Katherine Yang is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Her prior roles include positions at Wells Fargo, Cathay Bank, and Bank of America, among others. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and organizations.

Ching Koh is a financial advisor with Ameriprise in Kirkland, WA, holding a Series 66 designation and 20 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2006. Outside of his advisory role, he manages an advisory business as a practice manager for another advisor. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Ulrika Claesson is a Series 66–registered financial advisor with Edward Jones in Redmond, WA. She has been with Edward Jones since 2008 and has 18 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 advisors.

Rachel Fash is a financial advisor at Merrill in Bellevue, WA, holding a Series 66 designation with five years of industry experience. She previously worked at Windermere Real Estate/East, Inc. and held roles at Amazon and the Army and Air Force Exchange Service. Outside of advisory work, she is a sole owner of a rental property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

John Kozol is a CFA® charterholder with 43 years of experience in the financial services industry. He is currently affiliated with Cetera and serves as the owner of Headwater Wealth Advisors, a financial services firm. His prior roles include long tenures at First Allied Advisory Services, Inc. and First Allied Securities, Inc. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party investment options.

Kyle Temple is a CFP® professional with nine years of industry experience. He is currently with Osaic Wealth and has previously worked at Securities America Advisors, Sovereign Wealth Advisors, and Voya Financial Advisors. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and a multi-advisor platform.

Marc Sickles is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets from 2000 to 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes using tools such as Secular Return Estimates and Monte Carlo simulations.

Tanner Peelen is a financial advisor at UBS Financial Services in Bellevue, WA, holding a Series 66 designation with 15 years of industry experience. He has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities and wealth management services to provide tailored financial planning, portfolio management, and capital markets solutions.

Christopher Pham is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked at Charles Schwab since 2008 and at Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and a formal alternative-investment onboarding process.

Zachary Sanidad is a financial advisor at Raymond James Financial in Bellevue, WA, with two years of industry experience. He holds a Series 66 designation and has previously worked at Yukon Appraisal, Anthony's Restaurants, Amazon, and Washington State University. Outside of advising, he is involved with Baker Day LLC, a support company based in Bellevue. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients. The firm employs tailored, non-discretionary planning and analytical tools to align investment strategies with client goals.

Jonah Stevens is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked at Amazon Flex and U.S. Bank. He has also held positions at Apple and Levi Strauss. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, combining fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios from a broad investable universe of mutual funds, ETFs, and ETPs.

Tracy Crowley is a CFP® professional with 12 years of experience in the financial advisory industry, all with Edward Jones since 2014. She is based in Redmond, WA. Outside of her advisory role, she hosts a podcast featuring interviews with friends about their life stories and sells books related to workforce re-entry. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options. The firm manages over $1 trillion in assets and operates a nationwide network of more than 23,700 financial advisors.

Matthew Arbogast is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has been with Merrill since 2017. Prior to joining Merrill, he worked briefly at Northwestern Mutual and has an academic background from Oregon State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ethan Froula is a financial advisor with Equitable Advisors in Bellevue, WA, holding a Series 66 designation. He has been with Equitable Advisors since 2026 and has diverse prior work experience, including roles in education and nonprofit organizations. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset management programs. The firm uses a range of advisory models and third-party program sponsors to deliver investment solutions.

Melanie Rubinstein is a financial advisor at UBS Financial Services in Bellevue, WA, with 11 years of industry experience. She holds the Series 66 designation and has been with UBS since 2015, including nine years at UBS Asset Management. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Terry Terrell is a financial advisor with Equitable Advisors in Bellevue, WA, holding a Series 66 designation and 19 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, LLC, since 2007. Outside of his advisory work, he manages an LLC that provides administrative support for his personal financial consulting practice. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a range of third-party advisory models and discretionary management through its network of Investment Adviser Representatives.

Andrew Roed is a financial advisor at Robert Baird & Co. with 24 years of industry experience. He has been with Robert Baird & Co. since 2014 and holds a Series 66 designation. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises a diverse client base, including individuals, families, pensions, corporations, and charitable organizations. The group provides tailored consulting and portfolio services, utilizing a range of investment strategies and overlay services to meet client goals and risk tolerances.

Patricia Fletcher is a financial advisor at Morgan Stanley with 43 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Citigroup Global Markets and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services supported by firm-approved planning tools and methodologies.

Peter Hamilton is a financial advisor at LPL Financial with 27 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Ameriprise Financial Services, Inc. for 17 years before joining LPL Financial in 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services delivered through a large network of investment adviser representatives.

Doan Trang Bell is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has been with Raymond James & Associates since 2016. Outside of advising, she provides notary public services on a part-time basis. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning and advisory services supported by a range of portfolio management styles and extensive research resources.