Marcel Camet is an Investment Consultant at Fidelity Investments, where he collaborates with clients and their families to develop financial plans tailored to their unique goals and needs. He leverages Fidelity's resources and his expertise to create investment strategies aimed at helping clients navigate today's markets with confidence. Marcel has been with Fidelity Investments since 2021, progressing through roles including Investment Solutions Representative and Workplace Planning Consultant III before becoming an Investment Consultant in 2024. Prior to joining Fidelity, he worked at Alternative Investments Incapital from 2018 to 2021. Outside of his professional work, Marcel has interests in art, boating, cooking and baking, music, photography, and traveling.

Sharie Behnam is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 63 designation and 25 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models to support its financial planning process.

Manuel Tezanos is a financial advisor at Morgan Stanley with 13 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2019, and previously at Citibank Na from 2009 to 2019. Outside of his advisory role, he is a BeachBody coach, providing exercise coaching. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Jadel Lavin is a financial advisor at Morgan Stanley in Aventura, FL, holding a Series 66 designation with four years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Outside of his advisory role, Lavin is involved in property management as a partner in an investment property business. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques but generally acts in an advisory capacity without providing individual security recommendations as part of standalone plans.

Dean Bahniuk is a financial advisor with RBC Capital Markets in Miami, FL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. Prior to joining RBC in 2024, he spent nine years at Oppenheimer. He is the owner and operator of Black Marlin Publishing LLC, which holds the publishing rights to his book, The Art of Wealth. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations, offering tailored portfolio management and advisory programs supported by both in-house and third-party investment managers.

Andre Mendes is a Private Wealth Advisor at Merrill Private Wealth Management. He co-founded the Mendes Silva Group and has been with Merrill since 2009. Mr. Mendes began his career in the financial industry in 1994, initially working as a management associate in Treasury and Capital Markets at Citibank, where he held roles in the interbank and institutional foreign investor areas. He later took on responsibilities in product development at Citi Private Bank and served as an advisor to ultra-high net worth families. Mr. Mendes holds a Bachelor's degree in Economics from the Federal University of Minas Gerais (UFMG) in Brazil and a Master's degree in Finance from IBMEC. He also holds the Personal Investment Advisor (PIA) designation. His client focus areas include family wealth management strategies, international wealth management, liquidity management, and managing new wealth. Outside of his professional work, Andre Mendes has interests in hiking, horseback riding, skiing, and soccer. He communicates in English, Portuguese, and Spanish.

Frederick Hahn is a financial advisor with UBS Financial Services in Miami Beach, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets functions.

Rita Rivas is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2021, following five years at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s approach incorporates structured discovery conversations and proprietary planning tools, managing approximately $2.74 trillion in client assets.

Veronica Cereceda is a financial advisor with Raymond James & Associates in Miami, FL, holding a Series 66 license and 25 years of industry experience. She previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing from 2009 to 2021. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting through various advisory programs.

Anthony Tortoriello is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2015, following his start at Morgan Stanley Smith Barney in 2011. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm employs a structured planning process supported by approved tools and models outcomes using methods such as Monte Carlo simulations.

Ronald Kaufler is a financial advisor at UBS Financial Services with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Kaufler is involved in several investment-related business activities, including ownership and management of various holding companies in the U.S. and Ecuador. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing proprietary research and model-based strategies to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets solutions.

Joan Morgan Brown is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 credential and 24 years of industry experience. Prior to joining Morgan Stanley in 2018, she worked at Merrill Lynch for 12 years. Morgan Stanley Wealth Management offers a variety of advisory programs to individuals and institutions, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Camilo Mejia is an International Wealth Advisor with Merrill Lynch Wealth Management, specializing in serving high net worth families and individuals. With over 22 years of experience in the financial services industry, Camilo provides comprehensive financial advice and guidance focused on family wealth management strategies, liquidity management, and portfolio management services. He partners with a team of specialists to assist clients in all aspects of their financial lives, often supporting long-term goals related to entrepreneurial projects. Camilo's career encompasses expertise in portfolio investments, financing structures, and economic development strategies, particularly in agriculture and foreign trade. He has held roles at prominent institutions including Lloyds TSB Bank, Banco Santander, and Merrill. A graduate of EAFIT University in Colombia with a degree in Business Administration, Camilo also completed the Executive Banking Program at the London School of Economics in conjunction with the Institute of Market Studies of Madrid, and the SMART program on Securities, Markets, and Regulation Training developed by the University of Miami and Banco Santander. He holds the Personal Investment Advisor (PIA) designation and is fluent in English and Spanish. Residing in Miami, Camilo is committed to building and maintaining strong client relationships and prioritizes attentive, tailored service. Outside of his professional role, he enjoys golfing, reading, soccer, volleyball, and watching movies.

Ali Shadanlou is a financial advisor with Primerica Advisors in Palmetto Bay, FL, holding Series 63 and Series 65 licenses and with 14 years of industry experience. He has worked at Pfs Investments Inc since 2011 and Primerica Financial Services since 2010. Additionally, he has been involved with ExertVoip.com Corporation since 2007. Outside of advisory roles, he receives compensation for sales and referrals related to loan products and home security services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Ignacio Pardo is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with 13 years of industry experience. He has worked with Morgan Stanley since 2016 and with Morgan Stanley Private Bank, National Association since 2017. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, including financial planning and estate strategies. The firm employs structured planning tools and offers services that leverage its Global Investment Committee’s market estimates and modeling techniques.

Jennifer Failla is a financial advisor at Merrill in Miami, FL, holding Series 63 and Series 66 licenses with four years of industry experience. Her prior roles include positions at Cinctive Capital Management, Alliance Bernstein, Citadel LLC, and Folger Hill Asset Management. Outside of financial advising, she has been involved in several non-investment business entities, including a now-dissolved book project and commercial real estate holdings with no active managerial responsibilities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, combining internal and third-party management with a range of strategic asset allocation and tax-aware options.

Mark O'Leary is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Mark earned a Bachelor's Degree from the State University of New York. His expertise includes wealth management and personal investment advising, supporting clients in achieving their financial goals.

Darling Silva Solis is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds Series 66 and Series 65 licenses and previously worked at UBS Financial Services for 10 years before joining Morgan Stanley Smith Barney LLC in 2025. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides financial planning primarily in an advisory capacity.

Iryna Vitiuk is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and eight years of industry experience. She previously worked at Wells Fargo Clearing Services and Wells Fargo Bank. Outside of her advisory role, she is involved in an online business selling baby products. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to manage diversified model portfolios.

Jesus Romero is a financial advisor with Merrill in Aventura, FL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at Bank of America and Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.