Lorena Gonzalez is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 66 and Series 63 designations and has been with J.P. Morgan in various capacities since 2010, including roles at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Fredric Umel is a financial advisor at Merrill with a Series 66 designation and 13 years of industry experience. He has been with Merrill and Bank of America since 2016, following earlier roles at Waddell & Reed and various insurance carriers. Outside of his advisory work, he is the owner of a rental property in Bellflower, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Cervi is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to develop strategies that address their short-, mid-, and long-term financial goals. He provides guidance on a range of financial matters including investing, retirement planning, and savings, while also facilitating access to specialists in banking, credit, home financing, and small business solutions through Bank of America. Nicholas focuses on helping clients manage various financial priorities, such as purchasing a home, saving for education, caring for elderly family members, and preparing for healthcare needs. He collaborates with clients to define their goals and tailor portfolio strategies accordingly, offering ongoing advice and adjusting plans as clients' situations evolve. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Arizona State University. His approach reflects the philosophy of Merrill Lynch's founder, Charlie Merrill, emphasizing that "The interests of our customers must come first." Nicholas is committed to prioritizing client needs and fostering meaningful conversations to support their financial well-being.

John Schlatter is a CFP® professional with 37 years of industry experience. He has been with LPL Financial since 2025 and previously worked at Lincoln Financial Advisors Corporation for 27 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Josh Brackett is a financial advisor with Wells Fargo Clearing in Los Angeles, holding a Series 66 designation and one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, LPL Enterprise, Prudential Insurance, and CBS Corporation/Viacom CBS. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm serves institutional clients with an IPS-driven approach and includes insurance-related products and bank deposit sweep options among its investment offerings.

Hae Sun Pak is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at J.P. Morgan Securities since 2008 and JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Sarah Ahlheim is a Series 66 licensed financial advisor with LPL Financial in Gardena, CA. She has seven years of experience at LPL Financial and three years at Ameriprise Financial, totaling ten years in the industry. Outside of her advisory role, she is a notary public and works part-time as a delivery driver for DoorDash and Uber. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and technology-driven strategies.

Cassandra Alvarez is a Series 66-licensed financial advisor with Edward Jones in Long Beach, CA, where she has worked since 2018. She has seven years of industry experience, including three years at Advantage Solutions prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs with discretionary and non-discretionary strategies, supported by a nationwide network of over 23,000 financial advisors.

Michael Gennawey is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. He has worked at the Credit Union of Southern California and Cuso Financial Services, L.P. His volunteer work includes teaching financial literacy to grade school children through Junior Achievement of Orange County. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Sarah Slay is a financial advisor with Edward Jones in Hermosa Beach, CA, holding a Series 66 designation and six years of industry experience. She has been with Edward Jones since 2018, with prior work experience at Lexington Treatment Associates and Jennifer Schoonmaker-Dasch. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the country.

Tuan Tran is a financial advisor with LPL Financial in Huntington Beach, CA, holding a Series 66 credential and 19 years of industry experience. He has been with LPL Financial since 2007. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations with a range of advisory programs, financial planning, and brokerage services. The firm offers both discretionary and non-discretionary management supported by research, model portfolios, and technology-driven solutions.

Brian Gadsby is a financial advisor at Edward Jones in Huntington Beach, CA, holding a Series 66 designation with four years of industry experience. Before joining Edward Jones in 2021, he worked at Oracle for two years and held various positions in media sales and hospitality. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high- and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services through a nationwide network of more than 23,700 financial advisors.

Jason Orsini is a financial advisor with Edward Jones in Fullerton, CA, holding Series 63 and Series 66 licenses and with 25 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large nationwide network of advisors and branch offices.

Timothy Yong is a financial advisor with LPL Financial in Los Angeles, CA, holding a Series 66 designation and four years of industry experience. His background includes employment with Advanced Micro Communications and Costco Wholesale. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

John Hegardt is a financial advisor at Morgan Stanley with 30 years of industry experience. He has held positions at Morgan Stanley & Co., Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, National Association. He holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Courtney Rowley currently serves as Vice President and Branch Leader at Charles Schwab. In this role, she focuses on creating an environment that empowers and inspires, emphasizing inclusivity and a culture of trust. Her goal is to deepen client relationships through regular follow-ups, transparent communication, and by providing value-added experiences that exceed client expectations. Courtney has been with Charles Schwab since 2019, progressing from Vice President Assistant Branch Manager to her current leadership position. She holds a California Insurance License, supporting her professional expertise in financial services.

Daniel Hazard is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He worked at Western International Securities, Inc. for 13 years prior to joining LPL Financial in 2025. Outside of his advisory role, he serves as a board member of the Orange County Bicycle Coalition, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and research from LPL Research.

Jeffrey Englander is a financial advisor at Edward Jones in Fountain Valley, CA, holding a Series 66 designation. He joined Edward Jones in 2026 and has prior experience in various roles across the sports, entertainment, and hospitality industries, including positions at SoFi Stadium and the NFL. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment strategies. The firm operates a large network of financial advisors and branch offices and emphasizes both discretionary and non-discretionary portfolio management under a fiduciary standard.

Cierra Savin is a financial advisor at Wells Fargo Advisors with one year of industry experience. She holds the Series 66 designation and has prior work experience with Costco and Stefanos. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu supported by proprietary research and tools, with services tailored to clients who meet specific net-worth criteria.

Jonathan Davis is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and previously worked at In-N-Out Burger and McDonald's. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market modeling techniques.