Francisco Barajas is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2017. He initially joined Fidelity Investments in 2013, progressing through positions including Investment Consultant and Financial Consultant. Prior to his tenure at Fidelity, Francisco worked as a Financial Advisor at Ameriprise Financial from 2006 to 2013. Since 2006, Francisco has worked with numerous clients on investment planning, retirement planning, income protection, estate planning considerations, and financial conversations. He holds a California Insurance License, supporting his work in income protection and estate planning. Francisco is committed to helping clients achieve their financial goals through wealth planning and values the success of his clients as integral to his own.

Minh Thanh Van Nguyen is a Series 66-licensed financial advisor with two years of industry experience, currently with LPL Enterprise. Prior to joining LPL Enterprise, Nguyen worked at PRUCO Securities and has experience in small business operations, including roles at Feng Cha Teahouse Corporate and Quoc Vinh LLC. Outside of financial services, Nguyen has worked as a barista at Starbucks Coffee Company. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with additional services such as financial planning, access to third-party asset managers, and insurance product facilitation.

Dean Thompson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 31 years of industry experience. His work history includes roles at Bancwest Investment Services, Banc of America Investment Services, and Wells Fargo Investments prior to joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Wenjun Luo is a Financial Advisor based in Orlando, Florida, specializing in family wealth management strategies, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. At Merrill Lynch Wealth Management, Wenjun focuses on helping individuals and families develop short-, mid-, and long-term financial goals by taking the time to understand their unique needs and priorities. Fluent in Mandarin, Wenjun serves clients from diverse cultural backgrounds and is equipped to provide financial guidance that reflects their specific situations. Wenjun holds professional designations as a Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA). Throughout his work, he offers expertise in financial planning, investment management, retirement planning, and asset preservation. In addition to providing personalized financial advice, Wenjun can connect clients to Bank of America specialists for banking, credit, lending, and small business solutions. Outside of his professional role, Wenjun has personal interests in pickleball, skiing, and tennis. He is actively involved in the Orlando pickleball community, reflecting his engagement both professionally and personally within the local area.

Harold Hendricks is a CFP® professional at Wells Fargo Clearing with 41 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held positions at Wells Fargo Investments, LLC and Wamu Investments, Inc. He serves as a co-trustee for a family trust in Alamo, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions supported by extensive research and analytics.

Paul Granucci is a financial advisor at Merrill with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America, N.A. and Merrill since 2010. Outside of his advisory role, he serves as a trustee for the 2004 G Revocable Trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Georgina Jui is a financial advisor with Charles Schwab in Dublin, CA, holding Series 63 and Series 65 licenses and possessing 43 years of industry experience. She has been with Charles Schwab since 1988, except for a brief period at TD Ameritrade from 2023 to 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios, written advice policies, and alternative investment due diligence.

Nicholas Coufal is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and previously worked at ICONIQ Capital LLC. His background also includes involvement with the Lamorinda Water Polo Club and the University of California. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary advisory program.

Brittany Ormondroyd is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding a Series 66 designation and five years of industry experience. She has worked at UBS since 2018 and previously at American Honda Finance Corporation from 2016 to 2018. Outside of her advisory role, she operates SconnieLass & Co., a small candle and home fragrance business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Mohammad Shams is a financial advisor with Wells Fargo Clearing in Castro Valley, CA, holding Series 63 and Series 66 licenses and possessing nine years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2017 and Wells Fargo Bank NA since 2016. Outside of his advisory role, he provides part-time transportation services with Uber in San Francisco. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines extensive assets under management with research-driven investment approaches and provides both brokerage and advisory solutions.

Rachelle Nguyen is a financial advisor with Ameriprise in Danville, CA, holding a Series 66 credential and nine years of industry experience. She has worked at Ameriprise since 2020 and previously operated as a self-employed professional. Outside of advising, she serves on the board of the National Charity League, Inc., and is secretary of The Women’s Empowerment Network at Ameriprise Financial. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency strategies to deliver tailored non-discretionary recommendations supported by a centralized consulting team.

Priti Manglik is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has held roles at Morgan Stanley, Commonwealth Financial Network, and Wells Fargo over her career. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers both direct and corporate financial planning services.

Lars Derr is a financial advisor with Charles Schwab holding a Series 66 credential and beginning his industry career in 2025. Prior to joining Schwab, he held positions at the Tschetter Group and the Seattle Mariners, and has experience in education and entrepreneurial ventures including PersonalUmbrella.com. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized structure that supports a high client-to-advisor ratio.

Rachel Harris is a financial advisor at Merrill with 20 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jennifer Hamilton is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. She has been with Edward Jones since 2023 and is also the president and owner of HamBar Investments, Inc., a restaurant business operating MJ's Downtown Cafe & Bakery since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a large network of advisors and branch offices across the country.

Rajani Gangalvoi is a financial advisor with Charles Schwab in San Ramon, CA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. Her career includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and Wells Fargo Clearing and Bank. She serves as vice president and board member of the Tri Valley Kannada Sangha, a nonprofit charitable organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage, custody, and advisory services.

Jennifer Nelson is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 licenses and 28 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Blackrock Financial Management, Inc. from 2007 to 2011. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with more than 14,000 advisors and offers a range of brokerage and advisory solutions.

Mark Loftin is a CFA® charterholder with 28 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. He has also been affiliated with Sagepoint Financial, Inc. since 2009. In addition to his roles at these firms, Loftin manages client accounts through his registered investment adviser LLC. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a wide range of brokerage and advisory services, utilizing a model-based investment process focused on asset allocation and portfolio optimization.

Hai Nguyen is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan entities since 2009. Outside of his advisory role, he is an owner and partner of HQ Acquisitions LLC, a residential real estate investment and property management business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory approach combines quantitative and qualitative research, incorporating ESG considerations and utilizing broader derivatives and commodities capabilities.

Matthew Forrey is a financial advisor with RBC Capital Markets in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior work includes roles at City National Bank, Wells Fargo Clearing, and Wells Fargo Investments. Outside of his advisory work, he serves as a trustee for a family trust. RBC Wealth Management, a division of RBC Capital Markets, offers a range of advisory programs serving individual investors, institutions, and organizations. The firm customizes investment strategies based on client risk profiles and combines in-house and third-party managers to deliver portfolio management, financial planning, custody, and brokerage services.