Parvene Barimani is a financial advisor with Charles Schwab, holding a Series 66 designation and three years of industry experience. Prior to joining Charles Schwab Bank SSB and Charles Schwab & Co., Inc., Parvene worked at Blue Shield of California and has held positions at Pepperdine University and Pepperdine Graziadio Business School. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized supervisory and custodial arrangements.

Sarkis Ardjian is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses and having one year of industry experience. Prior to his current role, he has been involved with Primerica Financial Services since 2023 and owns Salifex Marketing, a non-investment related business. He also receives compensation for referrals of home security and automation products through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed account options. The firm curates third-party asset managers and oversees portfolio implementation with an emphasis on tiered wrap fees and independent manager due diligence.

Valeriano Parayao is a Senior Financial Advisor at Merrill Lynch Wealth Management. He brings over 25 years of experience from his tenure at Bank of America and Merrill Lynch. Val serves a diverse clientele including active and retired business owners, corporate executives, individuals in the creative and entertainment fields, as well as many same-sex couples and other members of the LGBTQ community. His practice focuses on family wealth management strategies, legacy planning, LGBT wealth planning, personal retirement planning, philanthropic planning, tax minimization, and socially responsible investing. During his career, Val has developed expertise in identifying needs and opportunities on both sides of clients' balance sheets—assets and liabilities—while leveraging internal resources such as small business bankers and trust specialists. He emphasizes establishing a comfortable rapport with clients to facilitate productive conversations, and he collaborates with clients' CPAs and attorneys to design tax-minimization and estate-planning strategies. Val's professional credentials include a Personal Investment Advisor (PIA) designation and a Bachelor's Degree from the California State University system. Val is involved in community organizations such as Advancing Justice LA and Project Angel Food and is a member of the American Red Cross. He grew up in the Philippines and moved to the United States as a teenager. While attending California State University, he worked for Bank of America, later joining the bank full-time until he transitioned to Merrill in 2017. Val resides in West Hollywood and enjoys biking, hiking, music, running, spending time with family, traveling, and yoga.

Brandon Floyd is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and five years of industry experience. He has worked at Charles Schwab Bank, Charles Schwab & Co., Inc., LPL Financial LLC, and Logix Federal Credit Union. His prior non-financial experience includes working at Design Masonry. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a hybrid advisory model combining non-discretionary recommendations with access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational services.

Brenda Osborne is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. She holds Series 63 and Series 65 designations and has worked at various Wells Fargo entities since 2001. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Barry Laufman is a financial advisor at Cetera with 35 years of industry experience. He holds Series 63 and Series 65 designations and has worked in the financial services sector since 2000, including tenure at Tower Square Securities and Cetera Wealth Services. In addition to his advisory role, he operates an independent insurance agency specializing in fixed insurance sales. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supported by a nationwide network of over 10,000 advisors.

Jennifer Curry is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She has held positions at JPMorgan Chase Bank, N.A. since 2019 and at J.P. Morgan Securities from 2016 to 2019. She holds Series 63 and Series 66 licenses. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Nina Kim is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill and JP Morgan Securities LLC prior to joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Jonathan Beck is a financial advisor with OSAIC in Beverly Hills, CA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with OSAIC since 2010 and also maintains a position with CPW Capital. Outside of his advisory roles, Beck serves as president of Crown Financial Partners LLC, which is involved in fixed insurance sales, and assists with operational oversight for a family real estate business. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services across various asset classes and employs firm-provided tools for portfolio construction and management.

John Bauer is a CFP®-designated financial advisor with 41 years of industry experience. He has been with LPL Financial since 2009 and previously worked at Mutual Service Corporation for 10 years. Bauer also dedicates time to the sale of non-variable insurance products and has involvement with an irrevocable trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, with a focus on providing customizable investment strategies through its large network of advisors.

Ryan Richardson is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at various firms including Avantax Advisory Services and operates Richardson Financial as an investment-related business. Additionally, he is a part owner of Richardson & Co CPAs, which provides tax and accounting preparation services. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients from individuals to institutional accounts through a large network of independent advisors. The firm offers diverse portfolio management and financial planning services, with multiple program structures and access to both affiliated and third-party managers.

Eugene Mori is a financial advisor at Merrill with 16 years of industry experience. He holds the Series 66 designation and has been with Merrill and Bank of America since 2010. Outside of his advisory role, Mori serves as a successor trustee for family trusts and is a committee member of the Philanthropy Committee at the S and B G School of Nursing. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brently Young is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at J.P. Morgan Securities for 10 years before joining Wells Fargo in 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Irena Ngo is a financial advisor at Ameriprise with three years of industry experience. She holds a Series 66 designation and has worked previously at CBRE and Team ABC, LLC. Ngo is also employed by Insperity PEO Services L.P., which provides employment compensation services for franchise advisors. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary retirement recommendations.

Anthony Consiglio is a financial advisor at RBC Capital Markets with 15 years of industry experience. He holds Series 63 and Series 66 registrations. His prior experience includes eight years at Merrill and multiple roles at Morgan Stanley. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customized portfolio management, financial planning, and brokerage services.

Samantha Anderson is a financial advisor at Edward Jones with 13 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors.

Stephen Wright is a financial advisor with Morgan Stanley, holding a Series 66 designation and 15 years of industry experience. He has worked with Morgan Stanley and its private bank since 2022 and previously spent nearly a decade at E*TRADE Capital Management and E*TRADE Securities. Outside of his advisory work, he is an officer at Zooganic Studios, a company involved in animation content creation and distribution. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market models as part of its financial planning process.

Tyler Donaldson Cremer is a financial advisor with Raymond James & Associates holding a Series 66 designation and 15 years of industry experience. His prior experience includes roles at Wells Fargo Clearing, Morgan Stanley, Morgan Stanley Smith Barney LLC, and Wells Fargo Advisors LLC. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Cathleen Luecke is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Jared Hemann is a CFP® with six years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing. He has worked at Wells Fargo Clearing in two separate periods, totaling seven years, with additional experience at San Diego State University and the University of California, San Diego. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, and serves as an ERISA fiduciary when providing investment advice.