Carlos Jimenez is a financial advisor with Wells Fargo Clearing in La Jolla, CA, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Duggan Jr. serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he offers a comprehensive approach to managing wealth, beginning with understanding a client's financial situation and family priorities. He then helps create customized wealth management strategies that are adaptable to changing market conditions, leveraging investment insights from Merrill and banking and lending services from Bank of America. With over 25 years of experience, John has worked extensively with business owners, senior executives, and their families, particularly in areas such as executive compensation, equity compensation, legacy planning, and retirement income strategies. He is part of a team known for high-touch, planning-driven service that addresses complex wealth management needs, including managing liquidity events, succession planning, and tax minimization. John holds a Certified Investment Management Analyst (CIMA) designation and a Personal Investment Advisor (PIA) credential. He earned his high school diploma from Hilltop High School and attended Foothill College without earning a degree. Outside of work, he engages in activities such as biking, boating, camping, fishing, golfing, hiking, surfing, traveling, yoga, and spending time with his family. He also participates in community volunteer activities.

Brooke Sorchy is a CFP® certified financial advisor with LPL Financial, based in La Mesa, CA, and has four years of industry experience. Her work history includes roles at LPL Financial, MW Asset Management, Michelle Warner Real Estate, and Einstein Bagels. She also spent 17 years working in education. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Cody Barner is a financial advisor with Osaic Wealth, Inc. based in La Jolla, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining Osaic in 2025, he worked for Lincoln Financial Advisors for eight years and has held roles at Liberty Mutual Insurance, Reliant Funding, and Jersey Shore State Bank. Barner is also licensed as an insurance agent, offering health, disability, fixed and indexed annuities, long-term care, and traditional life insurance products. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to create portfolios that include a variety of investment products.

Meena Sher is a financial advisor at Thrivent Investment Management with two years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. In addition to her advisory role, she provides notary public services in San Diego, CA. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm combines planning and managed-account services under a consolidated billing option called “WealthPlan.”

Chad Hines is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and has held various roles including positions at Bestawan Pizza Cardiff and SunRun prior to joining Equitable Advisors. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm utilizes third-party program sponsors and offers a range of investment options including mutual funds, ETFs, and alternative investments, while providing ERISA fiduciary services to qualified plans.

Amy Brooks is a financial advisor with UBS Financial Services in Troy, MI, holding a Series 66 designation and 24 years of industry experience. She has been with UBS Financial Services Inc. since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor client plans.

Cole Rener is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and has prior work experience in the fitness industry and real estate as a sales associate with Realty Benefit Services. Equitable Advisors provides financial planning, retirement plan consulting, and asset management programs to individuals, pension plans, corporations, and charitable organizations. The firm employs a range of advisory models delivered through a network of Investment Adviser Representatives and offers both proprietary and third-party investment solutions.

Brett Morris is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at TD Ameritrade for 12 years. Outside of his advisory role, Morris serves as a housing board member for the Cowlitz Indian Tribe, reviewing housing assistance needs for tribal members. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Rosemary Carlisle is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. She has worked with Wells Fargo Advisors LLC from 2011 to 2016 before joining Wells Fargo Clearing in 2016. Outside of finance, she co-owns a specialty home products business focused on refabricated cabinet sales. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Anya Loar is a Series 66-licensed financial advisor with Equitable Advisors in San Diego, CA, where she has worked since 2025. She has one year of industry experience and has previously held roles at The Neon Museum and Stella Moda Thrift, among others. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through advisor-led and third-party programs.

Sean Lowry is a financial advisor at Equitable Advisors based in San Diego, CA. He holds a Series 66 designation and has been with Equitable Advisors since 2026. His prior work experience includes roles at Parspec, Eightfold, Domo, and positions in education at the University of California, Berkeley, Santa Barbara City College, and Redwood High School. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to deliver personalized investment solutions across various products, including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Lawrence Parente is a financial advisor at Morgan Stanley in San Diego, CA, with 15 years of industry experience. He holds the Series 65 and Series 66 credentials and has worked at firms including Bank of America Private Bank, Merrill, and Carmel Capital Partners. In addition to his advisory role, Parente is president of Parente Enterprise Management, Inc., a mobile waste compaction franchise. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and proprietary tools to create tailored financial plans, primarily acting in an advisory capacity.

Katherine Tawoda is a financial advisor at UBS Financial Services with 22 years of industry experience. She has held roles at UBS since 2021 and previously worked at Wells Fargo Advisors for 12 years. Her credentials include Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Lindy Pickinpaugh is a financial advisor at UBS Financial Services with nine years of industry experience. She holds a Series 66 designation and has been with UBS since 2015. Based in San Diego, CA, she works within one of the largest financial advisory networks at the firm. UBS Financial Services Inc. serves individual, corporate, and institutional clients, offering a range of brokerage and investment advisory services including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad service platform.

Ayat Abuakar is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing, First Republic Bank, and Wells Fargo Bank. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes structured discovery and firm-approved tools, serving clients in both direct and corporate financial planning arrangements.

Kip Flar is a financial advisor with Merrill in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been with Merrill since 1997. Outside of his advisory role, he serves as a co-trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Donald Wilkie is a financial advisor at OSAIC with 41 years of industry experience. He holds Series 63 and Series 65 designations and has worked in advisory roles at Securities America Advisors and Securities America, Inc. since 1996. In addition to his advisory work, Wilkie owns Financial Strategies Group, where he engages in insurance sales. OSAIC serves a diverse client base, including retail and institutional investors such as high-net-worth individuals, pension and profit-sharing plans, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple investment platforms to provide portfolios tailored to client needs.

Manuel Horner is a financial advisor with Ameriprise in Chula Vista, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior work includes roles at Cuso Financial Services and North Island Credit Union. Outside of his financial advisory work, he serves as a basketball referee. Ameriprise offers retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations through a centralized consulting team.

George Melbrod Jr. is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 45 years of industry experience. His career includes roles at The Planners Network, National Planning Corp, and his own firm, Melbrod Financial Services Inc., where he is also involved in tax preparation services. He holds an outside fixed insurance license related to non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research and technology tools.