Edward Wirtz is a financial advisor with Mass Mutual Investors Services in El Segundo, CA, holding Series 63 and Series 66 designations and offering 32 years of industry experience. He has been with MML Investors Services Inc. and Mass Mutual since 2008. Outside of his advisory work, he is an owner of a corporation used for pass-through compensation and is involved in life and health insurance sales through an individual business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved analytical tools and offers ongoing collaborative planning without discretionary authority over client investments.

Branden Rubasky is a financial advisor at Cetera with 23 years of industry experience and holds a Series 66 designation. He has been with Cetera and its affiliate Cetera Wealth Services since 2013. Outside of advising, he works as a line training manager for United Airlines, assisting and checking pilots on the 737 aircraft. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, and institutional accounts, offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.

Gilbert Tong is a Senior Vice President and Senior Resident Director at Merrill Lynch Wealth Management in the Beverly Hills office. He leads the Merrill office in Santa Monica and has more than 30 years of experience serving complex clients. Gilbert specializes in advising ultra-high-net-worth individuals, multigenerational families, senior corporate executives, entrepreneurs, financial professionals, and institutional clients with substantial balance sheets and sophisticated financial needs. He focuses on developing customized, objective-driven wealth strategies to preserve, grow, and transition capital across market cycles and generations. Gilbert holds several professional designations, including Certified Private Wealth Advisor® (CPWA®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His expertise includes liquidity and exit planning, business valuation and monetization strategies, advanced estate and legacy planning, asset protection, philanthropic and family foundation structures, tax-efficient wealth transfer, and fiduciary guidance for corporate and nonprofit retirement plans. He also serves as a Retirement Benefits Consultant to institutional plan sponsors and advises foundations and endowments. A graduate of the University of California, Los Angeles, Gilbert is involved in various community and professional organizations. He co-chairs the Los Angeles Asian Leadership Team at Bank of America and leads integration efforts for the firm's Southern California Asian employee network. He serves on the advisory council for the Los Angeles Chamber Orchestra and has participated in local charities in board and advisory capacities. Gilbert resides in Southern California with his wife, Grace, and their three children. Outside of work, he competes in endurance sports such as Ironman triathlons and serves as the Malibu Triathlon Team Captain.

Antonio Perez is a financial advisor at Merrill with eight years of industry experience. He holds the Series 63 and Series 66 licenses. His prior work includes roles at J.P. Morgan Securities and Paychex Inc. Outside of his advisory role, he provides baseball coaching and development advice to his son and his son's teammates. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, using model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alexander Pao is a financial advisor at Ameriprise with seven years of industry experience. He holds a Series 66 credential and has worked at firms including Charles Schwab and TD Ameritrade. Pao is also the owner of Pao and Associates, an investment-related business in Hermosa Beach, CA. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm’s advisory offerings incorporate proprietary research and third-party data within a framework that includes affiliated product options and disclosure of economic relationships.

Tamara Fischer Larson is a financial advisor at Morgan Stanley in Brea, CA, holding Series 63 and Series 66 registrations with 30 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she owns and manages a rental property in Lake Havasu City, Arizona. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and comprehensive investment resources.

Cynthia Wong is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 30 years of experience in the financial services industry. She began her career in 1991 with the Los Angeles County Treasurer and Tax Collector's Cash Management Division and joined Merrill in 1993. Cynthia specializes in capital markets, risk-managed investing, long-term wealth planning, and serves a diverse clientele including individuals, families, executives, professionals, business owners, and first responders nearing or in retirement. Her work focuses on helping clients preserve and grow wealth, plan for retirement, fund education for children and grandchildren, navigate life transitions, and prepare for tax-efficient legacy planning. Cynthia holds a bachelor's degree in finance from California State University, Los Angeles, and has earned the CERTIFIED FINANCIAL PLANNER® (CFP®) and Chartered Retirement Plans Specialist™ (CRPS™) designations. She also maintains FINRA Series 7, 63, and 65 registrations and holds California insurance licenses for life, health, long-term care, and variable contracts. Cynthia contributes to the professional community through her involvement with the CERTIFIED FINANCIAL PLANNER® Scholarship Review Panel and membership in professional organizations such as the Certified Financial Planner Board of Standards Inc. Her approach centers on understanding clients' life priorities and creating personalized financial plans aligned with their goals and aspirations.

Dean Woehrman is a financial advisor with LPL Financial in Long Beach, CA, holding a Series 66 designation and 19 years of industry experience. He has worked at Linsco Private Ledger since 2007. Outside of his advisory role, he is involved with Legacy Retirement Planning, a business focused on investment and non-variable insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, utilizing various investment strategies and technology tools to support its large network of advisors.

Tejas Lolge is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he worked at Capital Group and has a background that includes five years at the University of California, Riverside. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and custody solutions.

Esha Chandra is a financial advisor at Fidelity with Series 63 and Series 66 licenses and one year of industry experience. Her prior roles include positions at BrightHouse Financial Insurance Company, MSC Wealth Management, and Nordstrom. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of model portfolios, AI-driven research methods, and its advisory role to multiple registered investment companies.

Richard Rozman is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63 and Series 65 designations and bringing 48 years of industry experience. He was previously with Merrill for 27 years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 financial advisors. The firm offers both brokerage and advisory solutions, utilizing research and analytics to support its investment approach.

Lea Wada is a financial advisor with Merrill in La Palma, CA, holding Series 63 and Series 66 credentials and eight years of industry experience. She has worked at Merrill and Bank of America since 2019 and held positions at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA from 2015 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Fortman is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2008. He has been with Fidelity for over 19 years and has a total of 24 years of experience in the financial services industry. In his role, he supports clients in wealth planning, including investment strategies, retirement planning, and income planning. Prior to his current role, Brian held several positions within Fidelity, including Investment Representative and Financial Representative. His experience also includes roles at City National Bank, US Bank, Bank of America, and UBS, where he gained expertise in financial advisory and banking services. He holds a California Insurance License. Outside of his professional career, Brian enjoys spending time at the beach, attending concerts, cooking and baking, participating in family activities, parenthood, and skiing.

Brent Kanitra is a financial advisor with LPL Financial, holding a Series 63 license and bringing 39 years of industry experience. He previously worked at RBC Securities, Inc., and has been with Linsco/Private Ledger Corp. since 2009. Kanitra also operates a business under the name Benchmark Wealth Management and is involved in outside insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, and supports its advisors with various investment tools and third-party management options.

Nicholas Zahn is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked at Cetera and its affiliates since 2018 and also serves as a registered representative and office manager at Zahn & Zahn, Inc., where he coordinates and implements office procedures. Cetera Investment Advisers LLC distributes services through a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients with a range of portfolio management and retirement plan services. The firm offers access to multiple program platforms and third-party money managers, managing over $256 billion in assets.

Vedran Kaluderovic is a financial advisor at Ameriprise with 18 years of industry experience. He holds the Series 66 designation and has worked with Ameriprise since 2013. Outside of his advisory role, he owns and manages several non-investment-related business operations, including a tax preparation firm and entities supporting practice management. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that incorporates detailed recommendation reports and ongoing tax-aware strategies for clients nearing or in retirement.

Paul Ayd is a financial advisor with Stifel in Long Beach, CA, holding a Series 66 designation and 28 years of industry experience. He has worked at Stifel since 2005 and was previously affiliated with FSI Capital Holdings from 2015 to 2024. He serves as a trustee for non-family trusts. Stifel serves a broad client base, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Samer Jarrar is a financial advisor with LPL Financial in Culver City, CA, holding 18 years of experience through his ongoing role at Jarrar & Associates CPAs Inc and two years at LPL Financial. He combines expertise from both accounting and financial advisory fields. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Giovanni Delgado Peralta is a financial advisor at Merrill with three years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes roles at Bank of America, Wells Fargo, loanDepot, Nissan of Tustin, Walt Disney Company, University of La Verne, and El Modena High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brandon Behrad is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at several firms, including LPL Financial and Waddell & Reed. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.