential and 10 years of industry experience. He has worked at multiple Cetera-affiliated entities since 2016 and is also involved as a food delivery driver with Uber Eats outside of his advisory role. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

David Lindstedt is a CFP® professional with 23 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to that, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his financial advisory role, he has engaged in occasional freelance modeling and acting for commercials in Beverly Hills and serves on the board of directors for the Waters Edge Homeowners Association. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional assets.

John Shadden is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley and its related entities since 2009. His current role involves working at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its process.

Ezra Hamilton is a financial advisor with Charles Schwab in Torrance, CA, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Schwab, he worked in full-time education and has seasonal experience as an ocean lifeguard with California State Parks. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management options supported by multi-asset model portfolios and a centralized operational structure.

David Isti is a financial advisor at OSAIC with six years of industry experience. He holds the Series 66 designation and has worked at OSAIC since 2023. Prior to that, he was with Karen Codman FSC Securities for five years and at Chop Chop for two years. He also serves as an Investment Advisor Representative for Codcrow Inc., assisting in client account management and advising under his representative code. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of advisers. The firm employs various investment strategies using proprietary tools and offers integrated advisory and brokerage services along with access to multiple third-party money managers and programs.

Bradley Campbell is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, retirement plan consulting, and offers both brokerage and advisory solutions with approximately $671 billion in assets under management.

Dora Loaiza is a financial advisor with Cetera, holding a Series 66 designation and 23 years of industry experience. She has worked at Cetera and its affiliate Cetera Wealth Services, LLC since 2018 and previously at Ares Investor Services LLC and Ares Management LLC from 2015 to 2018. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of investment programs and strategies, managing over $256 billion in assets through a network of more than 10,000 advisors nationwide.