Joanie Liu is a financial advisor with Wells Fargo Clearing in West Covina, CA. She holds a Series 66 designation and has 10 years of industry experience, all with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Joshua Leu is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in helping individuals, families, and businesses achieve their financial goals through a systematic, goals-based wealth management approach. His work incorporates the investment insights of Merrill Lynch and banking services from Bank of America, providing customized solutions tailored to clients' risk tolerance, time horizon, liquidity needs, overall investment goals, and related costs. Joshua's areas of expertise include divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, defined benefit plans, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, individual and corporate investment strategy, and tax minimization. He holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Joshua earned his bachelor's degree from the University of California System and his master's degree from the University of Southern California. He is fluent in English, Mandarin, and Yue (Cantonese). Personal interests include cooking, golfing, hiking, photography, reading, singing, spending time with family, traveling, and watching movies.

Jamie Harwood is a CFP® professional with 20 years of industry experience and has been with Edward Jones since 2005. He holds Series 63 and Series 66 licenses. Outside of his advisory role, Harwood serves as Vice President of the Chino Youth Museum, where he participates in meetings and fundraising activities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of more than 23,000 financial advisors and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies and tax-efficient overlay services.

David Flores is a financial advisor with LPL Financial in Pasadena, CA, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His prior roles include positions at Wells Fargo Bank NA and Wells Fargo Clearing Services LLC. Outside of his advisory work, he is a licensed notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and oversight of over $819 billion in discretionary assets.

Raffi Kendirjian is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides customized investment advice and financial services to high and ultra-high-net-worth families, tailoring solutions based on clients' risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. His services include investment management, retirement and estate planning, real estate lending, and life insurance strategies within the framework of his wealth management practice. Raffi began his career in financial services with UBS in 2007 and joined Merrill Lynch Wealth Management in Los Angeles in 2009. Before that, he served as a Senior Economist with the United Nations Development Program in Beirut, Lebanon, from 1999 to 2005, advising the Lebanese Treasury on international Eurobond issuance, debt, and public finance management. He also lectured in Financial and Cost Accounting at Haigazian University during that time. He holds a Master's degree in Money and Banking (Financial Economics) from the American University of Beirut and a Bachelor's degree in Business Administration from Haigazian University. Raffi is a CERTIFIED FINANCIAL PLANNER® and Chartered Retirement Planning Counselor™ (CRPC). He is involved in community organizations including Haigazian University Alumni USA, Western Diocese of the Armenian Church, World Vision Armenia, and YMCA Glendale. Raffi is fluent in Arabic, Armenian, and English.

Anh Huynh is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Sagepoint Financial, Inc. and Independent Capital Management. In addition to his advisory role, he provides estate planning services as a Certified Citadel Estate Planner and offers various insurance products through Independent Capital Management. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services supported by a model-based investment process and multiple program options tailored to different client needs.

Hratch Andreassian is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He works with high-net-worth individuals, retirees, business owners, and foundations, assisting them in achieving their financial goals through strategies such as investment guidance and risk management, lending and liability management, retirement income planning, asset preservation, wealth transfer, tax minimization, and charitable and estate planning. With over 21 years of experience and qualifications as a Portfolio Manager, Mr. Andreassian leverages the resources of a global investment firm to provide customized wealth management solutions. He holds multiple professional certifications including Certified Financial Planner (CFP®), Certified Investment Management Analyst (CIMA®), Certified Private Wealth Advisor (CPWA®), and Retirement Management Advisor (RMA®). He also holds a Master's degree with a concentration in finance and continues to pursue ongoing professional education annually. Mr. Andreassian resides in Glendale, California with his wife Olga and their children Michael, Sophia, and Isabella. Outside of his professional career, he enjoys activities such as yoga, cycling, golfing, skiing, and photography.

John Heller is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. His prior roles include positions at Cathay Bank and City National Securities, and he serves as a compliance officer for Cathay Bank. He is also a board member of his homeowner's association. Cetera Investment Advisers LLC is an SEC-registered firm providing a broad range of investment management and financial planning services to individual, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers diverse portfolio management options, including model portfolios, third-party managers, and customized strategies, with over $256 billion in assets under management.

Weihsiung Liang is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Cetera and Cetera Financial Specialists LLC since 1999 and is also the owner of a CPA firm, Liang & Company Accountancy Corp, which provides accounting and tax services. Additionally, he works as an insurance agent, selling life insurance, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a large network of independent advisors and utilizes a multi-manager platform with access to affiliated and third-party managers.

Manuel Hernandez III is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and Morgan Stanley in various roles between 2015 and 2023. Outside of his advisory work, he serves as a professor at Rio Hondo Community College. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services with a range of portfolio management styles and affiliated research resources.

Laura Guerrero is a CFP®-certified financial advisor at Ameriprise with 24 years of industry experience. She previously spent 21 years with Edward Jones before joining Ameriprise in 2020. Guerrero also owns Zaragosa Elite Wealth Management, LLC, a business that manages expenses for her Ameriprise franchise. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies, with an investment process that incorporates internal research, third-party data, and algorithmic tools.

Edward Motley is a ChFC® credentialed financial advisor with 28 years of industry experience, currently with Mass Mutual Investors Services in Whittier, CA. His work history includes multiple tenures at Mass Mutual Investors Services and related entities, as well as experience at Cambridge Investment Research Advisors and LPL Financial. Outside of his advisory role, he is involved in life settlements consulting and provides legal service referrals related to estate planning. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on delivering written goal-based recommendations through collaborative annual planning engagements.

Yue Chen is a financial advisor at Morgan Stanley with a Series 66 designation and six years of industry experience. Chen has been with Morgan Stanley Private Bank, N.A. since 2020 and has also worked at Morgan Stanley Smith Barney LLC since 2018. Prior to joining the firm, Chen attended UC San Diego from 2014 to 2018. Morgan Stanley Wealth Management is a full-service investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning using firm-approved tools and serves both direct clients and those through corporate financial planning agreements.

Andrew Fung is a financial advisor with Fidelity Investments, holding a Series 66 license and 15 years of industry experience. His career includes roles at Fidelity Personal and Workplace Advisors and a brief tenure at Merrill. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, AI technologies, and its advisory role with multiple registered investment companies.

Javier Lopez is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2017, alongside roles at JPMorgan Chase Bank, N.A. since 2015 and Circle K from 2021 to 2023. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Jennifer Burton is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and 20 years of industry experience. She has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured discovery and modeling tools, while managing approximately $2.74 trillion in client assets.

Linda Polwrek is a CFP®-certified financial advisor with 17 years of industry experience, currently serving clients at LPL Financial since 2021. Her prior experience includes operating Linda K Polwrek, Inc., and roles with Waddell & Reed, Inc., and various insurance carriers. She has been involved with community organizations such as the Pasadena Showcase House for the Arts and the Pasadena Senior Center. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management options, including model portfolios, third-party asset management, and institutional platforms.

Andy Guardado is a Series 66-licensed financial advisor with Merrill in Montebello, California, with seven years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2010. Outside of his advisory role, he serves as a director for H & A Concrete Pump, a construction company involved in financing equipment for concrete pouring. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ku'oko'a Glory is a financial advisor with Charles Schwab in Pasadena, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab, Glory worked at Raymond James Financial and First Hawaiian Bank among other financial institutions. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and centralized operational infrastructure.

Julian Aguallo Cruz is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 66 and Series 63 licenses and has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities for the past 10 years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their non-discretionary program focuses on asset allocation advice, investment manager searches, and customized performance reporting, supported by both quantitative and qualitative research.