Ki Hyung Ryow is a financial advisor with Equitable Advisors in Los Angeles, CA, holding a Series 66 designation and possessing 24 years of industry experience. He has been with Equitable Advisors since 2001, including through its predecessor Axa Advisors. Outside of advising, Ryow is involved in several community and nonprofit organizations, serving as a director for the Krossland Foundation Inc., president and secretary of Saint Gabriel Korean School Inc., a board member of the Korean American Chamber of Commerce Los Angeles and the Korean Institute of Southern California, and is also a restaurant owner and member of the Los Angeles Koreatown Lions Club. Equitable Advisors provides a broad range of financial planning and retirement consulting services to individuals, plans, corporations, and institutions. The firm utilizes various advisory programs and third-party asset managers to tailor investment strategies, offering access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Diane Doolin is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has been with Morgan Stanley and its affiliates since 2009, including Morgan Stanley Private Bank since 2015. Outside of her advisory role, she is a co-founder of the Institute for Preparing Heirs, where she assists in developing tools to facilitate wealth transfer conversations and occasionally speaks to professional advisors. She also serves on the board and finance committee of the Adventist Health Glendale Foundation. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutions, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and approved tools to model outcomes, acting primarily in an advisory capacity.

Scott Grove is a financial advisor with MassMutual Investors Services in Los Angeles, CA, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with MassMutual Investors Services since 2002 and with MassMutual Life Insurance Company since 2001. In addition to his advisory role, he owns a consulting business focused on life insurance and premium financing portfolios. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning and asset management through structured, collaborative engagements using firm-approved analytical tools.

Melinda Beard is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She provides personalized guidance and strategies to help clients work toward reaching their financial goals with confidence. Prior to her current position, Melinda has held various roles at Fidelity Investments, including Investment Consultant from 2023 to 2025, Relationship Manager from 2022 to 2023, and Financial Representative in 2022. She also worked as a Relationship Manager at JP Morgan & Chase Bank from 2021 to 2022. Melinda holds a California Insurance License, supporting her expertise in financial and insurance services. Outside of her professional career, she enjoys spending time at the beach, exploring culinary experiences as a foodie, caring for her pets, practicing Pilates, and reading.

Samer Jarrar is a financial advisor with LPL Financial in Culver City, CA, holding 18 years of experience through his ongoing role at Jarrar & Associates CPAs Inc and two years at LPL Financial. He combines expertise from both accounting and financial advisory fields. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Jonathan Magana is a financial advisor at Merrill with six years of industry experience. He holds the Series 63 and Series 66 designations. His prior work history includes roles at Morgan Stanley, J.P. Morgan Securities LLC/Chase Bank, and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Fernando Camacho is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized financial plans tailored to the unique ambitions and priorities of his clients. Fernando engages with clients to understand their family goals and creates strategies that address aspects such as funding children's education, retirement planning including potential health care costs, and long-term family objectives. Fernando holds a Bachelor's Degree from the University of California System and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He communicates in both English and Spanish, facilitating effective relationship-building and guidance through the wealth management process. Fernando emphasizes a dynamic and transparent approach to financial planning, aiming to simplify the complexities of investing. He seeks to establish partnerships that reflect clients' values and provide confidence through every stage of life.

Armen Terhakopian is a financial advisor with J.P. Morgan Securities in Glendale, CA, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His prior work experience includes roles at Ararat Terhacopian and California Credit Union. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program supported by centralized due diligence and a combination of quantitative and qualitative research.

Samantha Angueira is a financial advisor with RBC Capital Markets in Beverly Hills, CA, holding Series 63 and Series 65 credentials and seven years of industry experience. Prior to joining RBC in 2020, she worked at Morgan Stanley for four years. Outside of her advisory role, she is involved in dog walking and sitting as an independent contractor and operates a YouTube channel focused on restaurant reviews and unboxing videos. RBC Wealth Management serves a wide range of clients, including individual investors, institutions, and charitable organizations, offering tailored advisory programs and portfolio management through a combination of in-house and third-party investment managers.

Lorena Sarco is a financial advisor at Cetera with 24 years of industry experience and holds a Series 66 designation. She has been with Cetera and its affiliated entities since 2013. Outside of advisory work, Sarco is involved in real estate sales and serves as the Community Outreach Director for the National Association of Hispanic Real Estate Professionals, collaborating with Habitat for Humanity on events. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and consulting services and operates a multi-manager platform with a range of program options and affiliations.

Patricia Valenzuela is a financial advisor at Raymond James & Associates with 26 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Morgan Stanley Smith Barney for 10 years. Outside of her advisory role, she works part-time as a cake maker and decorator. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individual, institutional, and municipal clients, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Sarkis Ardjian is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses and having one year of industry experience. Prior to his current role, he has been involved with Primerica Financial Services since 2023 and owns Salifex Marketing, a non-investment related business. He also receives compensation for referrals of home security and automation products through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed account options. The firm curates third-party asset managers and oversees portfolio implementation with an emphasis on tiered wrap fees and independent manager due diligence.

Kimberly Orlando is a financial advisor at LPL Financial with 22 years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Valeriano Parayao is a Senior Financial Advisor at Merrill Lynch Wealth Management. He brings over 25 years of experience from his tenure at Bank of America and Merrill Lynch. Val serves a diverse clientele including active and retired business owners, corporate executives, individuals in the creative and entertainment fields, as well as many same-sex couples and other members of the LGBTQ community. His practice focuses on family wealth management strategies, legacy planning, LGBT wealth planning, personal retirement planning, philanthropic planning, tax minimization, and socially responsible investing. During his career, Val has developed expertise in identifying needs and opportunities on both sides of clients' balance sheets—assets and liabilities—while leveraging internal resources such as small business bankers and trust specialists. He emphasizes establishing a comfortable rapport with clients to facilitate productive conversations, and he collaborates with clients' CPAs and attorneys to design tax-minimization and estate-planning strategies. Val's professional credentials include a Personal Investment Advisor (PIA) designation and a Bachelor's Degree from the California State University system. Val is involved in community organizations such as Advancing Justice LA and Project Angel Food and is a member of the American Red Cross. He grew up in the Philippines and moved to the United States as a teenager. While attending California State University, he worked for Bank of America, later joining the bank full-time until he transitioned to Merrill in 2017. Val resides in West Hollywood and enjoys biking, hiking, music, running, spending time with family, traveling, and yoga.

Bryan Thomas is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 65 designations and has worked at J.P. Morgan Securities since 2014, following four years at MSI Financial Services, Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through tailored asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to support non-discretionary recommendations, incorporating ESG criteria and leveraging affiliates for implementation and portfolio services.

Denise Wang is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at HSBC Securities, New York Life Insurance Company, and K1 Packaging Group. Outside of financial services, she provides bridal hair styling and beauty services through her work with Kohnur Luxurious Bridal Beauty and Chiali Meng Artistry. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to develop model asset allocations and includes capabilities in derivatives and commodities.

Geoffrey Shrager is a financial advisor at Morgan Stanley with 34 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association, since 2015. He holds a Series 63 designation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of investment advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

Gordon Chow is a CFP® with 28 years of industry experience, currently affiliated with Cetera. He has held previous roles at Avantax Advisory Services and Avantax Investment Services, and he serves as Co-Trustee of the Gilbert Younger Trust. Outside of his advisory work, he acts as Treasurer and Comptroller for First Chinese Baptist Church and operates his own CPA practice. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, and institutional clients with a range of portfolio management and financial planning services. The firm offers a multi-manager platform that allows advisors to implement various model portfolios, third-party managers, or bespoke strategies, supporting both discretionary and non-discretionary accounts.

Jonathan Beck is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with OSAIC since 2010 and CPW Capital since 2008. Outside of advising, he serves as president of Crown Financial Partners LLC, a firm involved in fixed insurance sales. OSAIC Wealth serves retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization, supporting various investment strategies and maintaining a complex affiliate network.

Jermaine Jamison is a financial advisor with Ameriprise Financial Services in Los Angeles, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Outside of his advisory role, he is the owner of Know Money LLC, which focuses on financial literacy and education within underserved communities, and serves as Chapter Treasurer for the NFLPA Los Angeles Chapter. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing retirement income planning advice based on detailed analysis and collaboration between clients and advisors.