Hong Phuc Duong is a financial advisor with Merrill in San Jose, CA, holding Series 63, Series 65, and Series 66 designations and six years of industry experience. His previous positions include roles at Bank of America, U.S. Bank, Guaranteed Rate Affinity, CitiGroup Global Markets Inc, and J.P. Morgan Securities LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Katherine Ryan is a Series 66-licensed financial advisor with five years of industry experience. She is currently with J.P. Morgan Securities and J.P. Morgan Chase Bank, N.A., having previously worked at First Republic Investment Management, Merrill, and Lazard Asset Management. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s approach combines quantitative and qualitative research, with a focus on eligible strategies, including ESG considerations.

Zhiqi Tang is a financial advisor at Ameriprise with Series 63 and Series 66 designations and three years of industry experience. Prior to joining Ameriprise, Tang worked at Houlihan Lokey Capital, Inc. for three years and has held roles at several other firms including PwC and Everbright Securities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, which provides written recommendation reports and ongoing retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Stephen Maluchnik is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes prior roles at Morgan Stanley and Citigroup Global Markets. He is based in Palo Alto, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages roughly $671 billion in assets with over 14,000 advisors and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Yan Huang is a financial advisor with UBS Financial Services in Fremont, CA, holding a Series 66 designation and nine years of industry experience. He has been with UBS Financial Services Inc. since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

James Kuzmich is a financial advisor at Merrill with 21 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2000. Outside of his advisory role, he is a general partner at Advanced Emergency Systems LLC, a company specializing in emergency services and response software, and serves as a Hospitality Ambassador for Ruby Hill Winery in Pleasanton, California. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Anna Loegering is a financial advisor at LPL Enterprise with a Series 66 credential and one year of industry experience. Prior to joining LPL Enterprise, she worked at Whova, Inc. and held various roles during her time as a student at UC Davis, including Plant Sciences Office Assistant and part-time gymnastics instructor. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in a wrap program, alongside affiliated trust, insurance, and lending services.

Teresita Ford is a Wealth Management Planning Consultant at Fidelity Investments, a position she has held since 2024. She previously worked as a Financial Consultant at Fidelity Investments from 2022 to 2024, and before that, as a Financial Advisor at Edward Jones from 2020 to 2022. She also served as a Branch Office Administrator at Edward Jones from 2018 to 2019. Teresita holds a California Insurance License. She focuses on taking a holistic approach to understanding her clients and what is important to them, aiming to co-create personalized financial plans that help clients feel organized and in control of their finances and legacy. Outside of her professional work, Teresita enjoys hiking, reading, running, soccer, and traveling.

William Zaslow is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning services that utilize firm-approved tools and modeling techniques to support client goals.

Adam Nieto is a financial advisor with LPL Financial in Fremont, CA, holding Series 63 and Series 66 licenses and 31 years of industry experience. He has previously worked at Fremont Bank and DCN Wealth Management, where he was involved for eight years. Outside the financial sector, he is a business owner of CardBoom4 Collectors, a non-investment-related home-based enterprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by tools like machine-learning for operational assistance.

Richard McHugh is a Senior Vice President and Private Wealth Advisor at Merrill Private Wealth Management. He provides tailored advice and guidance to entrepreneurs, executives, and successful families, helping them invest, grow, and transfer their wealth more effectively. Rich focuses on understanding each client's financial picture and goals to offer comprehensive wealth management advice, assisting clients in advancing their personal priorities and long-term aspirations. Rich's financial services career began in 2008. Prior to joining Merrill, he was a Vice President with J.P. Morgan Private Bank, serving clients in Chicago, New York, and Seattle offices. He holds a B.A. in Political Science and Government from Purdue University and an M.S. in Finance from DePaul University. Rich is also a Personal Investment Advisor (PIA). He grew up in Chicago, Illinois, and lives in Kirkland, Washington. Outside of work, Rich enjoys cooking, football, reading, skiing, soccer, traveling, watching movies, and yoga.

Valerie Corradini is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds Series 63, 65, and 66 licenses. Her prior roles include positions at Morgan Stanley Private Bank, Heidrick & Struggles, Visa, BlackRock Fund Advisors, and RBC Capital Markets. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by proprietary tools and offers various investment and advisory services.

Pourya Naeimi is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He holds a Series 66 designation and has worked at several major firms, including Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. He is based in Palo Alto, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and may incorporate ESG criteria, with implementation supported by affiliated investment-management entities.

Aldo Severson is a CFP® with eight years of industry experience, currently affiliated with J.P. Morgan Securities in Palo Alto, CA. His career includes roles at J.P. Morgan Chase Bank, First Republic Investment Management, Northwestern Mutual, and UBS. Outside of financial advising, he is a 50% owner of Happy Pals, LLC, a non-financial business engaged in selling products online. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors, offering non-discretionary, written asset allocation advice and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and may incorporate ESG criteria, with implementation support from affiliated entities.

Art He is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has been with LPL Financial since 2013 and previously worked nearly a decade at MSI Financial Services, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides access to financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting investment strategies that include discretionary and non-discretionary options with innovative technology tools to assist advisors.

Mark Lewandowski is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been providing financial advice and strategies for over 23 years. He collaborates closely with other specialists within Merrill Lynch Wealth Management and Bank of America to assist clients in preserving and growing their wealth across different market environments. Mark's work includes helping wineries with retirement planning and focuses on areas such as college education planning, liquidity management, personal retirement planning, tax minimization, and socially responsible investing. Mark holds a Bachelor of Science degree in Business Administration from John F. Kennedy University, graduating Magna Cum Laude. Additionally, he earned a Course Certification in Success from Wharton University of Pennsylvania through an online program. He is also recognized as a Personal Investment Advisor (PIA). Mark is active in several professional organizations, including the Dublin Chamber of Commerce, Pleasanton Chamber of Commerce, and the Italian Catholic Federation. Fluent in Polish and English, Mark engages in community involvement with organizations like Kids Against Hunger and Tri-Valley Haven. Outside of his professional work, he enjoys playing tennis, basketball, golf, coaching and watching soccer, collecting wine, traveling, and spending time with his family.

Alexander Clark is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients in the Bay Area to develop tailored financial strategies focused on asset allocation and long-term growth. His approach emphasizes understanding each client's individual goals and priorities to provide personalized advice across a range of areas, including equity compensation services, legacy planning, liquidity management, managing new wealth, tax minimization, and retirement income. Clark holds a Personal Investment Advisor (PIA) designation and earned his High School Diploma from Oceana High School. Through Merrill's platform, he offers clients access to a comprehensive suite of financial resources, including banking, credit, home financing, and small business solutions. Outside of his professional role, Clark enjoys baseball, football, music, reading, singing, spending time with family, and watching movies.

Brandon Francis is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to his current role, he held positions at Agero Roadside Assistance, the Nehemiah Community Empowerment Center, and Chick-fil-A. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative and algorithmic portfolio construction to deliver model portfolios built from mutual funds, ETFs, and ETPs, and it serves a diverse range of investors through discretionary and non-discretionary advisory services.

Megan Araujo is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses with 14 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Sylvia Rivera is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding a Series 66 designation and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics grounded in diversification principles and modern portfolio theory.