Brett Schneider is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2009, also maintaining a role with JPMorgan Chase Bank since 2006. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Brian Golarz is a financial advisor at Charles Schwab in Fort Lauderdale, FL, holding Series 63 and Series 66 credentials with 16 years of industry experience. He has been with Charles Schwab since 2010 and also works with Charles Schwab Bank since 2013. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, leveraging multi-asset model portfolios and alternative investment options within an integrated operational structure.

Thomas Korzon is a financial advisor with LPL Financial in Pompano Beach, FL. He holds Series 63, 65, and 66 designations and has 40 years of industry experience, including 27 years at LPL Financial and over three decades operating his own advisory practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of services, including financial planning, model portfolios, third-party asset management access, and institutional platforms, supported by extensive advisor tools and a large network of investment adviser representatives.

William Brown IV is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has worked at UBS Financial Services and JPMorgan Chase Bank, N.A. He is also an investor in GMF Fund I, LLC, a fund focused on manufactured housing developments in Florida. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program.

Jason Edelmann is a financial advisor with Merrill in Fort Lauderdale, FL, holding a Series 66 designation and 19 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2007. Outside of his advisory role, he serves as a board member for the Broward Center for the Performing Arts Foundation and the Greater Fort Lauderdale Alliance. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gerardo Rodriguez is a Financial Advisor with Merrill Lynch Wealth Management, based in the Ft. Lauderdale office. He joined Merrill Lynch in 2022 as a Wealth Management Client Associate of the Garland A. Rodriguez Group. Prior to this role, Gerardo began his career in 2020 with Ernst & Young, working within the Financial Services industry. Gerardo holds a Bachelor's degree in Commerce and Business Administration, majoring in Operations Management with a specialization in Supply Chain Management from The University of Alabama, completed in 2019. He is a Personal Investment Advisor (PIA) and provides expertise in areas including college education planning, family wealth management strategies, institutional investment consulting, international wealth management, liquidity management, new wealth management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Born and raised in Fort Lauderdale, Florida, Gerardo is bilingual in English and Spanish. Outside of his professional commitments, he enjoys golf, boating, fishing, and spending time with friends and family.

Katharine Desoto is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and previously worked at Morgan Stanley Smith Barney LLC starting in 2009. Outside of her advisory role, she is involved in retail business ventures as a partner in several coin laundry operations based in Phoenix, Arizona. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning processes and modeling tools, offering both direct and employer-based financial plans.

Randy Friedlander is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney LLC since 2009. Friedlander serves as an investment committee member for the Make-A-Wish Foundation of America. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets.

Diana Hines is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She previously worked at Merrill from 2010 to 2020 before joining Morgan Stanley Smith Barney LLC in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Arkady Milgram is a financial advisor with MassMutual Investors Services in Westlake Village, CA, holding a Series 66 designation and over 25 years of industry experience. He has been with MML Investors Services Inc. and Mass Mutual Financial since 2005. In addition to his advisory role, he is involved in life and health insurance sales through Milgram Financial and Insurance Services. MassMutual Investors Services, LLC is a brokerage and SEC-registered investment adviser subsidiary of MassMutual that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Lauryn Harris is a financial advisor at Equitable Advisors in Ft. Lauderdale, FL, holding a Series 66 designation. She has been with Equitable Advisors since 2026 and has prior work experience in real estate and various roles at organizations including Coldwell Banker Realty and the Maryland-National Capital Park and Planning Commission. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individual, institutional, and charitable clients, utilizing a range of advisory programs and third-party asset managers.

Edgardo Borelly is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021. His prior roles include positions at Johns Hopkins University, PerfectPass Technologies, and National Securities Corp. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG framework when recommending strategies, delivering services on a non-discretionary basis.

Paolo Bagnato is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63, Series 65, and Series 66 credentials and bringing 32 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2013 and with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Julia Kupstas is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2014. Prior to that, she was associated with Regal Bay Investment Group starting in 2004. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm emphasizes a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Andrea Freiman is a CFP® with 13 years of industry experience. Currently, she is with Merrill and previously worked at UBS Financial Services and J.P. Morgan in various advisory roles. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ralph Fraggetti is a financial advisor with Morgan Stanley, holding a Series 63 designation and 39 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Based in Fort Lauderdale, FL, his career has been focused within this firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and provides planning through structured processes utilizing firm-approved tools.

Apichaya Chumsai Na Ayudhya is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her prior experience includes roles at NYLIFE Securities LLC and New York Life Insurance Co. In addition to her advisory work, she owns Andi Pro LLC, where she serves as a kitchen design consultant. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through discretionary and model-based strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Pedro Villari is a financial advisor at UBS Financial Services with 20 years of industry experience. He holds a Series 66 designation and previously worked for J.P. Morgan Securities from 2014 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor solutions to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Peter Franklin is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 12 years of industry experience. He is also Vice President and owner of VF Wealth Management Inc., where he prepares tax returns and provides tax consulting and bookkeeping services. Franklin’s background includes roles at Avantax Advisory Services and Avantax Insurance Agency. Cetera Investment Advisers LLC is a large national firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Karl Angus is a financial advisor at Merrill with 17 years of industry experience and holds a Series 66 designation. He has been with Merrill Lynch since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.