Nicholas Amodio is a financial advisor at LPL Financial with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Charles Schwab, Thompson Class, and Quest Capital Strategies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of investment adviser representatives. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a range of advisory strategies and operational tools.

Hayden Rutter is a financial advisor at LPL Financial with two years of industry experience and holds the Series 66 designation. Prior to joining LPL Financial in 2024, his background includes roles outside the financial sector and academic study. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by extensive operational tools and a large network of investment adviser representatives.

Stephen Nzerem is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 10 years of industry experience. His work history includes roles at Wells Fargo Clearing since 2018 and Wedbush Securities Inc. prior to that. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and sports & entertainment planning, using proprietary research and planning tools to deliver tailored recommendations.

Nicholas Mays is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has worked at JP Morgan Chase Bank and Chase Investment Services Corp., as well as Edward Jones earlier in his career. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory approach combines quantitative and qualitative research and incorporates an ESG eligibility framework within a broader spectrum of investment strategies.

Mariya Abou Absi is a financial advisor with J.P. Morgan Securities in Tarzana, CA, holding Series 63 and Series 66 credentials and seven years of industry experience. Her career includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, Bank of America, and Merrill Lynch. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process combines quantitative and qualitative research and features capabilities in derivatives and commodities through its unique regulatory registrations.

Benjamin Friedman is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and having six years of industry experience. He has been with LPL Financial since 2020 and is also associated with Premier America Credit Union, where he has worked since 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment programs and utilizes various portfolio management strategies, supported by technology and research tools.

River Sentell is a financial advisor with Fidelity and holds a Series 66 designation. He has one year of industry experience and previously worked in various roles including at Euromos Global and AXO Sorority. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Jordan Nguyen is a financial advisor with Ameriprise in Calabasas, CA, holding a Series 66 designation and six years of industry experience. His work history includes roles at Ameriprise since 2018 and prior involvement with the Frederick R. Weisman Museum of Art and Pepperdine University. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Steven Siskin is a financial advisor with Raymond James Financial in Encino, CA, holding a Series 63 designation and over 40 years of industry experience. He has been with Raymond James since 1995 and operates Sisko Trust and Core Financial Group, where he conducts life and fixed annuity insurance business outside of his primary firm. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary investment consulting and supports a range of advisory programs and institutional portfolio management.

Henry Romero is an advisor with Primerica Advisors holding Series 63 and Series 65 licenses. He has one year of industry experience and previously worked at Aptive Environmental and Sapori Ristorante. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets under management.

David Kamholtz is a financial advisor at Ameriprise with 35 years of industry experience. He holds the Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Ameriprise is an institutional firm that offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports, with an emphasis on managing assets within Ameriprise-managed accounts.

Gary Hersch is a CFP® with 20 years of industry experience, currently affiliated with Equitable Advisors. His prior experience includes roles at Valic Financial Advisors, Morgan Stanley, and UBS Financial Services. Outside of his advisory work, he owns Chefworx Instruments, where he builds guitars and other stringed instruments by hand. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a variety of advisory models and third-party managers to deliver tailored investment solutions.

Stacy Zurita is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 29 years of industry experience. She has worked at Wells Fargo Clearing since 2019 and previously spent ten years at Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

John Ter Oganesyan is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He previously held roles at JPMorgan Chase Bank and J.P. Morgan Securities. Outside of his advisory work, he has partial ownership in Threestone Holdings, LLC, which is involved in investment-related activities. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics from Wells Fargo Investment Institute and third-party sources, applying diversification principles and modern portfolio theory in its investment evaluations.

Drew Skelly is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 credentials and has 29 years of industry experience. His prior work includes 13 years at Citigroup Global Markets before joining Morgan Stanley Smith Barney in 2009 and subsequently Morgan Stanley Private Bank, N.A. Skelly is also a partner in a check printing business. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets.

William Badie is a financial advisor at Charles Schwab with a Series 66 credential and less than one year of industry experience. His prior work includes roles at Morgan Stanley, Northwestern Mutual, and TriNet, among others. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers investment guidance via multi-asset model portfolios and alternative investments.

Gregory Fortner is a financial advisor with LPL Financial in Westlake Village, CA, holding a Series 63 designation and 36 years of industry experience. He has been with LPL Financial for 30 years. Fortner operates a business entity, Gregory Fortner, Inc., for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, participant-level retirement advice, and institutional platforms, supporting both discretionary and non-discretionary strategies with tools including machine learning for operational support.

Thomas Taylor is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. His career includes positions at Wells Fargo Clearing, Charles Schwab, Merrill, Citigroup Global Markets, and several other firms. He is based in Woodland Hills, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment options, utilizing proprietary research and tools to create tailored client recommendations.

Lisa Lyons is a financial advisor with OSAIC, holding a Series 63 designation and bringing 36 years of industry experience. She has been affiliated with Regal Advisory Service, Inc. since 1997 and Royal Alliance Associates, Inc. since 1992. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm employs a model-based investment approach with portfolio optimization tools and supports discretionary strategies alongside third-party money managers.

Michael Mirolla is a Planning Consultant who develops engagement strategies tailored to each client's unique planning needs. He collaborates closely with clients to build financial plans aimed at supporting their financial goals. Prior to his current role, Michael worked as a Relationship Manager at Fidelity Investments from 2025 to 2026 and as a Financial Representative at the same firm from 2024 to 2025. He holds a California Insurance License.