Cheryl Kelly is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked at Transamerica Financial Advisors since 2012 and concurrently serves as a commercial airline captain for United Airlines since 1989. Outside of her advisory role, she manages a rental property business. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory strategies and offers multiple program platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA.

Marguerite Rangel is a financial advisor with Guardian Life and holds the ChFC® designation along with Series 63 and 65 licenses. She has 28 years of industry experience and previously worked with Park Avenue Securities. Rangel is an active member of the California State Bar and the U.S. Supreme Court Bar and serves as a director on the board of the Jonathan Club, a 501(c)(7) organization. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to insurance products, alternative investments, and integrated lending options.

Dominic Cozzetto is a CFA® charterholder and holds a Series 65 license with 13 years of industry experience. He has worked at Mariner Wealth Advisors since 2022, following roles at Adviceperiod LLC and BNY Mellon Wealth Management. He serves as a volunteer member of the investment committee for Goodwill Industries of Orange County, a nonprofit focused on economic empowerment. Mariner serves a diverse client base including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax services. The firm uses discretionary, customized portfolios that combine in-house research with third-party managers, and provides integrated tax and accounting services alongside traditional portfolio management.

Bernard Machlovitch is a financial advisor at Rockefeller Financial LLC with 24 years of industry experience. He holds a Series 66 designation and has worked at several notable firms, including Morgan Stanley Private Bank, N.A. and Lehman Brothers Inc. before joining the Rockefeller family of firms. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, and institutional clients, offering a range of portfolio management, financial planning, and consulting services. The firm operates a Private Advisor model alongside a consolidated investment platform, delivering customized solutions across equities, fixed income, and alternatives.

Sierra Argyle is a CFP® with six years of industry experience, currently serving as an advisor at Lido since 2019. She previously worked at Signature FD, LLC and Bessemer Trust. Lido advises a diverse range of clients, including high-net-worth individuals, family offices, trusts, and institutional investors, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with active sub-advisory roles and a broad array of affiliated service capabilities.

Kelly Oliver is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Lido Advisors, LLC. Her prior experience includes roles at XPS Capital LLC, Purshe Kaplan Sterling Investments, Cope Corrales, and Chevy Chase Trust. Lido Advisors serves a diverse client base including high-net-worth individuals, family offices, trusts, and charitable organizations, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach balancing various asset classes and manages approximately $42.5 billion in regulatory assets.

Janice Osugi is a CFA® charterholder and holds Series 63 and Series 66 licenses. She has six years of industry experience and currently serves as an advisor at Lido. Her prior roles include positions at BluePointe Capital Management, Progress, and Credit Suisse Securities. Lido provides investment management, financial planning, family office services, and access to affiliated trust, tax, insurance, and brokerage services. The firm serves a diverse client base including high-net-worth individuals, family offices, charitable organizations, and pension plans, managing approximately $42.5 billion in assets with an integrated wealth-management approach that includes tactical option strategies and a range of asset classes.

Zachary Senn is a financial advisor with Rockefeller Financial LLC, holding a Series 66 designation and one year of industry experience. Prior to joining Rockefeller Capital Management, he worked at Innovative Wealth Building and has teaching experience at California State University, Fullerton, College of the Sequoias, El Diamante High School, and La Joya Middle School. Rockefeller Financial LLC serves high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer providing securities transactions, insurance products, and placement and investment banking services.

Melanie Jones is a financial advisor at MAI Capital Management, LLC with 10 years of industry experience. She holds a Series 65 designation and has previously worked at Evoke Advisors and First Republic Investment Management. MAI Capital Management provides discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, trusts, sports professionals, and institutional clients. The firm manages $72.3 billion in assets and offers customized portfolio management across multiple strategies, integrating financial planning and related services into client relationships.

Russell Toth is a financial advisor at Kayne Anderson Rudnick Investment Management, LLC with 16 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Fisher Investments and Scottrade. Kayne Anderson Rudnick provides discretionary advisory and sub-advisory investment management to a diverse client base including institutions, charitable organizations, corporations, family offices, and individual clients. The firm emphasizes fundamental, quality-oriented equity research and offers a range of strategies while serving both traditional and less common clients such as sovereign wealth funds and other investment advisers.

Adam Hanig is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Wealth Enhancement, his background includes roles at Beverly & Company and the US Postal Service. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets through a large advisor network, offering diversified, risk-class based investment strategies that combine passive and active management overseen by an internal Investment Committee.

Christopher Nolan is a financial advisor at Lido with a Series 65 designation and two years of industry experience. He previously worked at Andersen, LLC, Deloitte & Touche, and Merkle, Inc., and spent five years at the University of Notre Dame. Outside of his advisory role, Nolan is involved with Beverly Capital LLC, a personal family office investment entity. Lido serves a diverse client base including high-net-worth individuals, family offices, and institutional clients, providing investment management, financial planning, and family office services. The firm manages approximately $42.5 billion in assets and utilizes an integrated wealth-management approach with tactical option strategies and a broad range of investments.

Rehan Chaudhry is a financial advisor at Mariner with nine years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at AdvicePeriod, LLC and Mariner Platform Solutions. Outside of his advisory role, he is the founder of Edifi, Inc., a financial education platform, heads business development for Flowt, and serves as Chairman of the Awards Ceremony for the Association for Corporate Growth in Los Angeles. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through customized investment management, financial planning, and coordinated tax services. The firm utilizes discretionary portfolios supported by in-house research and third-party managers, offering a wide range of strategies and integrated tax and accounting services uncommon for an enterprise of its size.

Viktoria Falus is a CFP® professional with 15 years of experience in financial advising. She has worked at Lido Advisors, LLC since 2023 and previously spent 18 years at Sargent Bickham Lagudis, LLC. Viktoria is based in Los Angeles, CA. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, charitable organizations, and institutional investors, offering investment management, financial planning, and integrated wealth-management services. The firm employs a multi-asset approach with tactical option strategies and maintains active roles as sub-adviser to ETFs and investment funds, supported by a broad network of affiliated service entities.

James Franco is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 65 licenses. He has 41 years of industry experience, including roles at LPL Financial and his own firms Franco Financial Services Inc. and James Franco Independent Insurance. He also provides tax preparation services through Franco Financial Services Inc. and serves as successor trustee for a charitable remainder unitrust. United Planners Financial Services is a national wealth-management enterprise serving a broad range of clients through approximately 359 advisors and managing about $12.77 billion in assets. The firm utilizes a combination of custodians, third-party managers, and platform programs to deliver advisory and brokerage services, with a significant portion of assets managed on a non-discretionary basis.

Felix Pollmann is a financial advisor with TLG Advisors, Inc. based in Los Angeles, CA. He holds the Series 66 designation and has one year of industry experience. His prior work includes roles at The Leaders Group DBA Simplicity Investments, Gideon, Earthplace, and Deloitte, as well as educational positions before entering the financial industry. TLG Advisors serves a broad client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, pension and retirement plans, and institutional investors. The firm’s investment approach emphasizes manager selection and ongoing monitoring using fundamental analysis and Modern Portfolio Theory to build diversified portfolios, with offerings that include both sub-advised accounts and a direct-to-consumer digital program.

Ioan Grigor is a financial advisor with Bankers Life Advisory Services, Inc. He holds Series 63 and Series 65 credentials and has 14 years of industry experience. His career includes roles at Bankers Life Securities, Inc. since 2016 and Bankers Life and Casualty Co. since 2008. Outside of his advisory work, he owns a marketing and management company, Grigor&Co. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals, offering discretionary portfolio management and investment consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor asset allocations aligned with clients’ goals and risk tolerances.

Meagan D'angelo is a CFP® professional with 15 years of industry experience. She has worked at Lido Advisors, LLC since 2023 and previously spent 20 years at Sargent Bickham Lagudis, LLC. Based in Los Angeles, CA, she currently serves as an advisor at Lido. Lido serves a diverse range of clients, including high-net-worth individuals, family offices, charitable organizations, and corporations. The firm employs an integrated wealth-management approach that balances asset allocation across various investment types and offers a combination of traditional advisory services alongside a broad set of affiliated capabilities.

I joined Real Life Planning to mentor a new generation of real estate investors. We help real estate investors take practical steps to build financial freedom, create multiple sources of income, and make working for someone else optional. At Real Life Planning, we speak both real estate and financial planning. Whether you're adding to your properties, contemplating a 1031 exchange, listing your place on Airbnb, getting started as a landlord, or looking to buy a home overseas, we'll help you create a realistic plan for your financial life goals. As you build your investment property portfolio, we will help you plan to optimize taxes and diversify risks, manage total cash flow, and prepare for new opportunities. Our clients are - Rental property investors looking for a comprehensive financial plan - Professionals considering a real estate side hustle to create an additional source of income - People with inherited rental property - Homeowners maximizing opportunities for income - Americans looking to buy property overseas - Expats buying homes in the U.S. We're a Fee-Only fiduciary firm, so we work for you, not for Wall Street. That's why our fees are inclusive and transparent. My husband, Brian, and I live in Orlando, FL with our two young boys. I grew up watching my parents balance a W2 job, with steady income, a commission role, and managing a portfolio of real estate that included single family homes, multi-unit properties and an apartment complex. From that, I absorbed a mindset that there was more than one way to provide for yourself. That you could manage yourself and your time and that the idea of having multiple streams of income is a feasible strategy. A year after graduating from college, I purchased my first home, lived in one room and rented out another one of the rooms. From there the journey to create multiple sources of income began. Now, as the parents of 2 young boys, my husband, Brian, and I are trying to demonstrate the same entrepreneurial spirit to our boys as we manage our rental property and our peer-to-peer car sharing business. We are enjoying the journey and our experiences flow over into my work with clients as their financial coach and business coach. I have worked 17 years in the financial services industry. Real Life Planning works with clients virtually from anywhere. Interested in the real (estate) life? Book a discovery call today.

Conrad Hindert is a CFP® professional with 22 years of industry experience, currently serving at Lido Advisors, LLC. His prior experience includes roles at Fidelity Investments, Fidelity Personal and Workplace Advisors, and FIDELITY Brokerage Services LLC. Lido advises a broad range of clients, including high-net-worth individuals, family offices, charitable organizations, and pension plans, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with tactical and defined-risk option strategies, and it maintains a notable role as sub-adviser to investment funds such as the VanEck U.S. Equity Buffer ETF.