Srdan Stojic is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and 66 licenses and has worked at major firms including Citigroup, Bank of America/Merrill Lynch, and JPMorgan Chase Bank. He also had a brief role at Salt and Honey in 2017. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services that include asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory model. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Nadia Fawcett is a financial advisor at UBS Financial Services with 20 years of industry experience. She holds the Series 66 designation and has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.

Larry Anderson is a CFP® with 36 years of industry experience and is currently an advisor at Cetera in San Francisco, CA. He previously worked at Avantax in various capacities for over three decades. He also owns and operates LJ Anderson Tax & Financial Service, providing tax preparation and accounting services. Additionally, Anderson serves as a trustee for certain family and estate trusts. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers diverse portfolio management and planning services on a multi-manager platform, supporting a wide range of program structures and investment strategies.

Byron Huang is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. He previously worked at Merrill and Bank of America, N.A., and also has experience in the technology sector with Uber. His professional background includes roles in investment advisory and portfolio management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and systematic methodologies to construct model portfolios from mutual funds, ETFs, and ETPs, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Benjamin Fitzmaurice is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with approximately one year of experience at the firm. Prior to joining Morgan Stanley, he held positions at Marin Bay Wealth Advisors and Vans, and earlier worked in education. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning primarily in an advisory capacity without individual security recommendations as part of standalone plans.

Robert Sullivan is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding a Series 66 designation and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Bank of America, N.A. from 2013 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, leveraging research and analytics to support its investment approach.

Lawrence Smith is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding a Series 63 designation and 40 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he owns a 12-unit apartment complex in Gardena, California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Christopher Coghlan is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley and Morgan Stanley Private Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Kaushal Kumar is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their unique ambitions and develop personalized financial plans. His services include general investing, retirement planning, and strategies for managing unexpected expenses, all tailored to align with clients' individual priorities. Kaushal holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He completed an Accredited Certificate Program at the Australian Institute of Technology and Education. Fluent in English, Punjabi, Hindi, and Urdu, Kaushal is able to communicate effectively with a diverse clientele. He is also involved in the Fresno Cambodian Buddhist Society, Inc.

Tomokazu Kuwamoto is a CFP® with 16 years of industry experience, currently affiliated with Wells Fargo Clearing in San Francisco, CA. He has been with Wells Fargo Clearing since 2016, following a brief tenure at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Alexander Teodoro is a financial advisor with LPL Financial, holding a Series 66 designation and 27 years of industry experience. He has been associated with Linsco/Private Ledger Corp. since 2003 and operates Teodoro Wealth Management as his primary business. Outside of finance, he works as a SCUBA diving instructor on a part-time basis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Daniel Holligan is a financial advisor at Stifel with 20 years of industry experience. He holds a Series 66 designation and has been with Stifel Nicolaus & Co Inc since 2012. He serves as a board member for Friends of Princeton Water Polo, advising on matters related to the program. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is guided by a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and planning analyses.

Gregory Nikolaieff is a financial advisor at Ameriprise in Novato, CA, holding a Series 66 designation with 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, personalized recommendations through a centralized consulting team.

Barry Mcmullan is a financial advisor with UBS Financial Services in San Francisco, holding a Series 63 designation and 48 years of industry experience. His career includes roles at UBS Financial Services since 2013, the Atlantic Group since 1985, and Eastern Airlines, Inc. since 1978. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans aligned with clients’ goals and risk tolerances.

Thet Myothwe is a financial advisor at Morgan Stanley with 21 years of industry experience. Prior to joining Morgan Stanley in 2023, he held roles at United Planners Financial Services, Proxy Wealth Advisors LLC, Northwestern Mutual Life Insurance Company, and Charles Schwab Co. He is involved with the CAIA San Francisco Bay Area Chapter in an educational and business development capacity. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Derek Kraemer is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2019. His prior experience includes roles at Farmers Insurance and West Coast Business Products. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Charles Marks is a financial advisor at Stifel in San Francisco, holding a Series 66 credential. He has been in the industry since 2023, with prior experience at KeyBank and a background in education at the University of Colorado Boulder and Redwood High School. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Elizabeth Roberts is a financial advisor at Morgan Stanley with 48 years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, she serves as executor and co-trustee for her mother’s estate. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process incorporating firm-approved tools and market analyses.

Jeffrey Green is a financial advisor with Stifel in San Francisco, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2011. Outside of his advisory role, he serves on the City of St Helena’s Community Measure H Oversight Committee and the Lake Hennessey Fire Safe Council Steering Committee. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Nikhil Agrawal is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. He has worked at J.P. Morgan Securities since 2022 and held various roles within J.P. Morgan Chase Bank and other organizations since 2019. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.