Brian Kadan is a financial advisor at Edelman Financial Engines in Santa Clara, CA, holding Series 63 and Series 65 licenses. He has experience working previously at West Marine and Boston Scientific and has been with Edelman Financial Engines since 2024. Prior to his financial advisory role, he spent nearly two decades at Bay Club Redwood Shores. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm’s investment process emphasizes diversified model portfolios, periodic rebalancing, and a long-term orientation, with offerings that range from planner-led wealth management to online advice platforms.

Renee Hurni Gray is a financial advisor at Merrill with 22 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2008. The firm, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. Merrill offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Cathy Ha is a financial advisor at Charles Schwab with a Series 66 designation and four years of industry experience. Her prior roles include positions at Merrill Lynch, Citibank, and East West Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative investment onboarding process.

Vuong Le is a financial advisor at Merrill with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several institutions including JPMorgan Chase Bank and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies supported by internal and third-party portfolio managers, serving individuals, high-net-worth clients, and institutional investors.

Jennifer Cardoza is a financial advisor at Edward Jones with Series 66 credentials and five years of industry experience. She worked at Merrill for 20 years before joining Edward Jones in 2024. Outside of her advisory role, she serves as an office manager for a pest control company, where she manages client communications and website maintenance. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment options, supported by a large national network of advisors and branch offices.

Dayna Sumiyoshi is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Min Ma is a financial advisor with LPL Financial in Sunnyvale, CA, holding Series 63 and Series 66 licenses and 22 years of industry experience. Ma has been with LPL Financial since 2009. Outside of advisory work, Ma is involved in providing in-home supportive services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, with investment options supported by LPL Research and third-party subadvisors.

Christopher Raddie is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding the ChFC® designation along with Series 66 and Series 63 licenses. He has 11 years of industry experience, including 10 years with MassMutual Life Insurance Co and MML Investor Services, LLC. He is also an agent with Silicon Valley Financial Group, focusing on group health. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual financial planning engagements utilizing firm-approved analytical tools and offers specialized programs including divorce planning and estate-settlement services.

Jeffrey Di Bono is a financial advisor with Wells Fargo Clearing in Santa Clara, CA, holding Series 63 and Series 65 licenses and possessing 37 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he serves as co-trustee for his parents' investment-related trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Dieter Ramaekers is a CFP® with 28 years of industry experience, currently serving as an advisor at Raymond James Financial Services Advisors, Inc. since 2016. He is a co-owner of Adint Associates LLC, which owns the office space where he works, and leads a marketing team through Adint, Ramaekers and Associates. Raymond James Financial Services Advisors, Inc. provides financial planning and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary investment consulting and supports a large network of advisors with specialized programs in municipal finance and employer retirement plans.

Peter Seyedi is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and six years of industry experience. Prior to joining Wells Fargo, he worked at JPMorgan Chase Bank and Bank of the West. Outside of finance, he has a business interest in Prime Auto Works LLC, where he is involved in automotive rim repair and painting. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics informed by diversification principles and modern portfolio theory.

Aarushi Khurana is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Her prior roles include positions at Ameriprise and Ducat Capital Partners. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies.

Carlos Ruiz is a financial advisor with LPL Enterprise holding a Series 66 designation. He has one year of industry experience and previously worked at Oregon Axe and Lane County Umpires Association. Ruiz is also a student at the University of Oregon. LPL Enterprise serves a diverse range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, model portfolio programs, third-party asset management, and a variety of brokerage and insurance products through its integrated advisory and brokerage platform.

James Li is a Financial Consultant currently working at Fidelity Investments since 2022. He has held roles as a Senior Wealth Advisor at Citi Global Markets Inc in 2022, Financial Solutions Advisor at Merrill Lynch from 2018 to 2022, and Universal Banker at Unionbanc Investment Services from 2017 to 2018. His professional experience spans various aspects of financial consulting and wealth advising, focusing on creating sound financial plans to help clients navigate life transitions. James holds a California Insurance License.

Ellice Papp is a financial advisor with UBS Financial Services in Los Altos Hills, CA, holding Series 63 and Series 65 credentials and possessing 49 years of industry experience. She has been with UBS since 2002. Papp serves on the board of directors for TheatreWorks Silicon Valley, a nonprofit theatre company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Souad Hasbini is a financial advisor at Merrill with Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Merrill, she worked at Cetera, Bank of America, and J.P. Morgan Securities, among other firms. She has also held roles outside of financial services, including positions at Apple Inc. and several real estate-related companies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal teams and third-party managers for individuals, high-net-worth clients, and institutional investors.

Francesko Kristovich is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Chase Bank since 2012. Outside of his advisory role, he owns a commercial rental property. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors.

Patrick Bennett is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Cadaret, Grant & Co., Inc., and Strategic Wealth Advisors Group, LLC. Outside of his advisory work, he coaches lacrosse in Woodside, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a broad range of financial planning, advisory programs, and retirement consulting, supported by both discretionary and non-discretionary management and extensive research resources.

Monique Morrison is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Morgan Stanley since 2023. Her prior roles include positions at Royal Alliance Associates, Origin Financial, Charles Schwab, and Scottrade. Outside of her advisory work, she is involved in property management as a sole proprietor. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies.

Liming Cai is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2015, also maintaining a role at JPMorgan Chase Bank since 2009. Prior to his current position, he worked at In Home Supportive Services from 2017 to 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.