Darren Kington is a financial advisor with LPL Financial in Cypress, CA, holding a Series 63 designation and bringing 31 years of industry experience. He has been with LPL Financial and its predecessor since 1994 and also operates Kington & Associates, established in 1989. Outside of his advisory work, he is involved in tax preparation and accounting through The Kington Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to institutional platforms, with account management primarily delivered by investment adviser representatives who may utilize model portfolios, third-party subadvisors, or customized strategies.

Oren Yaccobe is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Fidelity Investments and Citigroup Global Markets. Outside of his advisory role, he is involved in assisted living services through In Home Support Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Norman Yee is a financial advisor with LPL Financial in Torrance, CA, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. His prior work includes roles at CUSO Financial Services, Wescom Financial Services, and Harrisdirect LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting its advisors with research tools and a broad range of financial services.

Sa'eed Bunch is a financial advisor at Fidelity with Series 63 and Series 65 licenses and five years of industry experience. He has worked at Fidelity Investments since 2020. Outside of finance, he has been involved with Columbia University High School Programs and Florida State University in various capacities, including academic and student support roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios that include mutual funds, ETFs, and ETPs.

Stephen Blanchard is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 29 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Thuy Bui is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015, as well as Wamu Investments Inc. since 2009. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis through a select group of Wealth Advisors.

Jonathan Thomas is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2010 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Jeannie Mabry is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products than many peers, such as insurance-related vehicles and bank deposit sweep options.

John Weldon is a financial advisor with Cetera in El Segundo, CA, holding Series 63 and Series 65 credentials and having 25 years of industry experience. He has worked with Cetera since 2004 and owns Weldon Wealth Management and a CPA and tax practice dating back to 2001. Outside of advising, he serves as a board member for the Stella Mares Homeowners Association. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a wide range of portfolio management and advisory services through a large network of independent advisors.

Simon Oliver is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 17 years of industry experience. He has worked at various Cetera entities since 2021 and was previously with VOYA Financial Advisors from 2014 to 2021. Outside of finance, he is involved in the optical industry through Sixteen Aires Optical, where he has been engaged in selling and manufacturing eyewear since 2012. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates as a multi-manager platform with access to affiliated and third-party managers and multiple program structures.

Michael Toomey is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Ameriprise Financial Services, Western International Securities, Wells Fargo Clearing, and UBS Financial Services prior to joining LPL Financial in 2019. He also serves as co-successor trustee for a family trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a broad network of representatives to individuals, retirement plans, banks, and institutions, offering a range of financial planning and portfolio management solutions supported by a variety of investment approaches and operational tools.

James Morner is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In this role, James collaborates closely with affluent families and business owners to develop customized financial strategies that align with their specific goals and needs. With 18 years of experience in the financial services industry, James joined Merrill Lynch Wealth Management in 2007, following his tenure at Oppenheimer & Co. in New York. He earned a Bachelor's Degree in Business Economics from California State University, Long Beach. James focuses on a range of client areas including divorce transition planning, family wealth management strategies, education planning, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. Outside of his professional work, James engages in various personal interests such as baseball, basketball, fishing, football, gardening, golfing, running, traveling, watching movies, and spending time with his family.

Joseph McGrath is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held positions in various non-financial organizations, including Sierra Produce and IATSE Local 504, and was involved with Xcel Baseball and Softball as well as Tom Hicks Baseball Camps. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios, including model portfolios delivered to intermediary platforms.

Michele Hanna is a financial advisor with Morgan Stanley in Torrance, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Outside of advisory work, she is involved in several personal real estate LLCs. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

Farhang Azizi is a financial advisor with Ameriprise Financial Services in Manhattan Beach, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at LPL Financial, Kinecta Financial and Insurance Services, Amazon, and J.P. Morgan Securities. He serves on the Board of Directors for the South Bay Persian Heritage Foundation. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that emphasizes dependable income sources and tax-aware withdrawal strategies.

Karl Gerstenacker is a financial advisor with LPL Financial in Torrance, CA, holding a Series 66 credential and 10 years of industry experience. He previously worked at CUSO Financial Services, LP, Wescom Financial Services, LLC, and Edward Jones. He is also involved with Wescom Wealth Management, a DBA related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Travis Jon Barr is a Series 66-credentialed financial advisor with over 23 years of industry experience. He has been with Wells Fargo Clearing since 2016, following tenures at Wells Fargo Advisors LLC and Merrill. Outside of his advisory work, Barr owns and writes an automotive blog called Cars & Characters and coaches volleyball privately and as an assistant at Saddleback Volleyball Club. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering a range of brokerage and advisory solutions.

Drew Sapede is a financial advisor with J.P. Morgan Securities in Los Angeles, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His prior experience includes roles at Bank of America and Merrill. He is also employed by JPMorgan Bank, where he offers certain deposit and credit products. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines advisory services with brokerage, distribution, and investment management capabilities.

James Froelich is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and with several years of professional experience including multiple periods at Morgan Stanley since 2023. His prior work includes roles outside the financial industry at DeLaveaga Golf Course and UC Santa Cruz. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning supported by structured tools and analytical models.

Jarod Garza is a financial advisor at Morgan Stanley in Long Beach, CA, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at BJ's Restaurants, Inc. and FedEx. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market analysis.