Martin Scheinkman is a CFP® with 26 years of industry experience, currently serving as a financial advisor with LPL Financial. His career includes long tenures at Scheinkman & Scheinkman, The Investment Center, and Ic Advisory Services, Inc. He is also involved in a certified public accounting practice focused on tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a broad range of investment solutions, including financial planning, model portfolios, and third-party asset management, supported by advanced operational and research tools.

Adam Kohn is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior work includes roles at Axa Advisors, Centaurus Financial, and SJS Corporation. He serves as a trustee for family trusts, including those of his parents. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs through a network of Investment Adviser Representatives, utilizing third-party asset managers and LPL-sponsored advisory solutions.

Tina Dearce is a financial advisor at Morgan Stanley with 31 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2018, following a prior role at Stifel Nicolaus & Co Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by specialized tools and analysis methods.

Robert Burie is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 66 designations and 11 years of industry experience. He has been with Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process supported by firm-approved tools and modeling techniques.

Bridget Platania is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She previously worked at Cetera Advisor Networks LLC for five years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary research and third-party strategies across various account types.

Yosef Benson is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds a Series 66 credential and has worked at MassMutual Life Insurance Company and GDS Group, among other roles. Outside of his advisory work, he is involved in a life insurance agency as a sales agent and manages administrative tasks for a wealth strategies firm. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing ongoing financial planning and asset management services to individuals, business owners, and charitable organizations. The firm uses technology-supported planning tools and offers a variety of event-driven and employer-sponsored planning programs.

Andrew Draluck is a financial advisor at Fidelity with 28 years of industry experience. He holds the Series 63, 65, and 66 licenses and has worked at Fidelity Investments since 2020, following prior roles at New York Community Bank and LPL Financial. He serves as a trustee for a life insurance trust. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Bonnie Mitten is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. Her career includes positions at Citigroup Global Markets from 2000 to 2009, followed by roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association since 2009 and 2015 respectively. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including customized financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and under corporate agreements.

Jonathan Vasquez Pinto is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. His prior experience includes roles at Bank of America, MML Investors Services, MassMutual Life Insurance, and Mutual of Omaha. Outside of advising, he is involved with GMS Infinite, providing interpreting services for healthcare companies. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, and institutional investors.

Scott Marshall is a financial advisor at Wells Fargo Clearing in Fort Lauderdale, FL, with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Outside of his primary advisory role, he is involved with Lincoln Financial Advisors in Fort Wayne, Indiana, serving in a trail commission capacity. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Lisa Paoli is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 24 years of industry experience. She has worked at various firms including KM Wealth Management and Summit Financial Group, and she is also involved in multiple insurance agencies and a construction company tied to her family. In addition to financial services, she is a salesperson for a workplace timeclock company focused on addressing phantom employee issues. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a variety of third-party money managers and program options.

Bridget Barry is a financial advisor with J.P. Morgan Securities, holding a Series 66 license and one year of industry experience. Her prior roles include positions at Janney Montgomery Scott and Baystate Financial, as well as a one-year term with the U.S. House of Representatives. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and operates within a broader broker-dealer and banking organization.

Michael Cavallaro is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2015 and brings four years of experience in the financial services industry. Michael specializes in serving business owners, entrepreneurs, and families, focusing on their unique wealth management needs. He integrates corporate benefit programs such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans into long-term financial approaches for corporate executives. Michael holds a Bachelor's Degree from Florida State University and holds the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. He utilizes resources from Bank of America's banking and lending platform to develop holistic financial strategies tailored to each client's goals. His client focus areas include legacy planning, managing new wealth, personal retirement planning, and tax minimization. Outside of his professional work, Michael enjoys golfing, hiking, and skiing. He is fluent in both Spanish and English.

Mark Flynn is a financial advisor at Equitable Advisors with eight years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Equitable Advisors in 2018, he worked at AXA Advisors, LLC, and has experience with Columbia University Athletics and Cooperstown All Star Village. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm’s services include a range of advisory models implemented through third-party managers and proprietary programs, with a focus on matching clients to appropriate investment solutions based on their risk tolerance.

Joseph Palmesano is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been advising high-net-worth families and institutional clients since 2003. He leads a team managing over 120 client relationships and more than $900 million in client assets, focusing on retirement planning, defined contribution and benefit plan consulting, individual and corporate investment strategy, and wealth management for South Florida auto dealers and captive insurance trusts. Joe and his team emphasize developing wealth management strategies that align with clients’ complex financial goals, utilizing the analytical tools and resources available through Merrill Lynch to enhance investment outcomes. In 2025, Joe and his team were recognized on the Forbes Best-in-State Wealth Management Teams list. Before joining Merrill Lynch, Joe spent 14 years working in retirement plan consulting across the Washington, D.C., and South Florida markets, assisting business owners and executives with company retirement plan design and implementation. In 2010, he was selected by Bank of America leadership to support Commercial Bank clients with wealth management needs. Joe holds the Certified Investment Management Analyst® (CIMA®) designation, among other credentials, and is a member of the Investments & Wealth Institute™. He earned a Bachelor of Science degree from John Carroll University and completed his CIMA® education at the University of Chicago Booth School of Business. A native of Rochester, New York, Joe attended McQuaid Jesuit High School and now lives in Fort Lauderdale, Florida with his wife Michelle and their two sons. Outside of his professional work, Joe enjoys golfing, skiing, traveling, and is involved in community activities including supporting St Anthony's Friends for Education.

John Snyder is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked within various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients. The firm employs a structured planning process and offers a range of investment services, managing approximately $2.74 trillion in client assets.

Stephen Plavin is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera since 2004. In addition to his advisory role, he is a partner at Kaplan, Plavin & Steinhardt, LLP, specializing in taxes and accounting. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and consulting services through a nationwide network of independent advisors, utilizing a multi-manager platform with access to affiliated and third-party money managers.

Kevin Gray is a CFP® with 14 years of experience in the financial services industry. He is currently with LPL Financial and has held prior roles at firms including Fisher Investments, NFP Retirement, and New York Life Investment Management. In addition to his advisory work, he is involved in tax preparation and consulting through Greyson Tax & Consulting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, offering customizable investment strategies and access to model portfolios, third-party asset managers, and institutional platforms.

Matthew Dernis is a CFP® with 30 years of experience in financial advisory. He is currently with Cambridge Investment Research Advisors, where he has worked since 2018. Prior to that, he held positions at Fortune 360 Group LLC and Investacorp Advisory Services. He is also the owner of Dernis Financial Consultants Corp and is involved in divorce planning through Divorce Litigation Solutions. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals, utilizing a variety of portfolio management approaches and platform arrangements.

David Menaged is a financial advisor at Merrill with seven years of industry experience and holds the Series 66 designation. His work history includes positions at Bank of America N.A., Mass Mutual Investors Services, MassMutual Life Insurance, Aimark, Engler Engineering, and the University of Central Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.