Jeffrey White is a financial advisor with Fidelity in Granite Bay, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior work includes roles at Valic Financial Advisors, Allstate Insurance Company, Princor Financial Services Corporation, and Principal Life Insurance Company. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, including funds of funds and model portfolios delivered to intermediary platforms.

Araceli Solis is a financial advisor with Wells Fargo Advisors in Sacramento, CA, holding a Series 66 designation and six years of industry experience. She has been with Wells Fargo Clearing and Wells Fargo Advisors since 2013. Solis serves as treasurer for the Sierra Oaks Vista Neighborhood Association in Sacramento. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning. The firm uses proprietary research and planning tools to develop tailored recommendations, which clients may implement through brokerage or advisory programs.

Calvin Park is a financial advisor at LPL Financial with 15 years of industry experience. He holds a Series 66 credential and has previously worked at Waddell & Reed, Inc., Ducks Unlimited, and various insurance carriers. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

James Arnold is a Planning Consultant specializing in retirement planning. He emphasizes a client-focused approach, prioritizing listening to understand clients' goals and concerns to provide educational and reassuring guidance. James maintains a calm, empathetic, and transparent manner in his professional relationships and is committed to placing clients' interests first. Prior to his current role, James worked at Fidelity Investments as a Financial Representative from 2024 to 2025 and as a Relationship Manager from 2025 to 2026. He holds a California Insurance License.

Kevin Mounkes is a CFP® with 21 years of industry experience. He is currently with Wells Fargo Advisors and has previously worked within various Wells Fargo entities since 2012. Outside of his advisory role, he owns and operates a tax lien and tax deed real estate auction business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services tailored to clients who meet certain net-worth criteria, utilizing proprietary research and tools to develop personalized recommendations.

Richard Graue is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 29 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment services. The firm’s advisory process is investment policy statement–driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Yuri Kim is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 66 credentials and 17 years of industry experience. Prior to joining Wells Fargo in 2019, Yuri worked at U.S. Bancorp Investments, Inc. and U.S. Bank from 2013 to 2019. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, employing research and analytics to support its investment approach.

Heather Crawford is a financial advisor at Merrill with Series 63 and Series 66 designations and 31 years of industry experience. She has been with Merrill and Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Mccririe is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gail Good is a Wealth Management Advisor with Merrill Lynch Wealth Management. In her role, she follows a disciplined wealth management process designed to provide a consistent and customized experience for her clients. She assists with wealth accumulation, preservation, and transfer by leveraging Merrill Lynch’s resources along with the banking solutions provided by Bank of America to develop strategies aligned with clients’ goals. Gail has been in the financial services industry since 1995 and joined Merrill Lynch Wealth Management through Banc of America Investments in 2003. She takes a holistic approach to financial planning by considering clients’ entire financial picture and values, helping to establish objectives and conducting regular reviews to adapt plans to life’s changing circumstances. Her expertise covers investments, retirement planning, life insurance, long-term care planning, liquidity management, and socially responsible investing. Gail holds a Master of Science degree in Personal Financial Planning from the College for Financial Planning and a Bachelor of Science degree in Business Administration with a concentration in Finance from California State University Sacramento. She is a CERTIFIED FINANCIAL PLANNER® professional and holds the Chartered Retirement Planning Counselor™ designation. Outside of work, Gail enjoys running marathons, biking, golfing, hiking, reading, yoga, and spending time with her family.

Scott Storer is a financial advisor with Merrill, holding a Series 66 designation and 24 years of industry experience. He has worked at Merrill Lynch since 2001 and at Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Clinton is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. He has prior business experience as an owner and officer of Nuanced Analytics, Inc., a business consulting company, since 2018 and was involved with Clinton Polley Group, Inc. for 14 years. He also holds an ownership role in Sea Pig Holdings, LLC, a holding company established in 2014 unrelated to investment activities. OSAIC serves a diverse client base including individual investors, institutions, pension plans, and charitable organizations through a large network of advisers. The firm offers integrated brokerage and advisory services with access to multiple advisory platforms, employing asset allocation tools, risk assessments, and automated portfolio management alongside third-party money manager solutions.

Mehran Torki is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and four years of industry experience. He has worked at Primerica Advisors since 2021 and previously spent ten years at Barco Inc. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Gary Malkasian is a financial advisor at Cetera with 19 years of industry experience. He holds the PFS™ and Series 66 designations. In addition to his advisory role, he owns a CPA firm, Malkasian Accountancy, LLP, and serves as treasurer for Gypsy Magic Equine Outreach, a charitable organization. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors to individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services, operating as a multi-manager platform with access to various program structures and third-party managers.

Brady Brandt is a financial advisor with Ameriprise in Roseville, CA, holding a Series 66 designation and two years of industry experience. His prior work includes roles at OSAIC, AW Securities, Allworth Financial, Fidelity, and InterWest Insurance, as well as various positions during his time at California State University and CSU, Chico. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm’s approach involves analysis based on investment research, third-party data, and internal tools, with a structure that includes specific enrollment criteria and a defined investment universe.

Christian Vaituulala is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, East Lawn Memorial Park, First Tech Federal Credit Union, and Los Rios Community Colleges. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal teams and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Timothy Johnson is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as a power of attorney for a family member and as a trustee for the Johnson Family Trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and includes both discretionary and non-discretionary services, with a notable focus on incorporating insurance-related products alongside traditional investment options.

John Lebeau is a financial advisor at Wells Fargo Clearing with 39 years of industry experience. He holds the Series 63 designation and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research and analytics from its Investment Institute and third-party sources to guide investment decisions.

Philip Kong is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 13 years of industry experience. His prior work includes positions at LPL Financial, Wells Fargo Clearing, and U.S. Bancorp Investments. He is also involved in a direct sales and multi-level marketing business. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services on a multi-manager platform with over $256 billion in assets under management.

George Chavez is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 registrations. He has 30 years of industry experience, including roles at Merrill, JPMorgan Chase, and Wells Fargo Clearing. Outside of his financial career, he volunteers as a catechist aid for the Cathedral of the Blessed Sacrament, assisting with youth religious programs. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements using firm-approved tools to analyze client goals.