James Kuzmich is a financial advisor at Merrill with 21 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2000. Outside of his advisory role, he is a general partner at Advanced Emergency Systems LLC, a company specializing in emergency services and response software, and serves as a Hospitality Ambassador for Ruby Hill Winery in Pleasanton, California. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Mary Dinerman is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and research from its Global Investment Committee.

Triccia Bana is a financial advisor with Fidelity Investments in Dublin, CA, holding Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, she worked at MarketCast and Phoenix Marketing International. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Adam Nieto is a financial advisor with LPL Financial in Fremont, CA, holding Series 63 and Series 66 licenses and 31 years of industry experience. He has previously worked at Fremont Bank and DCN Wealth Management, where he was involved for eight years. Outside the financial sector, he is a business owner of CardBoom4 Collectors, a non-investment-related home-based enterprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by tools like machine-learning for operational assistance.

Steven Gruber is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2015. Prior to this, he worked as an Investment Consultant at TD Ameritrade from 2010 to 2015 and began his career as a Junior Financial Advisor at Financial Foundations in 2008. Steven has nearly two decades of experience in financial planning and investment strategy, working closely with clients to develop personalized plans that address their unique goals, concerns, and risk tolerances. He emphasizes the importance of ongoing communication and adjustment of investment strategies in response to changing market conditions. He holds a California Insurance License. Outside of his professional work, Steven enjoys cooking and baking, family activities, fitness, golf, skiing, and tennis.

Anna Miller is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. She has worked at Morgan Stanley since 2019 and has prior experience at SEAF and Moondance Adventures. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Dayana Medevsky is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several notable firms, including Merrill, Bank of America, and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Brian Ingebretsen is a financial advisor with LPL Financial based in Danville, CA. He holds the Series 66 designation and has four years of industry experience. Prior to joining LPL Financial, he worked at Wells Fargo Clearing and Wells Fargo Bank, NA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Mark Lewandowski is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been providing financial advice and strategies for over 23 years. He collaborates closely with other specialists within Merrill Lynch Wealth Management and Bank of America to assist clients in preserving and growing their wealth across different market environments. Mark's work includes helping wineries with retirement planning and focuses on areas such as college education planning, liquidity management, personal retirement planning, tax minimization, and socially responsible investing. Mark holds a Bachelor of Science degree in Business Administration from John F. Kennedy University, graduating Magna Cum Laude. Additionally, he earned a Course Certification in Success from Wharton University of Pennsylvania through an online program. He is also recognized as a Personal Investment Advisor (PIA). Mark is active in several professional organizations, including the Dublin Chamber of Commerce, Pleasanton Chamber of Commerce, and the Italian Catholic Federation. Fluent in Polish and English, Mark engages in community involvement with organizations like Kids Against Hunger and Tri-Valley Haven. Outside of his professional work, he enjoys playing tennis, basketball, golf, coaching and watching soccer, collecting wine, traveling, and spending time with his family.

Dawn Burton is a financial advisor with Primerica Advisors in San Ramon, CA, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. She has worked with Primerica Advisors since 1982 and Primerica Financial Services since 1991. In addition to advisory services, she is involved in the sale of investment-related products and receives compensation for referrals of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options to individual and high-net-worth clients. The firm utilizes third-party asset managers and oversees model implementation with an operational model that includes percentage-based wrap fees and ongoing manager oversight.

Bill Houghton is a financial advisor at Wells Fargo Advisors with 42 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Morgan Stanley and Wells Fargo Clearing. Outside of his advisory role, he is a golf instructor based in Plano, Texas, and has part ownership in a family investment partnership. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

David Parker is a financial advisor with Edward Jones in Danville, CA, holding a Series 66 designation and over 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a network of approximately 23,701 financial advisors and 15,121 branch offices nationwide.

Douglas Nisen is a Series 66-licensed financial advisor with 17 years of industry experience. He is affiliated with J.P. Morgan Securities in Oakland, CA, where he has worked since 2012, including prior roles at Chase Investment Services Corp. and Waddell & Reed. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to deliver customized asset allocation advice, investment manager selection, and performance reporting.

Kym Zilk is a financial advisor at Fisher Investments with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Fisher Investments since 2004. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, investment companies, and high-net-worth individuals, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized Investment Policy Committee that uses quantitative and qualitative research to construct diversified portfolios and implements tax-aware strategies and defensive tactics to manage risk.

Robyn Johnson is a Series 66-registered financial advisor with Morgan Stanley in Oakland, CA, bringing 33 years of industry experience. She previously worked at New York Life Insurance Company and NYLIFE Securities LLC for over two decades before joining Morgan Stanley in 2023. Her career also includes a brief tenure at Fire Wings in 2022. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and firm-approved tools, emphasizing advisory services without individual security recommendations in standalone plans.

Tina Payton Thomas is a Resident Director at Merrill, focusing on the wealth management needs of executives and business owners. She is part of a private wealth management team with more than 30 years of combined financial service experience. Tina and her team utilize the investment insights of Merrill Lynch Wealth Management along with the banking convenience of Bank of America to offer a broad range of financial services. Her expertise encompasses executive compensation management, exit planning business strategies, wealth transfer and retirement planning, philanthropic advising, and liability strategies. Tina's approach aims to address both professional and personal financial commitments by helping clients make informed financial decisions that support their short- and long-term goals. Tina holds a Bachelor's Degree from Southern Illinois University and holds the designations of Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). She is involved with professional organizations including ACG Silicon Valley, Berkeley Chamber of Commerce, German American Business Association, and the John Muir Health Foundation, where she also participates in community activities.

Charles Pound is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Vestor Capital Partners, Zacks Investment Management, TD Ameritrade, Wells Fargo, and Prudential Equity Group. He has been with LPL Financial since 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering a variety of financial planning, asset management, and institutional platforms.

Dipanki Shah is a financial advisor with Wells Fargo Clearing in San Ramon, CA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has also worked at Wells Fargo Bank, N.A. since 2013. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Sanam Chaudhary is a financial advisor at Edward Jones with three years of industry experience. Chaudhary has worked at JPMorgan Chase Bank, J.P. Morgan Securities LLC, and Bank of America prior to joining Edward Jones. Outside of financial services, Chaudhary was involved with Newari Kitchen in 2025. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment and advisory services, supported by a large network of financial advisors and branch offices nationwide.

Salvador Fernandez Sandoval is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 66 and Series 63 credentials and has previous work experience at JPMC Bank NA, Bank of America, General Nutrition Center, and Big 5 Sporting Goods. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and includes broader derivatives and commodities capabilities.